
Insurer profile
Sparkassen-Versicherung Sachsen (comprising Sparkassen-Versicherung Sachsen Allgemeine Versicherung AG and Sparkassen-Versicherung Sachsen Lebensversicherung AG, under S.V. Holding AG)
Sparkassen-Versicherung Sachsen (comprising Sparkassen-Versicherung Sachsen Allgemeine Versicherung AG and Sparkassen-Versicherung Sachsen Lebensversicherung AG, under S.V. Holding AG) · Germany
Overview
Sparkassen-Versicherung Sachsen is a public regional insurer headquartered in Dresden, active exclusively in the Free State of Saxony in cooperation with the Saxon savings banks (Sparkassen).
Source44
Products in this market
3
Offer pages
Company details
- Parent group
- S.V. Holding AG
- Regulator
- Federal Financial Supervisory Authority (BaFin)
- Phone
- +49 351 4235-0
- [email protected]
Products from Sparkassen-Versicherung Sachsen (comprising Sparkassen-Versicherung Sachsen Allgemeine Versicherung AG and Sparkassen-Versicherung Sachsen Lebensversicherung AG, under S.V. Holding AG)
Motor
Motor Third-Party Liability Insurance
Mandatory liability cover protecting others against damage caused by the insured vehicle.
Comprehensive/Partial Casco Motor Insurance
Optional casco cover for own-vehicle damage, available as partial or fully comprehensive.
Roadside Assistance Package (Auto-Schutzbrief)
Breakdown and roadside assistance protection cover for motor vehicles.
Moped/Scooter Insurance
Liability insurance for mopeds and scooters as required by law.
AutoStart Policy (young driver discount)
Special motor insurance offer aimed at young/new drivers.
Property
Household Contents Insurance
Covers household contents against destruction, damage or loss, with optional natural-hazard extensions.
Building/Homeowners Insurance
Protects the building against fire, water damage, storm, hail and further natural hazards.
Commercial/Industrial Property Insurance
Property insurance solutions for industrial and commercial businesses.
Technical Insurance
Covers technical equipment and machinery risks for businesses.
Construction/Builders Works Insurance
Covers damage occurring during construction projects.
Health
Accident Insurance
Provides financial protection in case of accidents causing injury or disability.
Health Insurance
Health insurance offered via cooperation partners.
Supplementary Health Insurance
Supplementary cover topping up statutory health insurance benefits.
Long-Term Care Supplementary Insurance
Supplementary insurance to cover costs of long-term nursing care.
Long-Term Care Annuity Insurance
Pays a regular annuity in case of long-term care needs.
Liability
Directors & Officers (D&O) Insurance
Liability cover for company directors and officers.
Business & Professional Liability Insurance
Liability cover for businesses and professionals against third-party claims.
Private Liability Insurance
Covers private individuals against claims for damage caused to third parties.
Dog Owner Liability Insurance
Liability cover for dog owners against damage caused by their animal.
Property Owner Liability Insurance
Liability cover for property owners against claims arising from ownership of real estate.
Water Damage Liability Insurance
Liability cover for damage caused to bodies of water, e.g. from oil tanks.
Builder's Liability Insurance
Liability cover for property developers/builders during construction.
Legal Expenses Insurance
Covers legal costs in private, traffic, employment and tenancy disputes, offered via partners.
Travel
Life
Occupational Disability Insurance
Secures income and living standard in the event of occupational disability.
Existential/Dread-Disease Insurance
Protects financial existence in case of serious illness or accident.
Classic Capital Life Insurance
Traditional endowment life insurance combining savings and death benefit.
Unit-Linked Capital Life Insurance
Fund-linked endowment life insurance combining investment and life cover.
Term Life / Risk Provision Insurance
Term life insurance providing financial protection for dependents in case of death.
Sorglos-Leben (worry-free life care insurance)
Life insurance product aimed at ensuring independent living even when reliant on assistance.
Funeral/Death Benefit Insurance
Provides for funeral costs and financially relieves relatives in case of death.
Generations Safe (wealth transfer insurance)
Insurance-based solution to keep and pass on family wealth across generations.
Education Insurance for Children
Endowment-type insurance building up capital for children's education.
Kinderleicht-Vorsorge (child savings plan)
Early savings plan to build a financial foundation for children's future.
Financial
Basis/Rürup Pension (classic)
Regular savings with tax benefits for retirement, sold via savings plan.
Riester Pension
State-subsidized private pension savings product.
Company Pension (Firmen-Rente)
Occupational pension scheme arranged by employers for employees.
Savings Plan / Investment Safe
Regular savings plan or lump-sum investment product for wealth accumulation.
Credit and Surety Insurance
Protects against credit default risks and provides surety bonds.
Regulatory updates
No specific enforcement actions or sanctions against Sparkassen-Versicherung Sachsen were found. The insurer is supervised by BaFin as a standard German public insurer and regularly publishes annual reports (Geschäftsberichte) for its subsidiaries SAS and SLS; general BaFin rule updates (e.g. the October 2025 Fit & Proper circulars for management bodies under KWG/VAG) apply sector-wide rather than to this insurer specifically.
Reputation and reviews
Offer pages
Casco (own-damage car insurance)
casco (own-damage car insurance) from SV Sachsen for the Germany market, with 24/7 assistance.
Last verified Aug 28, 2026
Motor third-party liability
motor third-party liability insurance from Sparkassen-Versicherung Sachsen for the Germany market, with online purchase and 24/7 assistance.
Last verified Aug 28, 2026
Travel insurance
travel insurance from SV Sachsen for the Germany market, with online purchase and 24/7 assistance.
Last verified Aug 28, 2026