Insurer profile
Atlantic Union S.A. – General Insurance and Life
Atlantic Union S.A. – General Insurance and Life · Greece
Overview
Atlantiki Enosi (Atlantic Union) is a Greek general and life insurance company founded in 1970, headquartered in Athens, with stable Greek management across three generations of the Lapatas family. The Swiss Baloise Group (now merged with Helvetia) has been a minority shareholder since 1972. It is consistently ranked first in solvency among Greek insurers, with a solvency ratio of 293% (31/12/2025), and serves over 500,000 customers with a broad range of insurance products for individuals and businesses.
Source31
Products in this market
3
Offer pages
Company details
- Parent group
- Lapatas family (majority/controlling shareholder); Baloise Group (Switzerland) holds a minority stake since 1972
- Regulator
- Bank of Greece – Directorate of Supervision of Occupational and Private Insurance (DΕΕΙΑ)
- Phone
- +30 210 7454000
- [email protected]
Products from Atlantic Union S.A. – General Insurance and Life
Motor4
Car Insurance – MTPL (Motor Eco / Stay Safe / MiniMax / Atlantic Basic)
Compulsory third-party liability programmes (Motor Eco, Stay Safe, MiniMax, Atlantic Basic) with bonus-malus protection and optional add-ons for cars.
Comprehensive Car Insurance (Atlantic Plus Eco / Atlantic Max Eco)
Comprehensive (casco) cover including theft, fire, natural phenomena and own damage for cars and motorcycles.
Motorcycle Insurance (Moto)
Flexible motorcycle insurance program covering third-party liability and optional additional protections.
Bicycle Insurance (Atlantic Bicycle)
Insurance for bicycles covering civil liability, theft and own damage.
Property4
Home Insurance (Primary Residence)
Comprehensive home insurance for primary residences covering building and contents against fire, earthquake, theft and other risks.
Holiday Home Insurance
Insurance for holiday/secondary residences against fire, theft, natural hazards and other insured perils.
Short-Term Rental / Airbnb Property Insurance
Insurance program for short-term rental properties (Airbnb) covering building/contents and civil liability towards guests.
Business / Commercial Property Insurance (SME Program)
Comprehensive insurance for small and medium enterprises covering building, contents, machinery, equipment and stock against all major risks.
Health2
Hospital (In-patient) Health Insurance
In-patient hospitalization programs covering treatment costs at a network of private hospitals across Greece.
Out-patient Health Insurance
Out-patient programs covering primary care, diagnostic tests and specialist visits outside of hospital settings.
Liability10
Personal Civil Liability Insurance
Civil liability insurance for individuals covering accidental bodily injury or property damage caused to third parties.
Drone Operator Civil Liability Insurance
Civil liability insurance for drone owners/operators, covering bodily injury and property damage to third parties caused by drone operations.
Pet Owner Civil Liability Insurance
Civil liability insurance for pet owners (cats, dogs, birds) covering damage or injury caused by their animals to third parties.
Professional Civil Liability – Medical Professionals
Professional liability insurance for medical doctors and healthcare professionals covering claims arising from professional acts or omissions.
Employer's Liability Insurance
Employer's liability insurance covering compensation obligations for employee bodily injury or death resulting from workplace accidents.
Business Premises Civil Liability Insurance
Civil liability insurance for business premises covering bodily injury or property damage to customers and visitors on business premises.
Car Park / Parking Facility Civil Liability Insurance
Civil liability insurance for operators of closed car parking facilities covering bodily injury or property damage to users.
Civil Liability for Diagnostic Centers and Private Hospitals
Civil liability insurance for diagnostic centres and private hospitals covering third-party claims arising from medical or operational activities.
Civil Liability for Food Service Premises
Civil liability insurance for restaurants and catering establishments covering accidents and injury to customers.
Public Works Contractor Civil Liability Insurance
Civil liability insurance for public works contractors covering accidental bodily injury or property damage to third parties during construction activities.
Travel4
Travel Insurance – Short-Duration Programs
Short-duration travel insurance covering medical expenses, civil liability and other travel risks.
Travel Insurance – Annual Programs
Annual travel insurance programs offering comprehensive cover for frequent travellers including medical emergencies abroad.
Travel Cancellation Insurance
Insurance covering financial loss due to unexpected cancellation or interruption of a pre-booked trip.
Erasmus & Erasmus Plus Student Travel Insurance
Travel and health insurance for students studying abroad under Erasmus programs, covering health, life, civil liability and travel risks.
Life2
Term Life Insurance (Απλή Ασφάλιση Ζωής)
Term life insurance with limited duration (e.g. 10 or 20 years) paying a capital sum to beneficiaries upon the insured's death during the policy term.
Life Savings & Pension Programs
Life insurance programs combining savings, pension accumulation and protection against permanent disability from accident or illness.
Other3
Marine / Boat Insurance (Motorised Pleasure Craft)
Compulsory civil liability insurance for motorised private pleasure craft (Basic and Best programs) covering bodily injury, property damage and marine pollution.
Marine / Boat Insurance (Non-Motorised Craft)
Civil liability insurance for non-motorised watercraft such as sea bicycles and canoes.
Cargo / Goods in Transit Insurance
Insurance for businesses transporting goods (imports, exports, domestic) covering physical loss or damage during transit.
Regulatory updates
Atlantiki Enosi is supervised by the Bank of Greece (DΕΕΙΑ). As of 31/12/2025, the company achieved a solvency ratio of 293% — ranking 1st among all Greek general and life insurers, well above the required 100% minimum under EU Solvency II rules, without using any transitional measures. In 2025-2026 the company's minority shareholder Baloise Group announced its merger with Helvetia Group to form one of Europe's 10 largest insurance groups.
Reputation and reviews
Offer pages
Casco (own-damage car insurance)
casco (own-damage car insurance) from Ατλαντική Ένωση for the Greece market, with online purchase and 24/7 assistance.
Last verified Aug 14, 2026
Motor third-party liability
motor third-party liability insurance from Ατλαντική Ένωση for the Greece market, with online purchase and 24/7 assistance.
Last verified Aug 13, 2026
Travel insurance
travel insurance from Atlantic Travel Insurance for the Greece market, with 24/7 assistance.
Last verified Aug 13, 2026