Insurer profile
Lokal Forsikring G/S (Mutual Insurance Company)
Lokal Forsikring G/S (Mutual Insurance Company) · Denmark
Overview
Lokal Forsikring is a customer-owned (mutual) Danish insurance company headquartered in Næstved.
Source35
Products in this market
2
Offer pages
Company details
- Regulator
- Danish Financial Supervisory Authority (Finanstilsynet)
- Phone
- +45 55 75 09 99
- [email protected]
Products from Lokal Forsikring G/S (Mutual Insurance Company)
Motor6
Car Insurance
Covers liability and damage for private cars, including the mandatory third-party liability element.
Motorcycle Insurance
Liability and damage cover for motorcycles.
Trailer Insurance
Covers trailers against damage and liability.
Moped Insurance
Liability and damage cover for mopeds.
Roadside Assistance
Roadside assistance cover for breakdowns and accidents.
Company & Van Insurance
Motor insurance including mandatory liability cover for company cars and vans.
Property14
Contents Insurance
Covers household belongings and personal liability for damage caused to others.
House Insurance
Covers the building structure of a private home against fire, storm, water and other damage.
Holiday Home Insurance
Covers holiday/summer houses against building and contents damage.
Sudden Damage Insurance
Covers unforeseen sudden damage to pipes, glass and sanitation not covered by standard building insurance.
Bicycle Insurance
Covers bicycles against theft and damage.
Business Insurance (Tradesmen)
Business insurance package tailored for tradesmen and craftsmen.
Business Insurance (Retail & Wholesale)
Business insurance package tailored for retail and wholesale businesses.
Housing Association Insurance
Property insurance for housing/owner associations.
Machinery Insurance
Covers business machinery and equipment against damage.
Business Contents & Business Interruption Insurance
Covers business contents, stock and equipment, as well as loss of income following a covered claim.
Commercial Building Insurance
Covers commercial and rental buildings against fire, storm, water and other perils.
Agricultural Building Insurance
Covers farm buildings against fire, storm, water damage, theft and vandalism.
Agricultural Machinery Insurance
Covers farm machinery against unforeseen damage that could affect financial results.
Agricultural Contents & Business Interruption Insurance
Covers farm inventory, livestock, crops, machinery and equipment, plus resulting business interruption.
Health4
Accident Insurance
Provides compensation for treatment, disability and dental damage resulting from an accident.
Children's Illness Insurance
Health/illness cover specifically designed for children.
Health Insurance (Business)
Health insurance offering for business employees.
Health Insurance for Farmers
Health insurance specifically for people working in agriculture.
Liability4
Business & Product Liability Insurance
Covers a business's liability for damage caused to third parties or by its products.
Occupational Injury Insurance (Business)
Mandatory occupational injury insurance covering employees' work-related accidents and illness.
Agricultural Liability Insurance
Covers a farmer's liability for damage caused by farming activities or products.
Occupational Injury Insurance (Agriculture)
Mandatory occupational injury insurance covering agricultural employees for work-related accidents.
Travel2
Life2
Regulatory updates
In May 2022, Finanstilsynet issued an order to Lokal Forsikring G/S because its election scheme for delegates to the delegate assembly did not comply with §111(2) of the Danish Financial Business Act and the company's own articles of association; the order required the company to bring its election rules for choosing delegates into compliance. Earlier, following a 2013 inspection, Finanstilsynet noted that the company's investment and insurance results had been positive since the financial crisis and issued an order on setting risk targets for investment asset classes; a 2016 inspection found the company's capital adequate with a solvency ratio of 170% at the end of 2016, though the company was again ordered to revise its investment policy and guidelines and its rules on registered assets.
Reputation and reviews
Offer pages
Motor third-party liability
motor third-party liability insurance from Lokal Forsikring for the Denmark market.
Last verified Sep 1, 2026
Travel insurance
travel insurance from Lokal Forsikring for the Denmark market, with 24/7 assistance.
Last verified Sep 1, 2026