Insurer profile

Forsia Forsikring A/S

Forsia Forsikring A/S · Denmark

Founded 1858Aabenraa, DenmarkLast verified Sep 1, 2026

Overview

Forsia Forsikring A/S is a customer-owned Danish general insurer, formerly known as Sønderjysk Forsikring, with headquarters in Aabenraa and branches in Esbjerg, Odense and Copenhagen, offering general insurance products to private customers across Denmark.

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Company details

Parent group: Forsia Foreningen f.m.b.a.
Regulator: Danish Financial Supervisory Authority (Finanstilsynet)
Phone: +45 98 98 98 98
Email: [email protected]

Official website

Products from Forsia Forsikring A/S

Motor

Car Insurance

Customizable car insurance with optional coverages such as parking damage, glass, and electric/hybrid battery protection.

Third-Party Liability (Car)

The legally required third-party liability insurance covering damage caused to other people or property by the vehicle.

Motorhome Insurance

Insurance for motorhomes with optional casco coverage against theft and traffic accidents.

Caravan Insurance

Covers contents, accessories and casco damage to caravans, valid in Europe and Green Card countries.

Moped Insurance

Insurance for mopeds, including liability and optional casco coverage.

Motorcycle Insurance

Insurance for motorcycles, including liability and optional casco coverage.

Veteran Car Insurance

Specialized motor insurance for veteran/classic cars.

Trailer Insurance

Covers damage to trailers, including theft and other losses.

Property

Home Contents Insurance

Covers household contents and personal liability, including fire, water damage and theft.

House Insurance

Covers the building itself against fire, lightning, short-circuit and other structural damage, distinct from contents cover.

Summer House Insurance

Covers summer/holiday homes against fire, lightning, explosion and short-circuit, with optional tenant-damage and contents cover.

Home Buyer's Insurance

Protects home buyers against financial loss from hidden defects discovered after taking over the property.

Building Insurance

Building insurance offered alongside house and summer house insurance for private customers.

Health

Accident Insurance

Provides compensation from 5% permanent injury degree, with an option for immediate compensation.

Child Accident Insurance

An extended accident cover for children, including protection in case of critical illness.

Health Insurance

Three health insurance options, provided in partnership with Dansk Sundhedssikring, offering treatment guarantees and private hospital access.

Serious Illness Cover

Covers examination and treatment abroad in cases of serious illness.

Dental Insurance

Dental insurance offered in partnership with MMA tandforsikring, covering most major dental treatments regardless of prior dental history.

Liability

Seller's Liability Insurance

Protects home sellers against liability claims for hidden defects for up to 10 years after the sale.

Travel

Travel Insurance

Flexible travel insurance for the household with round-the-clock assistance abroad, with selectable coverage regions.

Pet

Dog Insurance

Combinable dog liability, illness and life cover, with online veterinary access as a customer benefit.

Accident

Accident Insurance

Full-time or leisure-time accident insurance covering sudden injuries, with optional dangerous sports coverage.

Other

Boat Insurance

Includes mandatory liability cover for boats plus optional casco coverage for damage such as fire, storm or sailing accidents.

Regulatory updates

On 30 May 2024, Sønderjysk Forsikring G/S transferred all activities and liabilities to a newly established operating company, Forsia Forsikring A/S, while Sønderjysk Forsikring was converted into an association, Forsia Foreningen f.m.b.a., which owns 100% of the share capital; the conversion and name change required approval from Finanstilsynet under the Danish Insurance Business Act. Later in 2024, Forsia acquired the private customer portfolio of ETU Forsikring (approx. DKK 130m in assets and 26 employees), subject to Finanstilsynet approval, after ETU's solvency coverage had fallen below the legal requirement. From the start of 2026, Forsia expanded its product range with ejerskifteforsikring (home buyer's insurance) and sælgeransvarsforsikring (seller's liability insurance).