Insurer profile
Croatian Insurance House d.d. (HOK-OSIGURANJE d.d.)
Croatian Insurance House d.d. (HOK-OSIGURANJE d.d.) · Croatia
Overview
HOK-OSIGURANJE d.d. (Hrvatska osiguravajuća kuća) is a Croatian non-life insurer headquartered in Zagreb, present on the market since 2001, originally specialized in professional liability insurance for lawyers before expanding into all classes of non-life insurance.
Source12
Products in this market
3
Offer pages
Company details
- Parent group
- Anchor One d.o.o. (Zagreb)
- Regulator
- Croatian Financial Services Supervisory Agency (HANFA)
- Phone
- +385 1 5392 500
- [email protected]
Products from Croatian Insurance House d.d. (HOK-OSIGURANJE d.d.)
Motor3
Motor Third-Party Liability Insurance (Autoodgovornost)
Mandatory insurance covering the vehicle owner's liability towards third parties for damage caused by the use of the vehicle.
Auto Accident Insurance (Autonezgoda)
Additional cover on the MTPL policy insuring drivers and passengers against death or permanent disability resulting from a traffic accident.
Casco Insurance (Kasko Start / Pro / Forte)
Comprehensive vehicle insurance offered in three tiers (Start, Pro, Forte) covering collision with a known vehicle and theft, with territorial extension to Green Card countries.
Property3
Property Insurance – Moj Dom
Home insurance package (Moj Dom) covering the building structure and/or household contents against fire, earthquake, burglary, glass breakage and related risks, plus liability to third parties.
HOK Home Assistance
24/7 home assistance service providing help for household emergencies such as plumbing, electrical or locksmith issues.
Transport (Cargo) Insurance
Cargo and carrier liability insurance covering loss or damage to goods in road, sea, rail or air transport, plus haulier's liability for goods carried.
Health2
Personal Accident Insurance (Osiguranje osoba)
Individual or group accident insurance covering death, permanent disability, temporary incapacity for work and daily hospital allowance resulting from an accident.
Supplementary Health Insurance
Supplementary health insurance covering the insured's share of costs of healthcare services under the mandatory Croatian health insurance system.
Liability2
Lawyers' Professional Liability Insurance (Odvjetnička odgovornost)
Professional liability insurance covering damage caused to third parties by lawyers in the course of practicing law; HOK is the market leader in this segment.
General & Professional Liability Insurance
Covers the insured's obligation to compensate third parties for damage arising from general (non-contractual) or professional (contractual) liability.
Regulatory updates
HANFA regulates HOK-OSIGURANJE as a Croatian non-life insurer. In January 2023 HANFA approved Tomislav Rajić as a new Supervisory Board member. The company issued a subordinated corporate bond (HOKO-O-25CA) worth HRK 17 million in December 2020, approved by HANFA. Its former Italian freedom-of-services motor business (HOK Italia) was suspended in March 2019 and fully ceased on 1 November 2022.
Reputation and reviews
Offer pages
Casco (own-damage car insurance)
casco (own-damage car insurance) from HOK osiguranje for the Croatia market.
Last verified Aug 30, 2026
Motor third-party liability
motor third-party liability insurance from HOK osiguranje for the Croatia market.
Last verified Aug 30, 2026
Travel insurance
travel insurance from HOK osiguranje for the Croatia market, with online purchase and 24/7 assistance.
Last verified Aug 30, 2026