Insurer profile
VGH Versicherungen (Landschaftliche Brandkasse Hannover / Provinzial Lebensversicherung Hannover)
VGH Versicherungen (Landschaftliche Brandkasse Hannover / Provinzial Lebensversicherung Hannover) · Germany
Overview
VGH Versicherungen is a German public-law insurance group headquartered in Hannover, formed in 1957 through the merger of the Landschaftliche Brandkasse Hannover (founded 1750) and Provinzial Lebensversicherung Hannover (founded 1918), later joined by Provinzial Krankenversicherung and Provinzial Pensionskasse Hannover; it is the largest insurer in Lower Saxony, offering property, casualty, life, health and liability products to private and business customers.
Source37
Products in this market
2
Offer pages
Company details
- Parent group
- Öffentliche Versicherer / Sparkassen-Finanzgruppe (public-law insurer, no shareholders)
- Regulator
- Federal Financial Supervisory Authority (BaFin)
- Phone
- +49 800 1750 844
- [email protected]
Products from VGH Versicherungen (Landschaftliche Brandkasse Hannover / Provinzial Lebensversicherung Hannover)
Motor
Motor Vehicle Insurance
Liability, partial and comprehensive cover for cars.
Motorcycle Insurance
Liability and casco insurance for motorcycles.
Moped/Scooter Insurance
Mandatory liability insurance for mopeds and small motorbikes.
Camper/Caravan Insurance
Insurance for camper vans and caravans.
Trailer Insurance
Insurance cover for trailers.
E-Car Insurance
Motor insurance tailored to electric vehicles.
Youngtimer/Oldtimer Insurance
Specialist cover for classic and youngtimer vehicles.
Property
Bicycle Insurance
Insurance against theft and damage for bicycles and e-bikes.
Home Contents Insurance
Covers household contents against fire, theft, water damage and more.
Residential Building Insurance
Insurance for residential buildings against fire, storm, water and natural hazards.
Construction/Builder's Risk Insurance
Covers damage to buildings during the construction phase.
Health
Private Health Insurance
Full private health insurance for individuals.
Dental Supplementary Insurance
Supplementary insurance covering dental treatment costs.
Long-Term Care Supplementary Insurance
Supplementary insurance to cover long-term care costs.
Disability/Income Protection
Income protection insurance in case of occupational disability.
Accident Insurance
Covers financial consequences of accidents causing injury or disability.
Liability
Private Liability Insurance
Covers claims arising from damage caused to third parties in private life.
House and Property Owner Liability
Liability cover for owners of houses and land.
Builder's Liability Insurance
Liability cover for building project owners.
Water Damage Liability Insurance
Liability cover for damage to bodies of water, e.g. from oil tanks.
Animal Owner Liability Insurance
Liability cover for damage caused by pets or animals.
Hunting Liability Insurance
Liability cover for hunters.
Boat Liability Insurance
Liability cover for owners of sport/leisure boats.
Legal Expenses Insurance
Covers legal costs for private individuals and businesses in disputes.
Travel
Life
Financial
Home Financing / Mortgage
Financing solutions for home purchase or construction.
Unit-Linked Pension Insurance
Retirement savings product linked to investment funds.
Private Pension (PrivatRente)
Private retirement savings plan with flexible payout options.
Basic Pension (BasisRente/Rürup)
Tax-advantaged basic pension retirement product.
Pet
Regulatory updates
VGH is supervised by BaFin, which publishes an annual complaints statistic by insurer and line of business. In the 2023 statistics, VGH recorded a low complaints ratio in building/property insurance (0.2 per 100,000 contracts, well below the industry average of 1.7), and it was not separately listed for legal-expenses insurance complaints that year. Nationally, BaFin reported a roughly one-third increase in overall complaints (46,400) in 2025, driven largely by claims-handling and customer-service issues across the industry rather than any specific VGH matter.
Reputation and reviews
Google Maps snippet for the Hannover headquarters (Schiffgraben 4) shows a 4-star rating icon; exact review count not available from the search snippet.
Offer pages
Motor third-party liability
motor third-party liability insurance from VGH for the Germany market, with online purchase.
Last verified Aug 28, 2026
Travel insurance
travel insurance from VGH for the Germany market, with online purchase and 24/7 assistance.
Last verified Aug 28, 2026