Insurer profile
Balcia Insurance SE Estonian Branch
Balcia Insurance SE is an international non-life insurance technology company originally established in Latvia in 1993 (as Baltijas Transporta apdrošināšana, later BTA), operating today in Estonia, Latvia, Lithuania, Poland, Germany, France, Italy and Spain. In Estonia the company operates through its branch, Balcia Insurance SE Eesti filiaal, registered in Tallinn in 2023, offering lifestyle-based non-life insurance products such as motor, home, accident, travel and civil liability insurance via web and mobile app subscription.
Source- Legal entity
- Balcia Insurance SE Estonian Branch
- Headquarters
- Tallinn, Estonia (branch); Riga, Latvia (SE headquarters)
- Parent group
- Vienna Insurance Group AG (VIG)
- Regulator
- Estonian Financial Supervision and Resolution Authority (Finantsinspektsioon) supervises the branch's host-state activities; as an EU branch, prudential supervision is exercised by the home-state authority of Latvia
- Phone
- +372 5777 9090
- info@balcia.ee
- Founded
- 1993
- Last verified
- Aug 28, 2026
Products from Balcia Insurance SE Estonian Branch
motor
MTPL Insurance
Compulsory motor third-party liability insurance covering damage caused to third parties in traffic accidents.
motor
CASCO Insurance
Voluntary vehicle insurance covering own-damage risks such as collisions, theft, vandalism and glass damage, with AI-based pricing.
property
Property (Home) Insurance
Home insurance available in Selected Risks or All Risks variants, covering fire, flood, theft, rescue, cleaning and worldwide protection of movable property.
health
Accident Insurance
Insurance providing coverage and compensation in the event of unexpected accidents, including permanent disability and treatment costs.
travel
Travel Insurance
Travel insurance covering medical expenses, trip disruptions and other unexpected situations while abroad.
liability
Civil Liability Insurance
Personal civil liability insurance covering damage accidentally caused by the policyholder or family members to third parties or their property.
motor
City Combo Insurance (Bicycle/E-scooter Insurance)
Lifestyle insurance plan for cyclists and e-scooter users covering the rider, their gear (e.g. helmet) and the two-wheeler itself.
health
Extreme Insurance
Accident insurance plan tailored for extreme sports and active leisure activities.
health
Junior Insurance
Accident and activity insurance for active children, covering school, sports, hobby groups and camps.
liability
Watercraft Liability Insurance
Liability insurance for watercraft owners covering personal injury or property damage claims caused to third parties while operating a boat.
Regulatory updates
Balcia Insurance SE Eesti filiaal was entered into the Estonian Business Register on 25.07.2023 as a branch of a foreign company, with share capital of €20,050,200, and became a member of the Association of Estonian Insurance Companies (EKsL) shortly after launching services in Estonia, with all 18 insurers operating in the country belonging to the association.
Reputation and reviews
Offer pages
Motor casco
Balcia is a motor casco insurance for the Estonia market with online purchase and 24/7 assistance.
Last verified Aug 28, 2026
Motor third-party liability
Balcia is a motor third-party liability insurance for the Estonia market with online purchase and limited assistance availability.
Last verified Aug 28, 2026
Travel insurance
Balcia is a travel insurance for the Estonia market with online purchase and 24/7 assistance.
Last verified Aug 28, 2026