Insurer profile

BULSTRAD VIENNA INSURANCE GROUP EAD

Bulstrad Vienna Insurance Group EAD is one of the leading non-life insurers in Bulgaria, founded on 31 July 1961 and a member of Vienna Insurance Group since April 2007. Headquartered at 5 Positano Square, Sofia, it offers more than 100 insurance products covering motor, property, liability, travel, transport, agricultural and bancassurance lines to nearly 1,000,000 individual and corporate clients.

Source
Legal entity
BULSTRAD VIENNA INSURANCE GROUP EAD
Headquarters
Sofia, Bulgaria
Parent group
Vienna Insurance Group AG (Wiener Versicherung Gruppe)
Regulator
Financial Supervision Commission (FSC)
Phone
+35980011111
Email
public@bulstrad.bg
Last verified
May 1, 2026
Official website

Products from BULSTRAD VIENNA INSURANCE GROUP EAD

motor

Motor Third Party Liability (MTPL)

Mandatory insurance covering the civil liability of vehicle owners and drivers for bodily injury, death and property damage caused to third parties.

motor

Casco (Comprehensive Motor Insurance)

Comprehensive motor insurance covering damage to or theft of the insured vehicle resulting from accidents, natural perils and other covered events.

motor

Green Casco (eco discount for electric and hybrid vehicles)

Eco variant of Casco Standard offering a 10% discount for electric and hybrid vehicles plus a free roadside assistance card.

motor

Vehicle Protected Value (GAP Insurance)

Covers the gap between the vehicle invoice value and the insurer payout in the event of total loss, for up to 5 years.

motor

Accident of Persons in Motor Vehicles

Covers occupants of a motor vehicle for accidental bodily injury or death resulting from a traffic accident.

property

Bonus Home (Home Contents Insurance)

Online home contents insurance for individuals protecting personal property against fire, theft, flood and other covered perils.

property

Combined Insurance Policy Property

Protects production resources such as buildings, machinery and equipment of legal entities and sole traders against fire, natural disasters and other perils.

property

All Risks Property Insurance

All-risks coverage for buildings, machinery, production stock and goods against unforeseen events including fire, lightning and explosion.

property

Bulstrad Business Solution

Package insurance for micro and small businesses in trade and services, covering property and related liability risks.

property

Professional Package for Small and Medium Business

Comprehensive insurance package for small and medium-sized enterprises covering property, business interruption and associated liabilities.

property

Electronic Equipment Insurance

Insurance for commercial and industrial electronic equipment against material loss or damage from unforeseen events.

property

Construction and Installation Risks Insurance

Covers all risks associated with construction and erection projects during the construction period.

liability

General Third Party Liability

Covers the insured's liability for bodily injury or property damage caused to third parties through acts or omissions.

liability

Product Liability

Protects manufacturers and traders against claims for bodily injury or property damage caused by defective products.

liability

Employer Liability

Covers the employer's liability for work-related injuries or illnesses suffered by employees in the course of their employment.

liability

Professional Liability

Covers professionals against claims arising from errors, omissions or negligent acts in the provision of their professional services.

liability

Hotel and Restaurant Liability

Covers the liability of hotel and restaurant owners for bodily injury or property damage suffered by guests on their premises.

travel

Bulstrad Travel Package (Travel Assistance Abroad)

Travel assistance insurance providing medical, repatriation and emergency coverage for persons travelling abroad.

travel

Tourist Insurance for the Territory of Bulgaria

Medical insurance for Bulgarian and foreign tourists travelling within Bulgaria, covering emergency medical, surgical and hospital expenses.

travel

Tourist Insurance for the Territory of Bulgaria - Open Cover

Open-cover tourist insurance taken out by hotel owners for their guests or by individual tourists for extended stays within Bulgaria.

travel

Medical Insurance for Foreigners on the Territory of Bulgaria

Medical emergency insurance designed for foreigners briefly visiting or transiting through Bulgaria.

other

Accident Insurance (Individual, Family, Group)

Personal accident insurance in individual, family or group variants covering death or disability resulting from an accident.

other

Mandatory Occupational Accident Insurance

Mandatory statutory insurance covering employees working under increased occupational risk against work-related accidents.

other

Accident Insurance for Students and School Staff

Group accident insurance for educational institutions covering students and teaching staff against accidental injuries.

other

Accident Insurance for Athletes and Technical Personnel

Group or individual accident insurance for amateur and professional athletes, sports clubs, federations and sports officials.

motor

Voluntary Accident Insurance for Motor Vehicle Occupants

Voluntary accident coverage for all persons travelling as passengers in a motor vehicle against accidental death or bodily injury.

other

Aviation Insurance

Hull and liability insurance for aircraft with long-standing expertise in the Bulgarian aviation insurance market.

other

Marine Hull Insurance

Hull insurance for vessels of all types including small pleasure craft and large commercial ships.

liability

Carrier Liability (CMR)

Covers the carrier's liability for loss of or damage to cargo during road transport under the CMR convention.

other

Cargo Insurance

Insurance covering goods in transit against loss or damage during transport by any mode including road, sea and air.

other

Agricultural Crops Insurance

Insurance for agricultural crops including field and greenhouse production against hail, fire and other insured perils.

other

Agricultural Livestock Insurance

Insurance for farm animals and competition horses against death, compulsory slaughter and other insured risks.

financial

Bancassurance - Insurance related to banking products

Insurance products offered in partnership with banks protecting borrowers and depositors including credit life and property cover.

health

Personal Accident Insurance

Voluntary personal accident insurance covering death or permanent disablement as a result of an accident.

Regulatory updates

Bulstrad Vienna Insurance Group EAD is licensed and actively supervised by Bulgaria's Financial Supervision Commission (FSC). In 2024-2025 the FSC launched an industry-wide review of Motor Third Party Liability (MTPL) pricing following reports of unjustified premium increases across multiple insurers. The FSC requested tariff justifications from all MTPL providers and coordinated with the Competition Protection Commission. In December 2025 Bulstrad obtained ISO 9001:2015 certification for its quality management system, confirming its operational compliance and service quality standards. The company remains in good regulatory standing.

Reputation and reviews

Facebook

1,498 likes

Google

4.1

649 reviews

Google rating of 4.10 from 649 reviews observed via oink.bg aggregating Google Maps data for the main Sofia office. Direct confirmed Google Maps URL for the Bulgaria entity could not be verified.

Verified offer pages

Motor casco

Булстрад is a motor casco insurance for the BG market with online purchase and 24/7 assistance.

Last verified May 8, 2026

Motor third-party liability

Bulstrad is a motor third-party liability insurance for the Bulgaria market with online purchase and 24/7 assistance.

Last verified May 3, 2026

Travel insurance

Булстрад Травъл Пакет is a travel insurance for the BG market with online purchase and 24/7 assistance.

Last verified May 3, 2026