Insurer profile
VAV Versicherungs-Aktiengesellschaft
VAV Versicherungs-Aktiengesellschaft · Austria
Overview
VAV Versicherungs-AG is an Austrian insurance company headquartered in Vienna, and a wholly owned, independently managed subsidiary of the German VHV Group. Founded in 1973 as "Versicherung für die Bauwirtschaft AG", it specialises in property/casualty insurance for private customers (motor, household, accident, legal protection, liability) and supports SMEs, particularly in the construction and real estate industry.
Source33
Products in this market
3
Offer pages
Company details
- Parent group
- VHV Vereinigte Hannoversche Versicherung a.G. (VHV Group, via VHV International SE)
- Regulator
- Austrian Financial Market Authority (FMA) – Insurance and Pension Fund Supervision
- Phone
- +43 1 716 07-0
- [email protected]
Products from VAV Versicherungs-Aktiengesellschaft
Motor5
Motor Third-Party Liability Insurance (Car)
Compulsory third-party liability insurance for cars, with optional accident-free discount.
Car Casco (Comprehensive) Insurance
Comprehensive own-damage cover for cars in addition to the compulsory liability insurance.
Motorcycle Insurance
Liability and optional casco/breakdown cover for motorcycles and other two-wheelers.
Classic/Vintage Car Insurance
Specialised liability and casco insurance for classic, youngtimer and other collector vehicles.
Trailer/Caravan Insurance
Liability and optional casco cover for car trailers, caravans and other towed vehicles.
Property10
Household Contents Insurance
Covers household contents against fire, water damage, storm, burglary, vandalism and glass breakage.
Home/Building Insurance
Protects houses against fire and natural hazards such as storm, hail, snow pressure, landslide and flood.
Solar/Photovoltaic Insurance
Comprehensive cover for photovoltaic systems including production loss during the entire operating cycle.
Immo Paket (Building Package for Property Managers)
Building/property insurance package for owners of multi-party residential buildings, property managers and condominium associations.
Business Paket (SME Property Package)
Contents and building insurance package for small and medium-sized businesses, covering commercial and technical equipment.
Rogue Tenant Insurance
Protects landlords against financial losses caused by tenants who do not pay rent or damage the property.
Construction (Works) Insurance
Property insurance protecting not-yet-completed buildings against unforeseen damage during construction.
Construction Equipment Insurance
Financial protection for construction machinery and equipment against unforeseen damage during use.
Machinery Breakdown Insurance
Covers machinery and mechanical equipment against sudden and unforeseen breakdown or destruction.
Erection/Assembly All Risks Insurance
Covers damages occurring during assembly and erection projects, as a framework or single-project policy.
Liability10
Private Liability Insurance
Covers private individuals against financial risks from personal injury, property and financial damage claims.
Dog Liability Insurance
Liability cover for damages caused by a dog to third parties, mandatory in several Austrian federal states.
Business/Operational Liability Insurance
Covers companies against damage claims arising from their business operations.
Professional Liability Insurance
Liability cover for self-employed professionals such as planning master builders against professional errors.
Office Liability Insurance
Provides financial protection for offices against claims arising from personal, property or financial damage during operations.
Builder's Liability Insurance
Liability insurance for building owners covering damage claims arising during construction projects.
Real Estate Trustee Liability Insurance
Extensive liability cover for real estate trustees such as developers, brokers and property managers.
Legal Protection Insurance
Legal expenses insurance covering advice, contract, traffic and data-related legal disputes, available in several modules.
Manager Legal Protection
Legal protection insurance tailored to entrepreneurs and managers.
Manager Complete Protection
Combined liability and legal protection cover for managers (D&O-style protection).
Travel3
Travel Insurance
Worldwide travel insurance package including medical, luggage, repatriation, accident and cancellation cover.
Trip Cancellation Insurance
Covers cancellation costs if a trip cannot be undertaken as planned.
Honeymoon Insurance
Special travel insurance for newlyweds' honeymoon trips, complementing the wedding insurance.
Regulatory updates
VAV Versicherungs-AG is licensed and supervised by the Austrian FMA under the Insurance Supervision Act (VAG 2016). Recent FMA publications relating to VAV concern routine updates to its terms and conditions (e.g. a 2015 amendment to its articles under section 10). The FMA continues to list VAV in its insurance undertaking database as authorised to operate in Austria, and periodically updates supervisory disclosure data (Meldebogen B) for all licensed insurers including VAV.
Reputation and reviews
Offer pages
Casco (own-damage car insurance)
casco (own-damage car insurance) from VAV for the Austria market, with online purchase.
Last verified Aug 26, 2026
Motor third-party liability
motor third-party liability insurance from VAV for the Austria market, with online purchase.
Last verified Aug 26, 2026
Travel insurance
travel insurance from VAV for the Austria market, with online purchase.
Last verified Aug 26, 2026