Insurer profile
EUROPA Versicherung AG (trading as EUROPA-go)
EUROPA-go is the pure online car insurance brand of EUROPA Versicherung AG, launched in July 2014, offering motor liability, comprehensive and third-party partial cover contracts handled entirely online. EUROPA Versicherung AG itself is a direct insurer founded as part of the Europa group (whose roots go back to 1959) and is fully part of the Continentale Versicherungsverbund.
Source- Legal entity
- EUROPA Versicherung AG (trading as EUROPA-go)
- Headquarters
- Cologne, Germany
- Parent group
- Continentale Versicherungsverbund
- Regulator
- Federal Financial Supervisory Authority (BaFin)
- Phone
- +49 221 5737233
- europa-go@europa.de
- Founded
- 2014
- Last verified
- Aug 27, 2026
Products from EUROPA Versicherung AG (trading as EUROPA-go)
motor
Car liability insurance
Mandatory third-party motor liability cover for cars with a flat coverage sum of 100 million euros.
motor
Partial/comprehensive casco insurance (car)
Optional vehicle damage cover in Basis or Komfort tariff, protecting against theft, fire, natural hazards, and (in Vollkasko) own-fault damage.
motor
Spar-Kasko (discounted partial casco)
A discounted partial casco variant offering a premium reduction compared to classic Teilkasko cover.
motor
Motorcycle liability insurance
Mandatory third-party liability cover for motorcycles, including optional Mallorca coverage for rented vehicles abroad.
motor
Motorcycle partial casco insurance
Optional damage cover for motorcycles against fire, theft, natural hazards and animal-bite damage.
motor
Second-car insurance
Special no-claims-class conditions ('Zweitwagen-Plus') that lower premiums for policyholders insuring an additional vehicle.
motor
Breakdown assistance package (Kfz-Schutzbrief)
Add-on roadside assistance covering breakdown recovery, vehicle repatriation, replacement car and related travel support.
motor
Mallorca coverage (Komfort tariff add-on)
Extension included in the Komfort tariff that tops up liability cover to German standards when driving a rental car/motorcycle abroad in Europe.
motor
Electric/hybrid vehicle cover
Special provisions for electric and hybrid cars/motorcycles, covering wallboxes, chargers, charging cables and battery replacement without new-for-old deductions.
Regulatory updates
EUROPA-go operates under the BaFin licence held by EUROPA Versicherung AG. The insurer's Impressum confirms it holds the licence issued by the Bundesanstalt für Finanzdienstleistungsaufsicht, Graurheindorfer Str. Recent customer reviews on Trustpilot indicate several policyholders have escalated unresolved claims-handling disputes directly to BaFin and the insurance ombudsman (Versicherungsombudsmann), particularly regarding delayed casco claim settlements in 2025.
Reputation and reviews
Offer pages
Motor casco
EUROPA-go is a motor casco insurance for the Germany market with online purchase and 24/7 assistance.
Last verified Aug 28, 2026
Motor third-party liability
EUROPA-go is a motor third-party liability insurance for the Germany market with online purchase and 24/7 assistance.
Last verified Aug 28, 2026