Feature / category	BTA	Compensa	ERGO	Gjensidige	Lietuvos draudimas	Swedbank
Online purchase	Yes	Yes	Yes	Yes	Yes	Yes
24/7 helpline	Yes	Yes	Yes	Yes	Yes	Yes
Own damage	Unlimited	Covered	Covered	Covered	Covered	Covered
Total loss	Covered	Covered	Covered	Covered	Covered	Covered
Partial loss	Unlimited	Covered	Covered	Covered	Covered	Covered
Theft & robbery	Unlimited	Covered	Covered	Covered	Covered	Covered
Glass damage	Covered	Conditional	Covered	Covered	Covered	Covered
Natural perils	Unlimited	Conditional	Covered	Covered	Covered	Covered
Vandalism	Unlimited	Conditional	Covered	Covered	Covered	Covered
Roadside assistance	Optional	Optional	Optional	Covered	Unlimited	Covered
Replacement vehicle	Excluded	Optional	Optional	Covered	Covered	Optional
Driver accident	Optional	Optional	Optional	Covered	Optional	Optional