Insurer profile
If P&C Insurance AS
If P&C Insurance AS is the leading non-life insurer in the Baltic region, registered in Estonia and operating through branches in Latvia and Lithuania. Part of the Nordic Sampo Group, it offers a comprehensive range of property and casualty insurance products to private and corporate clients.
Source- Legal entity
- If P&C Insurance AS
- Headquarters
- Tallinn, Estonia
- Parent group
- Sampo plc
- Regulator
- Estonian Financial Supervision Authority (Finantsinspektsioon)
- Phone
- +372 777 1211
- info@if.ee
- Last verified
- May 1, 2026
Products from If P&C Insurance AS
motor
Motor Third Party Liability Insurance
Mandatory motor third party liability insurance covering damage caused to third parties while driving.
motor
Comprehensive Motor Insurance (Casco)
Voluntary comprehensive vehicle insurance covering accidental damage, theft, vandalism, fire, and other unexpected events.
motor
Electric Vehicle Insurance
Casco insurance specifically tailored for fully electric vehicles (M1 and N1 categories), including charging cable and equipment coverage.
motor
Motorcycle Casco Insurance
Comprehensive casco insurance for motorcycles covering damage, theft, and other unexpected events.
property
Home Insurance
Home insurance covering the building and household contents against fire, storm, water damage, theft, and other risks.
travel
Travel Insurance
Travel insurance including medical assistance, trip cancellation, baggage, and delay coverage for trips abroad.
health
Accident Insurance
Personal accident insurance for children, adults, and the elderly covering injuries and accidents.
pet
Pet Insurance
Pet insurance for cats and dogs covering veterinary costs, liability, and loss of pet.
other
Device Insurance
Insurance for smartphones, smartwatches, laptops, tablets and headphones covering accidental damage, theft, and internal failure.
other
Bicycle Insurance
Insurance for bicycles covering theft, damage and accidents.
other
Light Electric Vehicle Insurance
Insurance for light electric vehicles (e-scooters, e-bikes) covering damage and third-party liability.
other
Small Craft Insurance
Insurance for small boats and watercraft covering damage, theft, and liability.
other
Forest Insurance
Insurance for forest and plantations covering damage from storms, fire, snow, and other natural events.
pet
Livestock Insurance
Insurance for farm animals and livestock covering death, illness, and accidents.
property
Business Property Insurance
Commercial property insurance for buildings, machinery, inventory and goods against fire, storm, theft, water damage and other risks.
financial
Business Interruption Insurance
Business interruption insurance covering lost profit, fixed costs and wages when business operations are halted due to an insured event.
motor
Commercial Motor Third Party Liability Insurance
Mandatory motor third party liability insurance for commercial vehicles and company fleets.
motor
Commercial Casco Insurance
Comprehensive vehicle casco insurance for commercial vehicles and company fleets.
travel
Business Travel Insurance
Travel insurance for employees of corporate clients covering medical assistance and other travel risks.
health
Employee Accident Insurance
Group accident insurance for employees covering workplace and other accidents.
health
Employer Health Insurance
Voluntary employer-sponsored health insurance for employees covering medical expenses.
liability
Liability Insurance
Business liability insurance covering third-party bodily injury and property damage caused by business operations.
liability
Product Liability Insurance
Product liability insurance covering damage caused by defective products manufactured or distributed by the company.
property
Construction and Assembly Insurance
Insurance for construction and assembly works covering damage to the works under construction and third-party liability.
property
Condominium Co-ownership Insurance
Insurance for condominium associations covering co-owned building structures against fire, storm, water damage and other risks.
other
Cargo Transport Insurance
Marine and cargo transport insurance covering goods in transit against loss or damage.
liability
Freight Forwarder Liability Insurance
Liability insurance for freight forwarders covering claims arising from errors or omissions in freight forwarding services.
liability
Road Haulier Liability Insurance
Liability insurance for road hauliers covering claims for loss or damage to cargo during transport.
other
Machinery and Equipment Insurance
Insurance for machinery and equipment, including agricultural machines, covering sudden and unforeseen damage.
other
Forest Insurance (Business)
Commercial forest and plantation insurance protecting against storm, fire, snow and natural damage.
other
Livestock Insurance (Business)
Commercial livestock insurance for farm animals covering death, illness, and accidents.
other
Small Craft Insurance (Business)
Commercial small craft and watercraft insurance for businesses.
cyber
Cyber Attack Insurance
Cyber insurance for businesses covering financial losses and recovery costs resulting from cyberattacks, data breaches, and IT system failures.
Regulatory updates
If P&C Insurance AS holds a valid non-life insurance licence in Estonia, last updated by the FSA on 09 January 2025. The company is licensed for accident, sickness, land vehicles, ships, goods in transit, fire and natural forces, other damage to property, motor vehicle liability, liability for ships, and legal expenses insurance. From 12 July 2024, sickness insurance is also provided in Lithuania via the Latvian branch.
Reputation and reviews
4.2
205 reviews
Google Maps rating 4.2 from 205 reviews observed via third-party aggregators (insurancesenearme.com, readymap.online) for If Kindlustus at Lõõtsa 8a, 11415 Tallinn. A direct confirmed Google Maps business profile URL for the Estonia entity could not be verified; the score and review count are sourced from aggregator pages mirroring Google Maps data.