Insurer profile
Unipol Assicurazioni S.p.A.
Unipol Assicurazioni S.p.A. · Italy
Overview
Unipol Assicurazioni S.p.A. is the leading Italian insurance group in non-life insurance, especially motor TPL, and is listed on Borsa Italiana. Following the December 2024 merger incorporating UnipolSai and other sub-holdings, it operates as the consolidated parent insurer of the Unipol Group, serving over 16 million customers through approximately 2,000 agencies and 5,200 sub-agencies across Italy.
Source32
Products in this market
3
Offer pages
Company details
- Regulator
- IVASS – Institute for the Supervision of Insurance (Istituto per la Vigilanza sulle Assicurazioni)
- Phone
- +39 051 5076111
- [email protected]
Products from Unipol Assicurazioni S.p.A.
Motor7
Unica Unipol – Car Insurance (MTPL / RCA)
Mandatory motor third-party liability (RCA) insurance for cars, with optional satellite device Unibox and additional coverages such as fire, theft, and natural events.
Unica Unipol – Comprehensive Car Insurance (Kasko)
Comprehensive own-damage cover (kasko) for cars, including collision, vandalism, atmospheric events, glass breakage, and uninsured driver protection.
Unica Unipol – Motorcycle Insurance (MTPL)
Mandatory third-party liability insurance for motorcycles and scooters, with optional Unibox2Ruote satellite device and option to suspend the policy when the vehicle is not in use.
Unica Unipol – Commercial Vehicle / Cargo Insurance (KM&Servizi Autocarri)
Insurance for commercial vehicles and transported goods, with hi-tech satellite assistance and dedicated services for professional carriers.
Unica Unipol – Multimodal Mobility Insurance
Coverage for all forms of urban and personal mobility including car, motorcycle, shared vehicles, scooters, bicycles, and public transport.
Unipol – Nautical / Boat Insurance (Unipol Navigare)
Marine pleasure craft insurance covering dinghies, motorboats, inflatables, and other recreational watercraft.
Unipol – Fleet Insurance (Km&Servizi Flotte)
Fleet insurance policy for company vehicles with satellite Unibox device, 24/7 operational centre assistance, and customisable coverages for corporate car fleets.
Property6
Unica Unipol – Home Insurance
Home insurance protecting the dwelling and its contents against fire, theft, water damage, natural events and earthquake, with 24-hour assistance and a network of certified craftsmen.
Unipol – Commercial / SME Property Insurance (Focus Commercio)
Comprehensive property insurance for commercial businesses and SMEs covering buildings, contents, fire, theft, and business interruption with 24/7 assistance.
Unipol – Industrial / Production Company Insurance (Focus Impresa)
Comprehensive insurance for SME production and artisan companies, with customisable coverages for property, liability, business interruption, and 24/7 operational centre assistance.
Unipol – Condominium Insurance (Condominio Più)
Insurance for residential condominiums covering common areas, civil liability of the condominium administrator, and property damage.
Unipol – Agricultural Insurance (Agricoltura&Servizi)
Comprehensive insurance for agricultural businesses, agriturismi and livestock farms covering persons, buildings, machinery, equipment, greenhouses, products, stocks, and livestock, with optional hail and weather SMS alert service.
Unipol – Renewable Energy / Solar Panel Insurance (Energia Sole)
Insurance product designed to protect investments in renewable energy, in particular photovoltaic solar panel installations.
Health5
Unica Unipol – Personal Accident Insurance
Customisable accident insurance covering consequences of injuries at home, at work, during sport or leisure, with economic support for permanent invalidity.
Unica Unipol – Health Insurance (Salute)
Health insurance covering preventive check-ups, specialist visits, hospitalisation allowances, and economic aid for serious disability or loss of independence.
Unipol – Long-Term Care Insurance (LTC)
Long-term care insurance providing a lifelong annuity in the event of loss of self-sufficiency, with tax-deductible premiums and tax-exempt benefits.
