Insurer profile

If P&C Insurance AS

If P&C Insurance AS · Estonia

Founded 1992Tallinn, EstoniaLast verified Sep 27, 2026

Overview

If P&C Insurance AS is a non-life insurance company registered in Estonia, operating in Estonia, Latvia and Lithuania and serving both private and corporate clients. It is fully owned by If P&C Insurance Holding Ltd, part of the Finnish listed Sampo Group, whose operational headquarters are in Stockholm.

Source

Products in this market

Offer pages

Company details

Parent group: If P&C Insurance Holding Ltd (Sampo Group)
Regulator: Estonian Financial Supervision Authority (Finantsinspektsioon)
Phone: +372 777 1211
Email: [email protected]

Official website

Products from If P&C Insurance AS

Motor

Motor Third Party Liability Insurance

Mandatory motor third party liability insurance covering damage caused to third parties while driving.

Comprehensive Motor Insurance (Casco)

Voluntary comprehensive vehicle insurance covering accidental damage, theft, vandalism, fire, and other unexpected events.

Electric Vehicle Insurance

Casco insurance specifically tailored for fully electric vehicles (M1 and N1 categories), including charging cable and equipment coverage.

Motorcycle Casco Insurance

Comprehensive casco insurance for motorcycles covering damage, theft, and other unexpected events.

Commercial Motor Third Party Liability Insurance

Mandatory motor third party liability insurance for commercial vehicles and company fleets.

Commercial Casco Insurance

Comprehensive vehicle casco insurance for commercial vehicles and company fleets.

Property

Home Insurance

Home insurance covering the building and household contents against fire, storm, water damage, theft, and other risks.

Business Property Insurance

Commercial property insurance for buildings, machinery, inventory and goods against fire, storm, theft, water damage and other risks.

Construction and Assembly Insurance

Insurance for construction and assembly works covering damage to the works under construction and third-party liability.

Condominium Co-ownership Insurance

Insurance for condominium associations covering co-owned building structures against fire, storm, water damage and other risks.

Health

Accident Insurance

Personal accident insurance for children, adults, and the elderly covering injuries and accidents.

Employee Accident Insurance

Group accident insurance for employees covering workplace and other accidents.

Employer Health Insurance

Voluntary employer-sponsored health insurance for employees covering medical expenses.

Liability

Liability Insurance

Business liability insurance covering third-party bodily injury and property damage caused by business operations.

Product Liability Insurance

Product liability insurance covering damage caused by defective products manufactured or distributed by the company.

Freight Forwarder Liability Insurance

Liability insurance for freight forwarders covering claims arising from errors or omissions in freight forwarding services.

Road Haulier Liability Insurance

Liability insurance for road hauliers covering claims for loss or damage to cargo during transport.

Travel

Travel Insurance

Travel insurance including medical assistance, trip cancellation, baggage, and delay coverage for trips abroad.

Business Travel Insurance

Travel insurance for employees of corporate clients covering medical assistance and other travel risks.

Financial

Business Interruption Insurance

Business interruption insurance covering lost profit, fixed costs and wages when business operations are halted due to an insured event.

Pet

Pet Insurance

Pet insurance for cats and dogs covering veterinary costs, liability, and loss of pet.

Livestock Insurance

Insurance for farm animals and livestock covering death, illness, and accidents.

Cyber

Cyber Attack Insurance

Cyber insurance for businesses covering financial losses and recovery costs resulting from cyberattacks, data breaches, and IT system failures.

Other

Device Insurance

Insurance for smartphones, smartwatches, laptops, tablets and headphones covering accidental damage, theft, and internal failure.

Bicycle Insurance

Insurance for bicycles covering theft, damage and accidents.

Light Electric Vehicle Insurance

Insurance for light electric vehicles (e-scooters, e-bikes) covering damage and third-party liability.

Small Craft Insurance

Insurance for small boats and watercraft covering damage, theft, and liability.

Forest Insurance

Insurance for forest and plantations covering damage from storms, fire, snow, and other natural events.

Cargo Transport Insurance

Marine and cargo transport insurance covering goods in transit against loss or damage.

Machinery and Equipment Insurance

Insurance for machinery and equipment, including agricultural machines, covering sudden and unforeseen damage.

Forest Insurance (Business)

Commercial forest and plantation insurance protecting against storm, fire, snow and natural damage.

Livestock Insurance (Business)

Commercial livestock insurance for farm animals covering death, illness, and accidents.

Small Craft Insurance (Business)

Commercial small craft and watercraft insurance for businesses.

Regulatory updates

If P&C Insurance AS remains a licensed non-life insurer registered with the Estonian FSA (Finantsinspektsioon), listed among the licensed non-life insurance companies in Estonia. The Estonian entity is fully owned by If P&C Insurance Holding Ltd, part of the Nordic Sampo Group, and continues to serve customers across Estonia, Latvia and Lithuania under the If Kindlustus brand.