Insurer profile
Atlantic Union S.A. – General Insurance and Life
Atlantiki Enosi (Atlantic Union) is a Greek general and life insurance company founded in 1970, headquartered in Athens. It is consistently ranked first in solvency among Greek insurers, with a solvency ratio of 293% (31/12/2025). It serves over 500,000 customers and offers a broad range of insurance products for individuals and businesses.
Source- Legal entity
- Atlantic Union S.A. – General Insurance and Life
- Headquarters
- Athens, Greece
- Parent group
- Baloise Group (minority shareholder; Baloise merged with Helvetia to form a new Swiss insurance group)
- Regulator
- Bank of Greece – Directorate of Supervision of Occupational and Private Insurance (DΕΕΙΑ)
- Phone
- +30 210 7454000
- support@atlantiki.gr
- Founded
- 1970
- Last verified
- Aug 13, 2026
Products from Atlantic Union S.A. – General Insurance and Life
motor
Car Insurance – MTPL (Atlantic Basic / Motor Eco / MiniMax / Atlantic Plus / Atlantic Max)
Compulsory third-party liability and optional additional cover packages for all car types, including electric vehicles.
motor
Comprehensive Car Insurance (Atlantic Plus / Atlantic Max)
Comprehensive (casco) cover including theft, fire, natural phenomena and own damage for cars and motorcycles.
motor
Motorcycle Insurance (Moto)
Flexible motorcycle insurance program covering third-party liability and optional additional protections.
motor
Bicycle Insurance (Atlantic Bicycle)
Insurance for bicycles covering civil liability, theft and own damage.
property
Home Insurance (Primary Residence)
Comprehensive home insurance for primary residences covering building and contents against fire, earthquake, theft and other risks.
property
Holiday Home Insurance
Insurance for holiday/secondary residences against fire, theft, natural hazards and other insured perils.
property
Short-Term Rental / Airbnb Property Insurance
Insurance program for short-term rental properties (Airbnb) covering building/contents and civil liability towards guests.
property
Business / Commercial Property Insurance (SME Program)
Comprehensive insurance for small and medium enterprises covering building, contents, machinery, equipment and stock against all major risks.
health
Hospital (In-patient) Health Insurance
In-patient hospitalization programs covering treatment costs at a network of 52 private hospitals across Greece.
health
Out-patient Health Insurance
Out-patient programs covering primary care, diagnostic tests and specialist visits outside of hospital settings.
life
Term Life Insurance (Απλή Ασφάλιση Ζωής)
Term life insurance with limited duration (e.g. 10 or 20 years) paying a capital sum to beneficiaries upon the insured's death during the policy term.
life
Life Savings & Pension Programs
Life insurance programs combining savings, pension accumulation and protection against permanent disability from accident or illness.
travel
Travel Insurance – Short-Duration Programs
Short-duration travel insurance covering medical expenses, civil liability and other travel risks.
travel
Travel Insurance – Annual Programs
Annual travel insurance programs offering comprehensive cover for frequent travellers including medical emergencies abroad.
travel
Travel Cancellation Insurance
Insurance covering financial loss due to unexpected cancellation or interruption of a pre-booked trip.
travel
Erasmus & Erasmus Plus Student Travel Insurance
Travel and health insurance for students studying abroad under Erasmus programs, covering health, life, civil liability and travel risks.
liability
Personal Civil Liability Insurance
Civil liability insurance for individuals covering accidental bodily injury or property damage caused to third parties.
liability
Drone Operator Civil Liability Insurance
Civil liability insurance for drone owners/operators, covering bodily injury and property damage to third parties caused by drone operations.
liability
Pet Owner Civil Liability Insurance
Civil liability insurance for pet owners (cats, dogs, birds) covering damage or injury caused by their animals to third parties.
liability
Professional Civil Liability – Medical Professionals
Professional liability insurance for medical doctors and healthcare professionals covering claims arising from professional acts or omissions.
liability
Employer's Liability Insurance
Employer's liability insurance covering compensation obligations for employee bodily injury or death resulting from workplace accidents.
liability
Business Premises Civil Liability Insurance
Civil liability insurance for business premises covering bodily injury or property damage to customers and visitors on business premises.
liability
Car Park / Parking Facility Civil Liability Insurance
Civil liability insurance for operators of closed car parking facilities covering bodily injury or property damage to users.
liability
Civil Liability for Diagnostic Centers and Private Hospitals
Civil liability insurance for diagnostic centres and private hospitals covering third-party claims arising from medical or operational activities.
liability
Civil Liability for Food Service Premises
Civil liability insurance for restaurants and catering establishments covering accidents and injury to customers.
liability
Public Works Contractor Civil Liability Insurance
Civil liability insurance for public works contractors covering accidental bodily injury or property damage to third parties during construction activities.
other
Marine / Boat Insurance (Motorised Pleasure Craft)
Compulsory civil liability insurance for motorised private pleasure craft (Basic and Best programs) covering bodily injury, property damage and marine pollution.
other
Marine / Boat Insurance (Non-Motorised Craft)
Civil liability insurance for non-motorised watercraft such as sea bicycles and canoes.
other
Cargo / Goods in Transit Insurance
Insurance for businesses transporting goods (imports, exports, domestic) covering physical loss or damage during transit.
financial
Guarantee Letters / Surety Bonds
Surety bond / guarantee letter programs supporting businesses in participating in public procurement, private contracts and tenders.
pet
Pet Insurance (at Home or Business Premises)
Insurance for pets (cats, dogs, birds) at home or business premises, covering bodily injury or death of the pet caused by an insured event.
Regulatory updates
Atlantiki Enosi is supervised by the Bank of Greece (DΕΕΙΑ, renamed as of 1 January 2025). As of 31/12/2025, the company achieved a solvency ratio of 293% — ranking 1st among all Greek general and life insurers for the 10th consecutive year, well above the required 100% minimum under EU Solvency II rules, without using any transitional measures.
Reputation and reviews
Verified offer pages
Motor casco
Ατλαντική Ένωση is a motor casco insurance for the Greece market with online purchase and 24/7 assistance.
Last verified Aug 14, 2026
Motor third-party liability
Ατλαντική Ένωση is a motor third-party liability insurance for the Greece market with online purchase and 24/7 assistance.
Last verified Aug 13, 2026
Travel insurance
Atlantic Travel Insurance is a travel insurance for the Greece market with no online purchase and 24/7 assistance.
Last verified Aug 13, 2026