Insurer profile

EUROPA Versicherung AG / EUROPA Lebensversicherung AG

EUROPA Versicherung AG / EUROPA Lebensversicherung AG · Germany

Founded 1959Cologne, GermanyLast verified Aug 27, 2026

Overview

EUROPA Versicherung is a German direct insurer based in Cologne, part of the Continentale Versicherungsverbund, offering private customers property, casualty, motor and life insurance products under the motto "Versicherung pur".

Source

Products in this market

Offer pages

Company details

Parent group: Continentale Versicherungsverbund
Regulator: Federal Financial Supervisory Authority (BaFin)
Phone: +49 221 5737 200
Email: [email protected]

Official website

Products from EUROPA Versicherung AG / EUROPA Lebensversicherung AG

Motor

Motor Third-Party Liability / Car Insurance

Mandatory motor liability insurance covering personal injury and property damage caused to third parties.

Comprehensive/Partial Comprehensive Car Insurance

Covers damage to the policyholder's own vehicle, available as partial or fully comprehensive cover.

Electric Car Insurance

Motor insurance tailored for electric vehicles, with liability, partial and fully comprehensive options.

Motorcycle Insurance

Liability and casco insurance for motorcycles.

Car Insurance for Seniors

Motor insurance tariff tailored for older drivers.

EUROPA-go (Online Motor Insurance)

A fully online motor insurance brand of EUROPA Versicherung AG offering liability and casco cover managed entirely digitally.

GAP Coverage

Add-on to fully comprehensive cover that closes the financing gap between the insured sum and the remaining leasing/financing amount in case of total loss or theft.

Breakdown/Roadside Assistance Package

Optional add-on covering breakdown assistance, accident support and related travel services in Europe.

Property

Home Contents Insurance

Insurance covering household contents against risks such as burglary, fire, water damage, storm and hail.

Building/Homeowners Insurance

Insurance for residential buildings with optional coverage against natural hazards (Elementarschutz).

Glass Insurance

Covers glass breakage damage to windows, doors and furniture in a home or apartment.

Health

Personal Accident Insurance

Provides financial benefits for permanent health impairment resulting from an accident, valid worldwide.

Supplementary Dental Insurance

Supplementary health insurance covering dental treatment costs not fully covered by statutory health insurance.

Liability

Private Liability Insurance

Covers legal claims for personal injury, property or financial damage caused to third parties by the policyholder.

Dog Liability Insurance

Covers legal claims for damage caused by the policyholder's dog to third parties.

Travel

Travel Health Insurance

Covers costs for medical, outpatient or inpatient treatment abroad, available worldwide starting from €12 per year.

Group Travel Health Insurance

Allows companies and institutions to offer travel health insurance to a group of people under one joint policy.

Life

Term Life Insurance

Provides financial protection for surviving dependents in the event of the insured person's death.

Disability/Occupational Incapacity Insurance

Protects income when the insured person can no longer work in their profession for health reasons.

Occupational Incapacity Insurance (Erwerbsunfähigkeit)

An alternative income-protection product covering general incapacity to work, distinct from occupation-specific disability cover.

Financial

Private Pension Insurance

Builds up additional retirement savings, paid out as lifelong annuity or lump sum.

Basic Pension Insurance (Rürup Pension)

State-subsidized pension plan offering guaranteed lifelong annuity payments with tax advantages, aimed mainly at self-employed people.

Unit-Linked Pension Insurance

A fund-based retirement savings product invested in equity funds such as an MSCI World ETF.

Children's Savings Plan

A savings product for children that can be partially withdrawn for purposes like a driving license or studies.

Regulatory updates

EUROPA Versicherung AG and EUROPA Lebensversicherung AG are licensed and supervised by BaFin (Graurheindorfer Str. 108, 53117 Bonn) as German domestic insurers under the Insurance Supervision Act (VAG). No adverse regulatory actions have been publicly reported; BaFin's annual complaints statistics have historically shown very low complaint volumes for the insurer.

Reputation and reviews

Facebook

55 likes

Google

3.3

849 reviews

Rating from Google Maps profile for EUROPA Versicherungen headquarters, Piusstraße 137, Cologne; review count corroborated by a third-party phonebook citing the Google rating.