Insurer profile
Aros Forsikring - Gensidigt Forsikringsselskab
Aros Forsikring is a Danish mutual (customer-owned) insurance company based in Aarhus, founded in 1921, that focuses exclusively on private insurance products such as car, home, accident and travel insurance, with profits returned to policyholders rather than shareholders.
Source- Legal entity
- Aros Forsikring - Gensidigt Forsikringsselskab
- Headquarters
- Kalkværksvej 11, 8000 Aarhus C, Denmark
- Regulator
- Danish Financial Supervisory Authority (Finanstilsynet)
- Phone
- +45 70 10 42 22
- aros@aros-forsikring.dk
- Founded
- 1921
- Last verified
- Sep 1, 2026
Products from Aros Forsikring - Gensidigt Forsikringsselskab
motor
Car Insurance
Compulsory liability insurance for cars with optional comprehensive (casco), driver accident and glass cover, with pricing based on kilometers driven.
motor
Electric Car Insurance
Car insurance tailored for electric vehicles where the customer pays according to kilometers driven.
motor
Motorcycle Insurance
Liability and optional comprehensive insurance for motorcycles.
motor
Moped Liability Insurance
Compulsory liability insurance for mopeds/scooters.
motor
Veteran Car Insurance
Comprehensive insurance for veteran/classic cars covering damage, theft and liability, with unlimited mileage and no originality requirements.
motor
Veteran Motorcycle Insurance
Coverage for veteran motorcycles against damage, theft and liability with occasional year-round driving allowed.
motor
Veteran Moped Liability Insurance
Compulsory liability insurance for veteran mopeds covering damage caused to others or their property.
motor
Caravan Insurance
All-in-one caravan insurance including comprehensive cover, unlimited contents insurance, foreign assistance and legal aid.
motor
Veteran Caravan Insurance
Coverage for veteran and classic caravans against damage, theft and liability.
motor
Trailer Insurance
Insurance covering trailers against damage and liability.
motor
License Plate Insurance
Add-on insurance covering the vehicle's number plate, included with comprehensive (casco) cover.
motor
Roadside Assistance
24/7 roadside assistance add-on in Denmark and Europe for cars, electric cars, veteran vehicles and motorcycles, delivered via partner SOS Dansk Autohjælp.
motor
Roadside Assistance Plus
Enhanced roadside assistance add-on covering breakdown, towing, and being stranded on the road.
property
House Insurance
House insurance covering fire damage, extendable with add-ons for pipes, fungus, insects and rot.
property
Summer House Insurance
Insurance covering summer/holiday homes including contents.
property
Renovation/Extension Insurance
Insurance covering unforeseen incidents during home renovation or extension work.
property
Home Contents Insurance
Unlimited-sum contents insurance for household belongings, combinable with add-ons for electronics, bicycles and sudden damage.
property
Home Contents Insurance for Young People
Contents insurance tailored for young people and students, covering theft/damage and including liability cover.
property
Sudden Damage Insurance
Add-on covering unexpected damage to belongings, such as accidentally dropping or breaking an item.
property
Electronics Insurance
Covers sudden damage, pixel errors and malfunctions on electronics for up to 5 years from purchase.
property
Bicycle Insurance
Add-on to contents insurance covering damage and theft of bicycles and electric bikes.
liability
Legal Aid Insurance
Covers costs of certain private legal disputes, such as disagreements with a neighbor over property boundaries.
health
Accident Insurance
Covers accidents and permanent injury as well as treatment expenses following an accident, with optional add-ons such as immediate compensation.
health
Immediate Compensation (Accident add-on)
An add-on to the accident insurance paying a lump sum of DKK 12,000 per accident event for certain bone fractures.
motor
Driver Accident Insurance
Provides financial compensation for personal injury to the car's driver following an accident, used when not covered by another accident or liability insurance.
health
Dental Insurance
Covers most dental treatments and unforeseen dentist bills, with a free youth dental insurance for policyholders aged 18-29 with accident insurance.
travel
Travel Insurance
Covers illness and accidents on private holiday trips of up to 60 days, including delays, medical transport and lost luggage.
travel
Trip Cancellation Insurance
Reimburses the trip price if the traveler is prevented from departing, e.g. due to illness or the death of a relative.
pet
Dog Insurance
Liability insurance for dogs, which is compulsory in Denmark.
cyber
ID Protection / Web Clean-up
Identity theft protection service including web clean-up assistance for customers affected by identity theft.
Regulatory updates
In H1 2025, Finanstilsynet conducted a function inspection of Aros Forsikring's technical provisions as of 31 December 2024, finding that the company had not properly segmented insurance obligations into homogeneous risk groups and had not adequately accounted for expected claims for large losses incurred before the balance sheet date; the company received two orders (påbud) to correct these issues, with an estimated financial effect of DKK 0.6 million on total provisions. The company reported a solvency coverage ratio of 239% at the end of Q2 2025.
Reputation and reviews
Offer pages
Motor casco
Aros Forsikring is a motor casco insurance for the Denmark market with online purchase and 24/7 assistance.
Last verified Sep 1, 2026
Motor third-party liability
Aros Forsikring is a motor third-party liability insurance for the Denmark market with online purchase and 24/7 assistance.
Last verified Sep 1, 2026
Travel insurance
Aros Forsikring is a travel insurance for the Denmark market with online purchase and 24/7 assistance.
Last verified Sep 1, 2026