Insurer profile
Akciné draudimo bendrové "Gjensidige" Eesti filiaal
Gjensidige is a non-life insurance branch operating in Estonia as a branch of the Lithuanian joint-stock insurance company ADB Gjensidige (formerly part of Gjensidige Forsikring ASA, Norway). As of January 2, 2026, Gjensidige in the Baltic states has merged with ERGO Group, with the final legal merger planned for end of 2026. It offers motor, property, travel, accident, and business insurance products.
Source- Legal entity
- Akciné draudimo bendrové "Gjensidige" Eesti filiaal
- Headquarters
- Tallinn, Estonia
- Parent group
- ERGO Group AG
- Regulator
- Estonian Financial Supervision and Resolution Authority (Finantsinspektsioon); primary home-country regulator: Bank of Lithuania
- Phone
- +372 611 6112
- myyk@gjensidige.ee
- Last verified
- May 1, 2026
Products from Akciné draudimo bendrové "Gjensidige" Eesti filiaal
motor
Motor Third Party Liability Insurance
Mandatory insurance that covers damages caused by the insured vehicle to third parties and their property.
motor
Comprehensive Vehicle Insurance (Casco)
Voluntary insurance covering damage to the insured vehicle from accidents, theft, glass damage, fire, and other risks.
property
Home Insurance
Insurance protecting the home and its contents against fire, theft, water damage, vandalism, and other sudden unforeseen events.
travel
Travel Insurance – Medical Assistance
Travel insurance covering emergency medical treatment, hospitalisation and transport costs abroad during a trip.
travel
Travel Insurance – Trip Cancellation (Reisitõrge)
Covers costs related to trip cancellation, interruption, or delay due to illness, weather, or other covered events.
health
Accident Insurance
Provides protection against accidents that may cause bodily injury or death in everyday life.
financial
Loan Payment Insurance (Unemployment Insurance)
Covers mortgage loan payments if the policyholder becomes involuntarily unemployed; offered in partnership with SEB Bank.
property
Business Property Insurance
Insures commercial buildings, equipment, machinery, raw materials and finished goods against fire, theft, storm, flooding, and other perils.
property
Business Interruption Insurance
Covers lost business profit, fixed costs, rental income loss, or additional expenses resulting from interruption of business operations.
property
Electronic Equipment Insurance
Covers electronic devices and the data they contain against electronic failure, internal breakdown, or accidental damage.
property
Machinery Breakdown Insurance
Covers damage to machinery and equipment caused by sudden mechanical or electrical breakdown.
liability
Professional Liability Insurance (incl. auditor and lawyer)
Covers liability arising from professional errors or omissions causing property damage or personal injury to third parties during provision of professional services.
liability
Legal Entity Liability Insurance
General liability insurance for companies covering third-party claims for property damage or bodily injury caused by the insured entity's activities.
property
Construction All-Risk Insurance
Covers property and liability risks on construction sites, including damage to works, materials, and third-party liability during construction.
property
Apartment Association (Homeowners Association) Insurance
Property and liability insurance for apartment associations covering buildings, communal equipment, and liability to third parties.
Regulatory updates
As of January 2, 2026, ADB Gjensidige merged with ERGO Group in the Baltic states. Gjensidige began selling ERGO insurance products from April 29, 2026. The final legal merger is planned for end of 2026. The Estonian branch is registered with Finantsinspektsioon under the FSA supervised entities list as a branch of a Lithuanian insurance company (registration code 11193232).