Insurer profile
Aros Forsikring - Gensidigt Forsikringsselskab
Aros Forsikring - Gensidigt Forsikringsselskab · Denmark
Overview
Aros Forsikring is a Danish mutual (customer-owned) insurance company based in Aarhus, founded in 1921, that focuses exclusively on private insurance products such as car, home, accident and travel insurance, with profits returned to policyholders rather than shareholders.
Source30
Products in this market
3
Offer pages
Company details
- Regulator
- Danish Financial Supervisory Authority (Finanstilsynet)
- Phone
- +45 70 10 42 22
- [email protected]
Products from Aros Forsikring - Gensidigt Forsikringsselskab
Motor14
Car Insurance
Compulsory liability insurance for cars with optional comprehensive (casco), driver accident and glass cover, with pricing based on kilometers driven.
Electric Car Insurance
Car insurance tailored for electric vehicles where the customer pays according to kilometers driven.
Motorcycle Insurance
Liability and optional comprehensive insurance for motorcycles.
Moped Liability Insurance
Compulsory liability insurance for mopeds/scooters.
Veteran Car Insurance
Comprehensive insurance for veteran/classic cars covering damage, theft and liability, with unlimited mileage and no originality requirements.
Veteran Motorcycle Insurance
Coverage for veteran motorcycles against damage, theft and liability with occasional year-round driving allowed.
Veteran Moped Liability Insurance
Compulsory liability insurance for veteran mopeds covering damage caused to others or their property.
Caravan Insurance
All-in-one caravan insurance including comprehensive cover, unlimited contents insurance, foreign assistance and legal aid.
Veteran Caravan Insurance
Coverage for veteran and classic caravans against damage, theft and liability.
Trailer Insurance
Insurance covering trailers against damage and liability.
License Plate Insurance
Add-on insurance covering the vehicle's number plate, included with comprehensive (casco) cover.
Roadside Assistance
24/7 roadside assistance add-on in Denmark and Europe for cars, electric cars, veteran vehicles and motorcycles, delivered via partner SOS Dansk Autohjælp.
Roadside Assistance Plus
Enhanced roadside assistance add-on covering breakdown, towing, and being stranded on the road.
Driver Accident Insurance
Provides financial compensation for personal injury to the car's driver following an accident, used when not covered by another accident or liability insurance.
Property8
House Insurance
House insurance covering fire damage, extendable with add-ons for pipes, fungus, insects and rot.
Summer House Insurance
Insurance covering summer/holiday homes including contents.
Renovation/Extension Insurance
Insurance covering unforeseen incidents during home renovation or extension work.
Home Contents Insurance
Unlimited-sum contents insurance for household belongings, combinable with add-ons for electronics, bicycles and sudden damage.
Home Contents Insurance for Young People
Contents insurance tailored for young people and students, covering theft/damage and including liability cover.
Sudden Damage Insurance
Add-on covering unexpected damage to belongings, such as accidentally dropping or breaking an item.
Electronics Insurance
Covers sudden damage, pixel errors and malfunctions on electronics for up to 5 years from purchase.
Bicycle Insurance
Add-on to contents insurance covering damage and theft of bicycles and electric bikes.
Health3
Accident Insurance
Covers accidents and permanent injury as well as treatment expenses following an accident, with optional add-ons such as immediate compensation.
Immediate Compensation (Accident add-on)
An add-on to the accident insurance paying a lump sum of DKK 12,000 per accident event for certain bone fractures.
Dental Insurance
Covers most dental treatments and unforeseen dentist bills, with a free youth dental insurance for policyholders aged 18-29 with accident insurance.
Travel2
Travel Insurance
Covers illness and accidents on private holiday trips of up to 60 days, including delays, medical transport and lost luggage.
Trip Cancellation Insurance
Reimburses the trip price if the traveler is prevented from departing, e.g. due to illness or the death of a relative.
Regulatory updates
In H1 2025, Finanstilsynet conducted a function inspection of Aros Forsikring's technical provisions as of 31 December 2024, finding that the company had not properly segmented insurance obligations into homogeneous risk groups and had not adequately accounted for expected claims for large losses incurred before the balance sheet date; the company received two orders (påbud) to correct these issues, with an estimated financial effect of DKK 0.6 million on total provisions. The company reported a solvency coverage ratio of 239% at the end of Q2 2025.
Reputation and reviews
Offer pages
Casco (own-damage car insurance)
casco (own-damage car insurance) from Aros Forsikring for the Denmark market, with online purchase and 24/7 assistance.
Last verified Sep 1, 2026
Motor third-party liability
motor third-party liability insurance from Aros Forsikring for the Denmark market, with online purchase and 24/7 assistance.
Last verified Sep 1, 2026
Travel insurance
travel insurance from Aros Forsikring for the Denmark market, with online purchase and 24/7 assistance.
Last verified Sep 1, 2026