Insurer profile

Balcia Insurance SE, Lithuanian Branch

Balcia Insurance SE, Lithuanian Branch · Lithuania

Founded 1993Vilnius, Lithuania (branch of Balcia Insurance SE, headquartered in Riga, Latvia)Last verified Aug 28, 2026

Overview

Balcia Insurance SE Lietuvos filialas is the Lithuanian branch of Balcia Insurance SE, a Latvian-capital non-life insurer originally established in 1993 as Baltijas Transporta apdrošināšana (BTA), which returned to the Baltic market by opening a branch in Lithuania in 2017 offering digital-first MTPL, CASCO, home, travel, health, accident and liability insurance products.

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Products in this market

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Company details

Parent group: Balcia Insurance SE
Regulator: Bank of Lithuania (host supervisor); Latvijas Banka (home supervisor, Latvia)
Phone: +370 52 119 119
Email: [email protected]

Official website

Products from Balcia Insurance SE, Lithuanian Branch

Motor

Motor Third Party Liability Insurance (MTPL/TPVCAPD)

Compulsory motor liability insurance covering damage caused to third parties in road accidents, valid in Lithuania and across the European Economic Area.

CASCO Vehicle Insurance

Voluntary vehicle insurance covering damage to the policyholder's own car regardless of fault, including theft, vandalism and natural disasters.

Property

Home / Property Insurance

Insurance for apartments, houses and household property against fire, water damage, theft and other risks, including optional personal liability cover.

Gravestone Insurance

Pays up to EUR 3,000 for damage to a gravestone belonging to the policyholder or a close relative occurring within Lithuania.

Health

Health Insurance

Voluntary supplementary health insurance allowing policyholders to submit expense reimbursement claims and track health insurance limits via the mobile app.

Accident Insurance

Covers bodily injury and financial consequences resulting from sudden accidents.

Liability

Personal Civil Liability Insurance

Covers policyholders and their family members if they accidentally cause damage to third parties' health or property.

Business Civil Liability Insurance

General liability cover for businesses against claims arising from damage caused to third parties' health or property during commercial activity.

Travel

Travel Insurance

Covers medical expenses, accidents, personal liability, baggage, trip cancellation, travel document loss and legal assistance abroad.

Pet

Pet Insurance

Pays a benefit up to EUR 1,500 for the death of a dog or cat caused by fire, lightning, theft or robbery within the insured territory.

Other

Bicycle / E-scooter Insurance

Voluntary insurance protecting bicycles and similar light vehicles against damage, theft and accidents.

City Combo Insurance

A combined lifestyle insurance package for urban risks, available via the Balcia mobile app.

Extreme Sports/Activities Insurance

Covers risks associated with extreme sports and outdoor activities, purchasable via the mobile app.

Junior Insurance

An insurance product tailored for children/minors, available through the Balcia mobile app.

Regulatory updates

Balcia Insurance SE Lietuvos filialas is registered with the Bank of Lithuania as a branch of an EU/EEA insurance undertaking established in Lithuania (company code 304498010), operating under a passporting license from its home regulator Latvijas Banka since 2017; no major sanctions or enforcement actions specific to the Lithuanian branch have been identified beyond a listed Bank of Lithuania Supervisory Service decision from 2017.