Insurer profile
Sparkassen-Versicherung Sachsen (comprising Sparkassen-Versicherung Sachsen Allgemeine Versicherung AG and Sparkassen-Versicherung Sachsen Lebensversicherung AG, under S.V. Holding AG)
Sparkassen-Versicherung Sachsen is a public regional insurer headquartered in Dresden, active exclusively in the Free State of Saxony in cooperation with the Saxon savings banks (Sparkassen).
Source- Legal entity
- Sparkassen-Versicherung Sachsen (comprising Sparkassen-Versicherung Sachsen Allgemeine Versicherung AG and Sparkassen-Versicherung Sachsen Lebensversicherung AG, under S.V. Holding AG)
- Headquarters
- Dresden, Germany
- Parent group
- S.V. Holding AG
- Regulator
- Federal Financial Supervisory Authority (BaFin)
- Phone
- +49 351 4235-0
- service@sv-sachsen.de
- Founded
- 1992
- Last verified
- Aug 27, 2026
Products from Sparkassen-Versicherung Sachsen (comprising Sparkassen-Versicherung Sachsen Allgemeine Versicherung AG and Sparkassen-Versicherung Sachsen Lebensversicherung AG, under S.V. Holding AG)
motor
Motor Third-Party Liability Insurance
Mandatory liability cover protecting others against damage caused by the insured vehicle.
motor
Comprehensive/Partial Casco Motor Insurance
Optional casco cover for own-vehicle damage, available as partial or fully comprehensive.
motor
Roadside Assistance Package (Auto-Schutzbrief)
Breakdown and roadside assistance protection cover for motor vehicles.
motor
Moped/Scooter Insurance
Liability insurance for mopeds and scooters as required by law.
motor
AutoStart Policy (young driver discount)
Special motor insurance offer aimed at young/new drivers.
property
Household Contents Insurance
Covers household contents against destruction, damage or loss, with optional natural-hazard extensions.
property
Building/Homeowners Insurance
Protects the building against fire, water damage, storm, hail and further natural hazards.
property
Commercial/Industrial Property Insurance
Property insurance solutions for industrial and commercial businesses.
property
Technical Insurance
Covers technical equipment and machinery risks for businesses.
property
Construction/Builders Works Insurance
Covers damage occurring during construction projects.
cyber
Cyber Insurance
Protection for businesses against cyber risks and data breaches.
cyber
Internet Protection (personal cyber cover)
Personal protection against online fraud, identity theft and similar internet risks.
liability
Directors & Officers (D&O) Insurance
Liability cover for company directors and officers.
liability
Business & Professional Liability Insurance
Liability cover for businesses and professionals against third-party claims.
liability
Private Liability Insurance
Covers private individuals against claims for damage caused to third parties.
liability
Dog Owner Liability Insurance
Liability cover for dog owners against damage caused by their animal.
liability
Property Owner Liability Insurance
Liability cover for property owners against claims arising from ownership of real estate.
liability
Water Damage Liability Insurance
Liability cover for damage caused to bodies of water, e.g. from oil tanks.
liability
Builder's Liability Insurance
Liability cover for property developers/builders during construction.
liability
Legal Expenses Insurance
Covers legal costs in private, traffic, employment and tenancy disputes, offered via partners.
health
Accident Insurance
Provides financial protection in case of accidents causing injury or disability.
health
Health Insurance
Health insurance offered via cooperation partners.
health
Supplementary Health Insurance
Supplementary cover topping up statutory health insurance benefits.
health
Long-Term Care Supplementary Insurance
Supplementary insurance to cover costs of long-term nursing care.
health
Long-Term Care Annuity Insurance
Pays a regular annuity in case of long-term care needs.
life
Occupational Disability Insurance
Secures income and living standard in the event of occupational disability.
life
Existential/Dread-Disease Insurance
Protects financial existence in case of serious illness or accident.
life
Classic Capital Life Insurance
Traditional endowment life insurance combining savings and death benefit.
life
Unit-Linked Capital Life Insurance
Fund-linked endowment life insurance combining investment and life cover.
life
Term Life / Risk Provision Insurance
Term life insurance providing financial protection for dependents in case of death.
life
Sorglos-Leben (worry-free life care insurance)
Life insurance product aimed at ensuring independent living even when reliant on assistance.
life
Funeral/Death Benefit Insurance
Provides for funeral costs and financially relieves relatives in case of death.
life
Generations Safe (wealth transfer insurance)
Insurance-based solution to keep and pass on family wealth across generations.
life
Education Insurance for Children
Endowment-type insurance building up capital for children's education.
life
Kinderleicht-Vorsorge (child savings plan)
Early savings plan to build a financial foundation for children's future.
financial
Basis/Rürup Pension (classic)
Regular savings with tax benefits for retirement, sold via savings plan.
financial
Riester Pension
State-subsidized private pension savings product.
financial
Company Pension (Firmen-Rente)
Occupational pension scheme arranged by employers for employees.
financial
Savings Plan / Investment Safe
Regular savings plan or lump-sum investment product for wealth accumulation.
financial
Credit and Surety Insurance
Protects against credit default risks and provides surety bonds.
travel
Travel Medical Insurance Abroad
Covers medical costs incurred while travelling abroad.
travel
Travel Cancellation Insurance
Covers costs if a booked trip has to be cancelled.
travel
Complete Travel Protection Package
Bundled travel insurance package combining several travel-related covers.
pet
Pet / Pet Health Insurance
Insurance covering veterinary costs and liability related to pets.
Regulatory updates
No specific enforcement actions or sanctions against Sparkassen-Versicherung Sachsen were found. The insurer is supervised by BaFin as a standard German public insurer and regularly publishes annual reports (Geschäftsberichte) for its subsidiaries SAS and SLS; general BaFin rule updates (e.g. the October 2025 Fit & Proper circulars for management bodies under KWG/VAG) apply sector-wide rather than to this insurer specifically.
Reputation and reviews
Offer pages
Motor casco
SV Sachsen is a motor casco insurance for the Germany market with no online purchase and 24/7 assistance.
Last verified Aug 28, 2026
Motor third-party liability
Sparkassen-Versicherung Sachsen is a motor third-party liability insurance for the Germany market with online purchase and 24/7 assistance.
Last verified Aug 28, 2026
Travel insurance
SV Sachsen is a travel insurance for the Germany market with online purchase and 24/7 assistance.
Last verified Aug 28, 2026