Insurer profile

Storstrøm Forsikring g/s

Storstrøm Forsikring g/s · Denmark

Founded 1845Farø, Vordingborg Municipality, Denmark (Grønsundvej 699, 4793 Bogø By)Last verified Sep 1, 2026

Overview

Storstrøm Forsikring g/s is a 100% customer-owned (mutual) insurance company headquartered at Farø in Vordingborg Municipality, offering insurance to private individuals and small businesses across Zealand, Lolland, Falster and Møn.

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Company details

Regulator: Danish Financial Supervisory Authority (Finanstilsynet)
Phone: +45 55 55 88 88
Email: [email protected]

Official website

Products from Storstrøm Forsikring g/s

Motor

Car Insurance

Comprehensive car insurance offered in gold, silver and bronze packages, covering liability and optional comprehensive (casco) protection including damage from theft, vandalism and fire.

Motorcycle Insurance

Insurance coverage for motorcycles including liability and optional comprehensive cover.

Moped Insurance

Mandatory liability insurance for mopeds with optional additional coverage.

Caravan Insurance

Insurance for caravans and camp-lets covering damage, theft and liability.

Trailer Insurance

Insurance for trailers and horse trailers; typically only comprehensive (casco) cover is needed since the towing vehicle's liability insurance applies.

Business Car Insurance

Insures all types of commercial vehicles that are indispensable to running a business.

Business Trailer Insurance

Trailer insurance for business use, typically requiring only comprehensive cover.

Property

House Insurance

Modular building insurance for homeowners, allowing customers to pay only for the coverage they need.

Home Contents Insurance

Covers the household and its contents around the clock against burglary, theft, fire, vandalism and liability for damage to others.

Decommissioned Farm Insurance

Tailored insurance for people living on a decommissioned farm property, with optional coverage for outbuildings.

Holiday Home Insurance

Insures a holiday/summer home and its contents, both while occupied and when the house is closed up.

Home Buyer's Insurance

Protects buyers of a new home against hidden defects, meeting the Ministry of Justice's minimum requirements, arranged via partner Frida Forsikring.

Boat Insurance

Liability insurance covering damages a boat owner may become legally liable for, with optional hull cover.

Electronics Insurance

Covers damage to electronic devices, such as computers and phones.

Business Contents and Business Interruption Insurance

Covers business movable assets and financial loss resulting from an operational interruption.

Commercial Building Insurance

Protects commercial buildings and fixtures against damage.

Transport Insurance

Covers goods and materials in transit for a business.

Work Machine Insurance

Mandatory liability insurance for mobile machinery as well as optional cover for other machines.

Health

Accident Insurance

Personal accident insurance providing coverage in case of injury.

Child Accident Insurance

Accident insurance specifically designed for children.

Dental Insurance

Insurance protecting policyholders from expensive dental bills, often included as part of the home contents insurance.

Health Insurance (Business)

Employer-provided health insurance for employees.

Liability

Legal Expense Insurance

Covers legal costs for disputes that can be brought before courts or arbitration, including lawyer coverage.

Business and Product Liability Insurance

Covers liability for errors or damage caused to other persons or their property, and liability for products manufactured or sold by the business.

Legal Expense Insurance for Business

Covers legal disputes arising in connection with the business activity stated in the insurance agreement.

Workers' Compensation Insurance

Mandatory employer insurance covering employees in the event of a workplace injury.

Travel

Annual Travel Insurance

Annual travel insurance covering trips of up to 60 consecutive days, added as a supplement to home contents insurance for the same household.

Financial

Pension Scheme

Pension savings arrangement offered to businesses for their employees.

Pet

Dog Insurance

Mandatory dog liability insurance that can also include coverage for illness and accidents affecting the dog.

Other

Supplementary Business Insurances

Additional supplementary coverages tailored to small business insurance needs.

Regulatory updates

In October 2025, Finanstilsynet ordered Storstrøm Forsikring g/s to issue corrective information to its 2024 annual report after finding that the value of its domicile property (owned via subsidiary Stofo Ejendomme ApS) had been misstated by 12 million DKK, representing a material error affecting profit, balance sheet and equity. This followed an earlier February 2024 order (referred to the Company Appeals Board) requiring revaluation of the domicile property at Farø, and a June 2025 police referral by Finanstilsynet concerning the company's newly built headquarters building.