Insurer profile

Genertel S.p.A.

Genertel S.p.A. · Italy

Founded 1994Trieste, ItalyLast verified Aug 31, 2026

Overview

Genertel is an Italian direct online insurance company, part of the Generali Group, founded in 1994 as Trieste e Venezia Assicurazioni and renamed Genertel in 2001; it was the first company in Italy to sell insurance policies by telephone and online.

Source

Products in this market

Offer pages

Company details

Parent group: Assicurazioni Generali (via Generali Italia)
Regulator: IVASS (Institute for the Supervision of Insurance)
Phone: +39 800 202 020
Email: [email protected]

Official website

Products from Genertel S.p.A.

Motor

Car Insurance (Third-Party Liability)

Mandatory third-party liability car insurance with optional add-ons like theft, fire, roadside assistance and driver accident cover.

Car Theft & Fire Cover

Optional add-on guarantee protecting the vehicle's value against theft and fire.

Motorcycle/Scooter Insurance

Third-party liability and optional add-on cover for motorcycles and scooters.

Van/Commercial Vehicle Insurance

Insurance for vans and light commercial vehicles including cover for collisions with wild animals.

Camper/Motorhome Insurance

Insurance coverage tailored for campers and motorhomes.

Other Vehicles Insurance (quad, boat, etc.)

Insurance quotes available for other vehicle types such as quads and boats.

Quality Driver (Telematics/Black Box Insurance)

Satellite/telematics-based car insurance that rewards attentive and virtuous driving styles with a black box.

Driver Accident Insurance

Indemnifies the driver for injuries sustained in accidents, whether at fault or not.

Property

Home Insurance

Home insurance covering theft, fire, water damage, natural events and third-party liability for the home and its occupants.

Genertel Quality Home & Care

Home insurance covering damage from natural events such as floods and earthquakes, as well as minor domestic accidents.

Liability

Family Insurance

Family protection insurance bundled with home and other coverages.

Travel

Travel Insurance

Travel insurance covering hospitalization expenses for injury or illness, emergency repatriation, and third-party liability while traveling.

Life

Life Insurance

Flexible and comprehensive life insurance protecting the policyholder and loved ones.

Pensione Vita Genertel

A life insurance solution to protect the future of loved ones in a simple and flexible way.

Financial

Genertel Formula Mutuo (Mortgage Protection)

Insurance covering fire, explosion and implosion damage to a home purchased with an ongoing mortgage, including in case of loan portability.

Investment Policy

Investment policy combining protection with capital returns and a personalized savings plan.

Savings Plan

A savings plan product offered as part of Genertel's financial protection range.

Supplementary Pension (Pensione Integrativa)

An individual pension plan (PIP) of insurance type, registered with COVIP, designed to supplement the public pension, with an optional Long Term Care add-on.

Pet

Dog and Cat Insurance

Third-party liability insurance for pet owners covering accidental damage caused by their dog or cat, plus health-related solutions.

Regulatory updates

Genertel is undergoing a corporate reorganization: in May 2026 IVASS authorized a partial demerger (scissione parziale) of Genertel S.p.A. in favor of Generali Italia S.p.A., alongside a transfer of insurance portfolio and merger of separate management funds. In 2025-2026 IVASS also imposed sanctions on Genertel, including a €533,000 fine in November 2025 and a €30,000 fine in February 2026, both related to late issuance of risk-status attestations, plus an earlier €30,000 fine in September 2025 for the same type of violation.