Insurer profile

GF Forsikring A/S

GF Forsikring A/S · Denmark

Founded 1967Odense, DenmarkLast verified Sep 1, 2026

Overview

GF Forsikring is a member-owned Danish non-life insurer founded in 1967 by local enthusiasts on Funen, offering private and small-business insurance through a network of independent local insurance clubs and sharing its annual profits with members instead of shareholders.

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Products in this market

Offer pages

Company details

Parent group: GF Fonden (owned collectively by member insurance clubs)
Regulator: Danish Financial Supervisory Authority (Finanstilsynet)
Phone: +45 70 13 80 80
Email: [email protected]

Official website

Products from GF Forsikring A/S

Motor5

Car insurance

Motor insurance covering cars with different levels of coverage, offered with profit-sharing for members.

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Motorcycle insurance

Insurance for motorcycles.

Moped insurance

Insurance for mopeds.

Trailer insurance

Insurance for trailers.

Veteran/classic vehicle insurance

Insurance tailored to veteran/classic cars and vehicles.

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Property9

House insurance

Building insurance covering the home against fire, storm, water damage and other perils.

Summer house insurance

Property insurance tailored for holiday/summer houses.

Contents insurance

Covers household contents and personal belongings against fire, storm, theft or vandalism, with optional add-ons such as bicycle, electronics and travel cover.

Official website

Farm/smallholding insurance

Broad cover tailored to rural life, including buildings, livestock, feed, machinery and liability for hobby farmers.

Moving machinery insurance

Insurance for non-registered moving machinery such as agricultural equipment.

Caravan insurance

Insurance for caravans, optionally covering the awning/winter tent and contents outside the caravan.

Boat insurance

Insurance covering boats and watercraft.

Construction/builder's insurance

Building/construction project insurance recommended for renovation or building work not covered by a standard home policy.

Home buyer's insurance (title/defects)

Insurance covering hidden defects discovered after a property purchase.

Health2

Accident insurance

Pays compensation for permanent injury of 5% or more, or death, resulting from an accident.

Child illness cover

A supplementary cover for serious childhood illnesses.

Liability2

Legal expenses insurance

Legal aid/legal expenses insurance covering costs of certain legal disputes.

Workplace accident insurance

Mandatory occupational injury insurance for businesses, priced according to industry risk.

Official website

Travel2

Travel insurance (standalone)

Annual standalone travel insurance covering the whole household for medical costs, repatriation, delayed baggage and trip cancellation.

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Travel insurance (add-on to contents insurance)

Travel cover that can be added to a contents insurance policy, covering Europe or worldwide with optional cancellation or ski/sports cover.

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Financial1

GF Income Protection

Income/salary protection insurance, excluded from the multi-policy discount bundle.

Pet2

Dog insurance

Pet insurance covering veterinary costs if a dog is injured or falls ill.

Cat insurance

Pet insurance covering veterinary costs if a cat is injured or falls ill.

Other2

Drone insurance

Liability/damage insurance for drones.

GF Assistance

A roadside/home assistance product offered by GF Forsikring.

Regulatory updates

Finanstilsynet has conducted several inspections of GF Forsikring in recent years. In 2023 the FSA issued an order requiring GF Forsikring to strengthen its IT risk management, including setting risk tolerance limits and improving its risk profile assessment. Earlier, in 2021 and 2022, GF Forsikring was reported to the police and given a reprimand for breaching gender equal-treatment rules in insurance pricing/terms, and in 2016 the company was ordered to correct misleading information in its online price calculator.