Unipol – Business Accident Insurance (Infortuni Business / Infortuni Premium 2.0)
Group and individual accident insurance for employees and business owners, covering work-related and off-duty accidents with capital benefits for death or permanent disability.
Unipol – Corporate Long-Term Care Insurance (LTC Azienda)
Collective long-term care insurance for companies, providing employees with a lifelong annuity in the event of loss of self-sufficiency.
Liability4
Unica Unipol – Family Liability Insurance
Personal and family liability cover protecting against claims from third parties for accidental damage to persons or property, including optional legal protection.
Unipol – Professional Liability Insurance (Mondo Professionista)
Professional liability insurance protecting freelance professionals (lawyers, engineers, accountants, doctors, etc.) against claims for damages arising from professional errors.
Unipol – Business Liability Insurance (Protezione Impresa / RC Impresa)
Business liability insurance for industrial, commercial and artisan companies covering third-party bodily injury and property damage arising from business activities.
Unipol – Legal Protection Insurance (Tutela Legale)
Legal protection insurance covering legal defence costs for individuals and businesses in civil, criminal and contractual disputes.
Travel2
Unica Unipol – Travel Insurance
Travel insurance covering unexpected medical expenses, loss of luggage, and trip cancellation for leisure and holiday travel.
Unipol – Business Travel Insurance (InViaggio)
Business travel insurance for companies covering employees on work-related trips worldwide, including medical emergencies, trip cancellation, and baggage loss.
Life2
Unipol – Life Insurance / Term Life (TCM)
Term life insurance solutions protecting the insured and family members in the event of death, guaranteeing a capital payment to beneficiaries.
Unipol – Group Term Life Insurance for Employees (TCM Gruppi / TCM Gruppi Easy / TCM Dirigenti / TCM KeyPlayer)
Group temporary life insurance (TCM) for companies, covering employees, directors, and key persons in the event of death or total permanent disability, with simplified underwriting.
Financial3
Unipol – Supplementary Pension (PIP / Open Pension Fund)
Individual pension plans (PIP) and open pension funds to supplement the state pension with personalised contributions.
Unipol – Savings Products
Savings insurance products allowing flexible contributions, including small monthly amounts, to build capital over time.
Unipol – Investment Products (Unipol Investimento Capital)
Unit-linked and guaranteed investment insurance products tailored to different risk profiles, aimed at growing policyholder savings.
Regulatory updates
On 25 July 2024, IVASS issued Order No. 0178787 authorising the merger by incorporation of UnipolSai Assicurazioni S.p.A. and sub-holdings into Unipol Gruppo S.p.A., effective 1 January 2025, when the company was renamed Unipol Assicurazioni S.p.A. On 9 April 2026, IVASS issued Order No. 0075939 identifying the Unipol financial conglomerate pursuant to Legislative Decree No. 142/2005, with Unipol Assicurazioni S.p.A. at the apex of the group, and assuming the role of coordinating supervisor for supplementary supervision. In December 2025, IVASS issued two sanctions orders (Prot. Nos. 254947/25 of 16 December 2025 and 255853/25 of 17 December 2025) against Unipol Assicurazioni S.p.A. (formerly UnipolSai). The company is registered in the Insurance Companies Register (Albo Imprese di Assicurazione e Riassicurazione, Sez. I, n. 1.00183) and is subject to ongoing IVASS supervision.
Reputation and reviews
Offer pages
Casco (own-damage car insurance)
casco (own-damage car insurance) from Unipol for the Italy market, with online purchase and 24/7 assistance.
Last verified Aug 31, 2026
Motor third-party liability
motor third-party liability insurance from Unipol for the Italy market, with online purchase and 24/7 assistance.
Last verified Aug 31, 2026
Travel insurance
travel insurance from Unipol UNICA for the Italy market, with online purchase and 24/7 assistance.
Last verified Sep 10, 2026