Insurer profile
SIGNAL IDUNA Group
SIGNAL IDUNA Group · Germany
Overview
SIGNAL IDUNA is a German insurance and financial services group formed in 1999 through the merger of Dortmund-based Signal Versicherungen and Hamburg-based Iduna Nova Group, offering health, life, property/casualty insurance and financial services (banking, building savings, asset management) to private and corporate customers.
Source62
Products in this market
2
Offer pages
Company details
- Regulator
- Federal Financial Supervisory Authority (BaFin)
- Phone
- +49 231 135-0
- [email protected]
Products from SIGNAL IDUNA Group
Motor5
Car insurance
Liability and comprehensive motor insurance for cars, including special tariffs for new drivers.
Motorhome insurance
Insurance cover for motorhomes.
Motorcycle insurance
Liability and comprehensive insurance for motorcycles.
Moped insurance
Insurance for mopeds.
E-scooter insurance
Liability insurance for electric scooters.
Property9
Bicycle insurance
Theft and damage insurance for bicycles.
Cargo bike insurance
Insurance for cargo bikes.
E-bike insurance
Theft and damage insurance for e-bikes.
Home contents insurance
Covers household belongings against fire, water, storm and burglary damage.
Building/homeowner insurance
Covers residential buildings against fire, water, storm/hail and optional natural hazards.
Industrial/commercial property insurance
Property insurance for industrial and commercial risks.
Technical insurance
Insurance for machinery, electronics and technical equipment.
Transport and aviation insurance
Insurance covering transported goods and aviation risks.
Practice/office insurance
Bundled property and liability cover for medical practices, law firms and partnerships.
Health14
Private health insurance
Comprehensive private health insurance for individuals.
Private health insurance for self-employed
Private health cover tailored to self-employed persons.
Private health insurance for employees
Private health cover tailored to employees.
Private health insurance for civil servants
Private health cover complementing state allowances for civil servants.
Private health insurance for students
Private health insurance designed for students.
Waiting period insurance
Preserves health insurance entitlements during periods without cover.
Premium relief tariff
Optional tariff to reduce health insurance premiums in retirement.
Dental supplementary insurance
Supplementary cover for dental treatment, implants and dentures.
Dental supplementary insurance for children
Dental supplementary insurance designed for children.
Outpatient supplementary insurance
Supplementary cover for outpatient treatments beyond statutory health insurance.
Glasses/vision insurance
Covers costs for glasses and eyesight-related care.
Hospital supplementary insurance
Supplementary insurance for hospital stays, e.g. private room and chief physician treatment.
Hospital supplementary insurance for children
Hospital supplementary insurance designed for children, including rooming-in.
Accident insurance
Covers financial consequences of accidents including disability.
Liability14
Private legal expenses insurance
Covers legal costs for private disputes.
Private liability insurance
General third-party liability cover for private individuals.
Family liability insurance
Liability insurance covering the whole family.
Single liability insurance
Liability insurance tailored for single persons.
Employee liability insurance
Liability insurance for employees against work-related claims.
Animal owner liability insurance
Covers damage caused by pets such as dogs and horses to third parties.
Hunting liability insurance
Liability insurance for hunters.
Builder's liability insurance
Liability cover for property owners during construction projects.
House and land owner liability insurance
Liability insurance for owners of houses and land.
Water damage liability insurance
Liability cover for damage to water bodies, e.g. from oil tanks.
Traffic legal protection insurance
Legal and liability protection related to traffic incidents.
Business and professional liability insurance
Liability insurance for businesses and professionals against third-party claims.
Legal expenses insurance
Covers legal costs across various areas of life, including via Group subsidiary DEURAG.
D&O insurance
Directors and officers liability insurance reducing personal liability risk for company management.
Travel7
Travel health insurance
Covers medical costs while travelling abroad.
Family travel health insurance
Travel medical insurance covering the whole family abroad.
Trip cancellation insurance
Covers costs if a trip must be cancelled.
Annual trip cancellation insurance
Annual policy covering cancellation costs for multiple trips per year.
Family trip cancellation insurance
Trip cancellation cover for families.
Travel insurance complete packages
Bundled travel insurance packages combining multiple travel covers.
Luggage insurance
Covers loss or damage of luggage during travel.
Life9
Occupational disability insurance
Provides a pension if the insured becomes unable to work in their profession.
Basic ability insurance
Pays a pension upon loss of specified basic physical or mental abilities.
Incapacity for work insurance
Provides income if the insured becomes fully incapacitated for any work.
Private pension insurance
Supplementary private pension to the statutory pension.
Term life insurance
Pure death-risk life insurance to protect dependents financially.
Funeral/death benefit insurance
Life insurance intended to cover funeral costs.
Riester pension
State-subsidised retirement savings product.
Rürup (basic) pension
Tax-advantaged basic pension scheme mainly for self-employed persons.
Company pension scheme
Supports employers in setting up occupational pension plans for staff.
Pet2
Regulatory updates
BaFin has repeatedly flagged IT governance deficiencies at SIGNAL IDUNA Lebensversicherung a.G.: in May 2023 it imposed a capital surcharge on the solvency capital requirement due to shortcomings in the insurer's IT-related business organization, with the order becoming final on 13 November 2023. A 2024 follow-up inspection found that not all deficiencies identified in the original 2021 audit had been resolved, so BaFin ordered further remediation with full compliance (including EU DORA requirements) targeted by end of 2025/2026; the 3.25% capital surcharge remains in place until all requirements are met. Separately, in June 2022 BaFin ordered additional own funds requirements against SIGNAL IDUNA Bauspar Aktiengesellschaft over business organization deficiencies under the German Banking Act (KWG).
Reputation and reviews
Offer pages
Motor third-party liability
motor third-party liability insurance from SIGNAL IDUNA for the Germany market, with online purchase.
Last verified Aug 27, 2026
Travel insurance
travel insurance from SIGNAL IDUNA for the Germany market, with online purchase and 24/7 assistance.
Last verified Aug 27, 2026