Insurer profile

Balcia Insurance SE Estonian Branch

Balcia Insurance SE Estonian Branch · Estonia

Founded 1993Tallinn, Estonia (branch); Riga, Latvia (SE headquarters)Last verified Aug 28, 2026

Overview

Balcia Insurance SE is an international non-life insurance technology company originally established in Latvia in 1993 (as Baltijas Transporta apdrošināšana, later BTA), operating today in Estonia, Latvia, Lithuania, Poland, Germany, France, Italy and Spain. In Estonia the company operates through its branch, Balcia Insurance SE Eesti filiaal, registered in Tallinn in 2023, offering lifestyle-based non-life insurance products such as motor, home, accident, travel and civil liability insurance via web and mobile app subscription.

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Company details

Parent group: Vienna Insurance Group AG (VIG)
Regulator: Estonian Financial Supervision and Resolution Authority (Finantsinspektsioon) supervises the branch's host-state activities; as an EU branch, prudential supervision is exercised by the home-state authority of Latvia
Phone: +372 5777 9090
Email: [email protected]

Official website

Products from Balcia Insurance SE Estonian Branch

Motor

MTPL Insurance

Compulsory motor third-party liability insurance covering damage caused to third parties in traffic accidents.

CASCO Insurance

Voluntary vehicle insurance covering own-damage risks such as collisions, theft, vandalism and glass damage, with AI-based pricing.

City Combo Insurance (Bicycle/E-scooter Insurance)

Lifestyle insurance plan for cyclists and e-scooter users covering the rider, their gear (e.g. helmet) and the two-wheeler itself.

Property

Property (Home) Insurance

Home insurance available in Selected Risks or All Risks variants, covering fire, flood, theft, rescue, cleaning and worldwide protection of movable property.

Health

Accident Insurance

Insurance providing coverage and compensation in the event of unexpected accidents, including permanent disability and treatment costs.

Extreme Insurance

Accident insurance plan tailored for extreme sports and active leisure activities.

Junior Insurance

Accident and activity insurance for active children, covering school, sports, hobby groups and camps.

Liability

Civil Liability Insurance

Personal civil liability insurance covering damage accidentally caused by the policyholder or family members to third parties or their property.

Watercraft Liability Insurance

Liability insurance for watercraft owners covering personal injury or property damage claims caused to third parties while operating a boat.

Travel

Travel Insurance

Travel insurance covering medical expenses, trip disruptions and other unexpected situations while abroad.

Regulatory updates

Balcia Insurance SE Eesti filiaal was entered into the Estonian Business Register on 25.07.2023 as a branch of a foreign company, with share capital of €20,050,200, and became a member of the Association of Estonian Insurance Companies (EKsL) shortly after launching services in Estonia, with all 18 insurers operating in the country belonging to the association.