Insurer profile
HDI Versicherung AG
HDI Versicherung AG · Germany
Overview
HDI Versicherung AG is one of Germany's largest and most well-known insurers, part of the Talanx Group, offering a broad range of insurance and financial services to private and business customers.
Source45
Products in this market
2
Offer pages
Company details
- Parent group
- Talanx AG (ultimately HDI Haftpflichtverband der Deutschen Industrie VVaG)
- Regulator
- Federal Financial Supervisory Authority (BaFin)
- Phone
- +49 511 3806-3806
- [email protected]
Products from HDI Versicherung AG
Motor
Motor Third-Party Liability Insurance
Covers damages caused to third parties with vehicles, with a flat sum insured of up to 100 million euros.
Comprehensive/Partial Motor Insurance (Kasko)
Covers own vehicle damage from theft, weather, accidents and more, in partial or fully comprehensive versions.
Motorcycle Insurance
Liability and casco insurance tailored for motorcycles.
Classic Car Insurance
Specialized coverage for classic and vintage vehicles.
E-Bike Insurance
Insurance coverage for electric bicycles against theft and damage.
Moped/Scooter Insurance
Liability and casco coverage for scooters and mopeds.
Motorhome Insurance
Insurance for motorhomes covering liability and vehicle damage.
Caravan Insurance
Coverage for caravans/trailers used for travel.
Trailer Insurance
Insurance for trailers attached to vehicles.
Bicycle Protection Letter
Assistance and protection cover for bicycle breakdowns and incidents.
GAP Insurance (Leasing/Loan Vehicle)
Closes the financial gap between a leased/financed vehicle's residual debt and its replacement value in case of total loss.
Property
Household Contents Insurance
Covers household contents against fire, theft, water damage and optionally natural hazards.
Building/Home Insurance
Covers residential buildings against fire, storm, water damage, optionally including natural hazard coverage.
Commercial Property/Contents Insurance
Covers business inventory and contents against damage such as fire, theft and water.
Business Interruption Insurance
Covers loss of business income following an insured property damage event.
Multiline Commercial Package Insurance
Bundles multiple commercial property covers into a single unified policy for businesses.
Transport Insurance
Covers goods and cargo in transit against loss or damage.
Exhibition Insurance
Covers goods and exhibits displayed at trade shows and exhibitions.
Cargo/Goods Transport Insurance
Covers goods transported by a company against loss or damage during transit.
Health
Private Accident Insurance
Provides financial protection in case of accidents in private life.
Basic Ability/Disability Insurance
Pays a pension if the insured loses basic physical or cognitive abilities.
Private Health Insurance
Full private health insurance coverage as an alternative to statutory health insurance.
Daily Sickness Allowance
Provides daily payments to compensate for lost income during illness.
Long-Term Care Insurance
Supplemental coverage for long-term care needs.
Outpatient Supplementary Insurance
Supplemental insurance covering outpatient treatment costs not covered by statutory insurance.
Hospital Supplementary Insurance
Additional coverage for enhanced hospital services such as private rooms.
Business Health Insurance
Health insurance solutions designed for business/corporate customers.
Dental Supplementary Insurance
Supplemental insurance covering dental treatment costs.
Liability
Private Liability Insurance
Covers financial consequences of causing damage to third parties in daily life, available in Basis, Komfort and Premium tiers.
Professional Liability Insurance
Liability cover for freelancers and professionals such as doctors, tax advisors, lawyers, architects and engineers.
Business/Operational Liability Insurance
Liability cover for companies against third-party claims arising from business operations.
Freight Forwarder Liability Insurance
Liability insurance for carriers and freight forwarders.
Legal Protection Insurance
Covers legal costs for disputes across areas such as traffic, private life, and profession.
Life
Term Life Insurance
Provides a lump-sum payment to beneficiaries in the event of the insured's death.
Capital Life Insurance
Combines life protection with capital accumulation for retirement provisions.
Unit-Linked Life Insurance
Life insurance linked to investment funds offering growth potential for retirement savings.
Financial
Income Protection (Vehicle Fleet Content)
Covers goods/contents transported in company vehicles used for internal deliveries.
Disability/Income Protection Insurance
Provides income replacement if the policyholder becomes unable to work due to disability.
Basic Pension (Basisrente/Rürup)
State-subsidized basic pension plan (Rürup pension) for retirement savings.
Riester Pension
State-subsidized private pension scheme (Riester) for retirement provisions.
Occupational Pension Scheme
Employer-sponsored retirement savings plan for employees.
Regulatory updates
In 2025, BaFin recorded a significant nationwide rise in complaints about motor insurers, with 5,238 complaints in motor insurance (up from 2,987 in 2024) and a market average complaint ratio of about 2.9 per 100,000 contracts; BaFin attributed the increase mainly to a single outlier case rather than a sector-wide trend and has called for faster claims handling (target of no more than four weeks). According to statistics reported via Wikipedia, HDI's motor insurance complaint ratio has historically been notably above the market average, though HDI and other large insurers were generally reported among the below-average performers in the most recent 2025 ranking of the largest insurers.
Reputation and reviews
Offer pages
Casco (own-damage car insurance)
casco (own-damage car insurance) from HDI for the Germany market, with online purchase and 24/7 assistance.
Last verified Aug 27, 2026
Motor third-party liability
motor third-party liability insurance from HDI for the Germany market, with 24/7 assistance.
Last verified Sep 2, 2026