Insurer profile
EUROPA Versicherung AG / EUROPA Lebensversicherung AG
EUROPA Versicherung is a German direct insurer based in Cologne, part of the Continentale Versicherungsverbund, offering private customers property, casualty, motor and life insurance products under the motto "Versicherung pur".
Source- Legal entity
- EUROPA Versicherung AG / EUROPA Lebensversicherung AG
- Headquarters
- Cologne, Germany
- Parent group
- Continentale Versicherungsverbund
- Regulator
- Federal Financial Supervisory Authority (BaFin)
- Phone
- +49 221 5737 200
- info@europa.de
- Founded
- 1959
- Last verified
- Aug 27, 2026
Products from EUROPA Versicherung AG / EUROPA Lebensversicherung AG
motor
Motor Third-Party Liability / Car Insurance
Mandatory motor liability insurance covering personal injury and property damage caused to third parties.
motor
Comprehensive/Partial Comprehensive Car Insurance
Covers damage to the policyholder's own vehicle, available as partial or fully comprehensive cover.
motor
Electric Car Insurance
Motor insurance tailored for electric vehicles, with liability, partial and fully comprehensive options.
motor
Motorcycle Insurance
Liability and casco insurance for motorcycles.
motor
Car Insurance for Seniors
Motor insurance tariff tailored for older drivers.
motor
EUROPA-go (Online Motor Insurance)
A fully online motor insurance brand of EUROPA Versicherung AG offering liability and casco cover managed entirely digitally.
liability
Private Liability Insurance
Covers legal claims for personal injury, property or financial damage caused to third parties by the policyholder.
liability
Dog Liability Insurance
Covers legal claims for damage caused by the policyholder's dog to third parties.
property
Home Contents Insurance
Insurance covering household contents against risks such as burglary, fire, water damage, storm and hail.
property
Building/Homeowners Insurance
Insurance for residential buildings with optional coverage against natural hazards (Elementarschutz).
property
Glass Insurance
Covers glass breakage damage to windows, doors and furniture in a home or apartment.
health
Personal Accident Insurance
Provides financial benefits for permanent health impairment resulting from an accident, valid worldwide.
health
Supplementary Dental Insurance
Supplementary health insurance covering dental treatment costs not fully covered by statutory health insurance.
travel
Travel Health Insurance
Covers costs for medical, outpatient or inpatient treatment abroad, available worldwide starting from €12 per year.
travel
Group Travel Health Insurance
Allows companies and institutions to offer travel health insurance to a group of people under one joint policy.
life
Term Life Insurance
Provides financial protection for surviving dependents in the event of the insured person's death.
life
Disability/Occupational Incapacity Insurance
Protects income when the insured person can no longer work in their profession for health reasons.
life
Occupational Incapacity Insurance (Erwerbsunfähigkeit)
An alternative income-protection product covering general incapacity to work, distinct from occupation-specific disability cover.
financial
Private Pension Insurance
Builds up additional retirement savings, paid out as lifelong annuity or lump sum.
financial
Basic Pension Insurance (Rürup Pension)
State-subsidized pension plan offering guaranteed lifelong annuity payments with tax advantages, aimed mainly at self-employed people.
financial
Unit-Linked Pension Insurance
A fund-based retirement savings product invested in equity funds such as an MSCI World ETF.
financial
Children's Savings Plan
A savings product for children that can be partially withdrawn for purposes like a driving license or studies.
motor
GAP Coverage
Add-on to fully comprehensive cover that closes the financing gap between the insured sum and the remaining leasing/financing amount in case of total loss or theft.
motor
Breakdown/Roadside Assistance Package
Optional add-on covering breakdown assistance, accident support and related travel services in Europe.
Regulatory updates
EUROPA Versicherung AG and EUROPA Lebensversicherung AG are licensed and supervised by BaFin (Graurheindorfer Str. 108, 53117 Bonn) as German domestic insurers under the Insurance Supervision Act (VAG). No adverse regulatory actions have been publicly reported; BaFin's annual complaints statistics have historically shown very low complaint volumes for the insurer.
Reputation and reviews
Offer pages
Motor casco
EUROPA is a motor casco insurance for the Germany market with online purchase and 24/7 assistance.
Last verified Aug 28, 2026
Motor third-party liability
EUROPA is a motor third-party liability insurance for the Germany market with online purchase and 24/7 assistance.
Last verified Aug 28, 2026
Travel insurance
EUROPA is a travel insurance for the Germany market with online purchase and 24/7 assistance.
Last verified Aug 28, 2026