Insurer profile
Zürich Beteiligungs-Aktiengesellschaft (Deutschland) / Zurich Insurance Europe AG
Zürich Beteiligungs-Aktiengesellschaft (Deutschland) / Zurich Insurance Europe AG · Germany
Overview
Zurich Gruppe Deutschland is one of Germany's leading insurers, tracing its German history back to a Berlin branch founded in 1875 and now part of the globally active Zurich Insurance Group. In its 150th anniversary year (2025) the group reported gross written premiums of over EUR 6.2 billion, investments of more than EUR 52 billion and around 5,300 employees, offering life, property and personal insurance for private, commercial and industrial customers.
Source22
Products in this market
3
Offer pages
Company details
- Parent group
- Zurich Holding SE (Deutschland), majority-owned subsidiary of Zurich Insurance Group AG (Switzerland)
- Regulator
- Federal Financial Supervisory Authority (BaFin) – Bundesanstalt für Finanzdienstleistungsaufsicht
- Phone
- +49 69 7115-0
- [email protected]
Products from Zürich Beteiligungs-Aktiengesellschaft (Deutschland) / Zurich Insurance Europe AG
Motor3
Motor Third-Party Liability Insurance
Mandatory motor liability insurance covering third-party personal injury, property damage and financial losses up to EUR 100 million.
Comprehensive and Partial Motor Insurance (Casco)
Partial casco covers theft, fire, natural hazards and glass breakage; full casco additionally covers own-fault accident damage.
Auto Breakdown Assistance (Auto-Schutzbrief)
Roadside assistance and breakdown cover for motor vehicles in Germany and abroad.
Property3
Home Contents Insurance
Covers personal belongings in the home against fire, water damage, storm, hail, burglary, robbery and vandalism; available with or without natural hazard extension.
Residential Building Insurance
Covers residential buildings against fire, storm, hail and water damage; natural hazard extension available.
Commercial / Industrial Property Insurance
Property and business interruption insurance for commercial and industrial enterprises including fire, machinery breakdown and technical risks.
Liability5
Private Liability Insurance
Worldwide liability cover for personal and family life, including internet risks, up to EUR 50 million.
Legal Protection Insurance
Legal expenses insurance covering traffic, private and professional disputes with unlimited cover per insured event and a free lawyer hotline.
Animal Owner Liability Insurance
Liability insurance for dog and horse owners covering third-party damage caused by the animal, up to EUR 50 million.
Commercial and Professional Liability Insurance
Liability insurance for businesses and professionals covering third-party bodily injury, property damage and financial loss.
Directors and Officers (D&O) Insurance
Liability insurance for corporate managers and directors against personal financial liability from management decisions.
Travel2
Travel Health / Foreign Travel Insurance
Worldwide travel health cover including emergency repatriation and 24-hour emergency assistance, with protection for stays up to 60 days.
Travel Cancellation Insurance
Reimburses non-refundable travel costs if the trip must be cancelled due to unforeseen events such as illness, job loss or vaccination incompatibility.
Life3
Occupational Disability Insurance (BU)
Monthly pension paid if the insured is expected to be at least 50% unable to work in their occupation for at least six months due to illness, injury or loss of strength.
Term Life Insurance
Provides financial protection for surviving dependants in the event of the insured's death during the policy term.
Private Pension / Annuity Insurance
Retirement savings solutions including traditional annuity insurance with guaranteed interest, fund-linked pension plans and single-premium annuities.
Other2
Transport and Aviation Insurance
Insurance for goods in transit by sea, air and land, and aviation hull and liability cover.
Hearing Aid Insurance
Covers repair, total loss, loss or theft of hearing aids, distributed via partner Amplifon rather than sold directly online.
Regulatory updates
Zurich Insurance Europe AG (ZIE), the Group's main non-life carrier for Europe, remains headquartered in Frankfurt following its 2024 cross-border conversion from an Irish plc, and is supervised by BaFin. Effective July 1, 2025, the newly formed German holding company Zurich Holding SE acquired 51% of ZIE's shares (with Zurich Insurance Company Ltd holding 29.6% and Zurich Holding Ireland Limited 19.4%), while ZIE remains wholly owned economically by Zurich Insurance Group. In December 2025, BaFin approved a portfolio transfer under which ZIE's French branch ceded its legacy motor and professional-indemnity ('France Legacy') book to Riverstone International Ireland DAC; the transfer became effective and was completed by February 28, 2026. Separately, Zurich Gruppe Deutschland reported a record 2025 result in its 150th anniversary year, with operating profit (BOP) up 61% to EUR 554 million and gross written premiums up 6% to EUR 6.235 billion.
Reputation and reviews
Offer pages
Casco (own-damage car insurance)
casco (own-damage car insurance) from Zurich for the Germany market, with online purchase.
Last verified Sep 2, 2026
Motor third-party liability
motor third-party liability insurance from Zurich for the Germany market, with 24/7 assistance.
Last verified Aug 27, 2026
Travel insurance
travel insurance from Zurich for the Germany market, with online purchase and 24/7 assistance.
Last verified Aug 27, 2026