Insurer profile
BULSTRAD VIENNA INSURANCE GROUP Joint Stock Company
Bulstrad · Bulgaria
Overview
Bulstrad Vienna Insurance Group is one of the leading non-life insurers in Bulgaria, founded on 31 July 1961, that develops all lines of insurance and reinsurance business including aviation, marine, cargo, property, motor, construction and personal lines. It has been fully owned by Vienna Insurance Group AG since 2021.
Source32
Products in this market
3
Offer pages
Company details
- Parent group
- Vienna Insurance Group (VIG)
- Regulator
- Financial Supervision Commission (FSC)
- Phone
- +359 800 11 111
- [email protected]
Products from BULSTRAD VIENNA INSURANCE GROUP Joint Stock Company
Motor4
Motor Third Party Liability Insurance
Mandatory motor third party liability insurance covering bodily injury and property damage caused to third parties by the insured vehicle.
Casco (Comprehensive Motor) Insurance
Comprehensive motor insurance covering total loss or partial damage to the insured vehicle.
Vehicle Protected Value (GAP) Insurance
GAP insurance covering the difference between the vehicle's insured value and its market value in the event of total loss.
Accident Insurance for Vehicle Occupants
Personal accident insurance covering passengers and drivers of insured vehicles.
Property9
Home Property Insurance ("Bonus Home")
Combined home insurance covering the building and/or household contents against fire, theft, water damage and other perils.
Combined Property Insurance Policy
Combined property insurance for businesses covering buildings, machinery, stock and business interruption.
All Risks: Property Damage and Business Interruption
All-risks property policy for businesses covering property damage and business interruption on an all-perils basis.
Bulstrad Business Solution
Comprehensive insurance package designed for small and medium-sized enterprises covering property and liability risks.
Construction and Excavating Machines (Machine CASCO)
CASCO insurance for construction and excavating machinery covering physical damage and breakdown.
Money Insurance
Insurance covering cash, valuables and securities against theft, robbery and other perils.
Electronic Equipment Insurance
Insurance covering electronic equipment and data media against accidental physical damage, breakdown and other risks.
Cable TV and/or Internet Users Insurance
Insurance for cable TV and internet subscribers covering accidental damage to equipment.
Construction and Installation Risks (CAR/EAR)
All-risks insurance for construction and erection projects covering the works, plant and third party liability during construction.
Liability7
Third Party General Liability Insurance
General third party liability insurance covering bodily injury and property damage caused to third parties during business activities.
Product Liability Insurance
Insurance covering the liability of producers and traders for damage caused by defective products.
Employer Liability Insurance
Insurance covering an employer's liability for work-related injuries or occupational diseases sustained by employees.
Hotel and Restaurant Liability Insurance
Liability insurance for hotels and restaurants covering claims from guests and third parties.
Design and Construction Professional Liability
Professional liability insurance for designers, architects and construction companies for errors and omissions.
Firearms Liability Insurance
Liability insurance covering damage or injury caused by the use of legally held firearms.
Professional Liabilities (various professions)
Professional indemnity insurance for various regulated professions covering claims arising from professional errors and omissions.
Travel4
Bulstrad Travel Package (Travel Abroad Insurance)
Comprehensive travel insurance for trips abroad including medical expenses, emergency assistance, cancellation and personal accident.
Multiple Trip Abroad Insurance (Multitrip)
Annual multi-trip travel medical insurance for frequent travellers covering multiple trips abroad within a policy year.
Insurance for Tourists on the Territory of Bulgaria
Medical and accident insurance for tourists and foreign nationals travelling within Bulgaria.
Medical Insurance for Foreigners in Bulgaria
Medical insurance for foreign nationals residing short-term or long-term in Bulgaria, or transiting through the country.
Other6
Aviation Insurance
Aviation insurance covering aircraft hull and liability for operators of aircraft.
Carrier's Liability Insurance (CMR)
CMR liability insurance for road freight carriers covering liability for cargo damage or loss during transport.
Marine Vessels Insurance
Hull and machinery insurance for vessels of all types, from small craft to large ships.
Cargo (Goods in Transit) Insurance
Insurance for goods in transit by road, sea or air against loss or damage during transport.
Agricultural Crops Insurance
Insurance for agricultural crops against natural perils such as hail, frost and other meteorological risks.
Agricultural Livestock Insurance
Insurance for farm livestock against death, slaughter due to injury and other covered perils.
Regulatory updates
Bulstrad Vienna Insurance Group holds an active insurance licence (No. 11/16.07.1998) issued by the FSC. Since April 2026, the Bulgarian MTPL market has been under intense regulatory scrutiny after the FSC banned competitor DallBogg from selling new motor liability policies, and the Commission for Protection of Competition (CPC/KZK) opened a cartel investigation into the Association of Bulgarian Insurers and 16 insurers, including Bulstrad, over coordinated MTPL price hikes for taxi operators. Bulstrad itself has not been named in any FSC sanction or licence restriction to date, but remains subject to the sector-wide CPC probe.
Reputation and reviews
Offer pages
Casco (own-damage car insurance)
casco (own-damage car insurance) from Bulstrad for the Bulgaria market, with online purchase and 24/7 assistance.
Last verified Oct 6, 2026
Motor third-party liability
motor third-party liability insurance from Bulstrad for the Bulgaria market, with online purchase and 24/7 assistance.
Last verified Sep 10, 2026
Travel insurance
travel insurance from Булстрад for the Bulgaria market, with online purchase and 24/7 assistance.
Last verified Sep 9, 2026