Motor third-party liability — Lithuania

Lietuvos draudimas is the largest and longest-established non-life insurance company in Lithuania and the Baltic States, controlling more than a third of the Lithuanian non-life insurance market. It is a wholly owned subsidiary of PZU S.A., the largest insurance group in Central and Eastern Europe, and serves over 666,000 clients through a network of nearly 100 branches across Lithuania.

BTA is one of the largest non-life insurers in Lithuania, operating as a branch of the Latvian-headquartered AAS BTA Baltic Insurance Company, which is wholly owned by Vienna Insurance Group AG of Austria. BTA entered Lithuania in 2002 and serves approximately 400,000 private and corporate clients with a wide range of insurance products for individuals and businesses.

ERGO is one of the leading insurance groups in the Baltic states, offering a comprehensive range of non-life, life, and health insurance products. Operating in Lithuania since 1991, ERGO Insurance SE Lithuanian Branch provides non-life insurance, while ERGO Life Insurance SE handles life and health insurance. Both are part of the international ERGO Group, which is owned by Munich Re.

ADB Compensa Vienna Insurance Group is a joint-stock insurance company registered in Lithuania and part of Vienna Insurance Group. It began operations in Lithuania in 2010 as a branch of the Polish insurer Compensa TU S.A. VIG, became an independent Lithuanian legal entity on 1 January 2016, and in July 2020 merged with Seesam Insurance to operate as a single non-life insurer under the Compensa brand in Lithuania and Latvia. It offers motor, property, travel, personal, and business insurance products and has 50 sales points in 44 cities across Lithuania.

ADB Gjensidige is a leading non-life insurer in the Baltic States, headquartered in Vilnius, Lithuania, with branches in Latvia and Estonia. Rooted in the Lithuanian insurer Baltic Polis (founded 1993), it was acquired by Norwegian Gjensidige Forsikring in 2006 and expanded significantly via the 2015 acquisition of PZU Lietuva, rebranding to ADB Gjensidige in 2016. In January 2026, ERGO International AG completed its acquisition of ADB Gjensidige; a phased legal merger is underway and expected to conclude by end of 2026.

Lietuvos draudimas is the largest and longest-established non-life insurance company in Lithuania and the Baltic States, controlling more than a third of the Lithuanian non-life insurance market. It is a wholly owned subsidiary of PZU S.A., the largest insurance group in Central and Eastern Europe, and serves over 666,000 clients through a network of nearly 100 branches across Lithuania.

Lietuvos draudimas is the largest and longest-established non-life insurance company in Lithuania and the Baltic States, controlling more than a third of the Lithuanian non-life insurance market. It is a wholly owned subsidiary of PZU S.A., the largest insurance group in Central and Eastern Europe, and serves over 666,000 clients through a network of nearly 100 branches across Lithuania.

ERGO is one of the leading insurance groups in the Baltic states, offering a comprehensive range of non-life, life, and health insurance products. Operating in Lithuania since 1991, ERGO Insurance SE Lithuanian Branch provides non-life insurance, while ERGO Life Insurance SE handles life and health insurance. Both are part of the international ERGO Group, which is owned by Munich Re.

Lietuvos draudimas is the largest and longest-established non-life insurance company in Lithuania and the Baltic States, controlling more than a third of the Lithuanian non-life insurance market. It is a wholly owned subsidiary of PZU S.A., the largest insurance group in Central and Eastern Europe, and serves over 666,000 clients through a network of nearly 100 branches across Lithuania.

Lietuvos draudimas is the largest and longest-established non-life insurance company in Lithuania and the Baltic States, controlling more than a third of the Lithuanian non-life insurance market. It is a wholly owned subsidiary of PZU S.A., the largest insurance group in Central and Eastern Europe, and serves over 666,000 clients through a network of nearly 100 branches across Lithuania.

Lietuvos draudimas is the largest and longest-established non-life insurance company in Lithuania and the Baltic States, controlling more than a third of the Lithuanian non-life insurance market. It is a wholly owned subsidiary of PZU S.A., the largest insurance group in Central and Eastern Europe, and serves over 666,000 clients through a network of nearly 100 branches across Lithuania.

Lietuvos draudimas is the largest and longest-established non-life insurance company in Lithuania and the Baltic States, controlling more than a third of the Lithuanian non-life insurance market. It is a wholly owned subsidiary of PZU S.A., the largest insurance group in Central and Eastern Europe, and serves over 666,000 clients through a network of nearly 100 branches across Lithuania.