Insurer profile
Insurance Company Euroins AD
Euroins · Bulgaria
Overview
Insurance Company Euroins AD is one of the first insurance companies in Bulgaria, licensed since 1998, and is currently the leader of the Bulgarian general insurance market by gross premium income. It is a subsidiary of Euroins Insurance Group AD, part of the Eurohold structure, and offers a full range of general insurance products through a wide office network across the country.
Source40
Products in this market
3
Offer pages
Company details
- Parent group
- Euroins Insurance Group AD; ownership being restructured to transfer directly to Starcom Holding AD (majority shareholder of Eurohold Bulgaria AD)
- Regulator
- Financial Supervision Commission (FSC) of Bulgaria
- Phone
- +359 700 17 241
- [email protected]
Products from Insurance Company Euroins AD
Motor8
Motor Third Party Liability / Combined Car Policy
Mandatory motor third-party liability insurance for vehicle owners, available online via MyEuroins.
Motor CASCO Insurance
Comprehensive motor hull insurance covering damage to and loss of the insured vehicle.
Motor CASCO – First Risk
A combined first-risk CASCO product for cars and light commercial vehicles, bundled with accident and roadside assistance cover.
Legal Assistance in Traffic Accidents (Accident Legal Aid Insurance)
Legal aid insurance covering legal assistance costs arising from road traffic accidents.
Driver and Passenger Accident Insurance
Accident insurance covering the driver and passengers of a vehicle in case of injury or death.
Roadside Assistance Insurance
Insurance providing roadside assistance and towing services in the event of vehicle breakdown.
Marine Hull Insurance
Insurance covering damage to and loss of watercraft hulls.
MTPL for International Freight Carriers
Annual motor third-party liability insurance offered to Bulgarian international freight and haulage companies at a capped price per heavy vehicle, tied to risk-reduction measures.
Property7
A Choice For Your Home Insurance (My Home)
Home property insurance covering fire, theft, natural disasters, and other risks for individual residential properties.
ElectroPROTECTION
Property insurance covering electrical appliances and equipment at home against damage and breakdown.
Fire and Other Risks – Merchant's Property
All-risks property insurance for businesses covering fire and other perils for commercial property.
Construction Works Insurance
Insurance covering risks related to construction and installation works.
Machine Breakdown Insurance
Insurance covering sudden and accidental damage to machinery and equipment.
Electronic Equipment Insurance
Insurance covering damage to or loss of electronic equipment used for business purposes.
Agricultural Crops Insurance
Insurance covering agricultural crops against natural disasters and other weather-related risks.
Health9
My Euroins Health (Individual Medical Insurance)
Individual voluntary health insurance providing access to medical care, diagnostics, and treatment in Bulgaria and abroad.
MedIns – Trusted Medical Center
Health insurance linked to a network of trusted medical centers (MedIns) for outpatient and specialist care.
Group Medical Insurance
Group health insurance for corporate clients providing medical coverage for employees.
Accident and General Illness
Insurance covering financial losses resulting from accidents and general illnesses.
Athletes and Sports Clubs Accident Insurance
Accident insurance designed for athletes and sports club members covering injuries sustained during sporting activities.
Borrower's Accident Insurance
Accident insurance for borrowers protecting loan repayment obligations in case of accident or disability.
Domestic or Work Accident Insurance
Insurance covering domestic or occupational accidents resulting in injury, disability, or death.
Accident of Students, Children and Staff from Educational Institutions
Group accident insurance for students, children, and educational institution staff.
Accident of Visitors to Cultural, Sports and Entertainment Events
Accident insurance covering visitors attending cultural, sports, and entertainment events.
Liability7
General Civil Liability to Third Parties
General third-party liability insurance covering property and personal injury damages caused to others.
Professional Liability
Professional indemnity insurance covering liability arising from errors or omissions in the exercise of a profession.
Civil Liability for Owners of Firearms
Liability insurance for owners of firearms covering third-party damages caused by the use or possession of a firearm.
Employer's Responsibility
Employer's liability insurance covering claims from employees for work-related injuries or illness.
Tour Operator's Responsibility
Mandatory liability insurance for tour operators licensed in Bulgaria, covering their obligations to travelers.
Professional Liability of Legal Entities
Professional liability insurance for legal entities covering damages to third parties from professional activities.
Professional Liability in Design and Construction
Mandatory professional liability insurance for designers, consultants, and builders as required by Bulgarian construction law.
Travel5
Travel Assistance Abroad – Traveler
Travel assistance insurance providing medical and emergency assistance during trips abroad.
Multitrip Travel Assistance
Annual multi-trip travel assistance policy covering multiple international trips within a policy year.
Trip Cancellation Insurance
Insurance covering financial losses from trip cancellation or interruption due to unforeseen events.
Tourism in Bulgaria
Domestic travel insurance covering accidents and medical costs during travel within Bulgaria.
Combined Travel Insurance / Accident Hotel Guests
Combined travel and accident insurance for hotel guests and tourism operators covering medical and accident risks.
Financial1
Miscellaneous Financial Losses
Financial loss insurance including cover for tour-operator clients against non-refunded travel vouchers in case of tour operator insolvency, among other financial risks.
Regulatory updates
In June–July 2026, the Bulgarian FSC (КФН) confirmed and then approved an intra-group restructuring under which majority shareholder Starcom Holding AD will directly acquire a 99.33% qualified stake in ZD Euroins AD and a 100% stake in Euroins Zhivot EAD, taking these entities out from under the publicly-listed Eurohold Bulgaria AD, which is repositioning itself as a purely energy-focused holding. Euroins (ZD Euroins AD) remained the leader of the Bulgarian general insurance market in 2025 with gross premium income of approximately €314.8 million (about 14% market share). The company successfully transitioned its systems for Bulgaria's euro adoption on 1 January 2026, alongside the rest of the sector under FSC and EIOPA oversight. Earlier, in 2025, EIOPA had recommended and then confirmed improvements in the FSC's supervisory review processes related to the 2023 Euroins Romania license revocation case, while consistently finding no solvency issues at the Bulgarian entities.
Reputation and reviews
Offer pages
Casco (own-damage car insurance)
casco (own-damage car insurance) from Euroins for the Bulgaria market, with 24/7 assistance.
Last verified Oct 5, 2026
Motor third-party liability
motor third-party liability insurance from Euroins for the Bulgaria market, with online purchase.
Last verified Aug 3, 2026
Travel insurance
travel insurance from Euroins for the Bulgaria market, with online purchase and 24/7 assistance.
Last verified Sep 9, 2026