Insurer profile
Continentale Krankenversicherung a.G. (Continentale Insurance Group)
Continentale Krankenversicherung a.G. (Continentale Insurance Group) · Germany
Overview
Continentale is a German mutual insurance group (Versicherungsverbund auf Gegenseitigkeit) headquartered in Dortmund, with its top company Continentale Krankenversicherung a.G. founded in 1926 by advocates of naturopathy. The group is not a conventional corporation but a mutual association, comprising several independent insurers including Continentale Krankenversicherung, Continentale Lebensversicherung, Continentale Sachversicherung, the EUROPA companies and Mannheimer Versicherung, offering private customers and small/medium businesses insurance across health, life and property/casualty lines.
Source39
Products in this market
3
Offer pages
Company details
- Regulator
- Federal Financial Supervisory Authority (BaFin)
- Phone
- +49 231 919-0
- [email protected]
Products from Continentale Krankenversicherung a.G. (Continentale Insurance Group)
Motor3
Motor Third-Party Liability Insurance
Mandatory liability cover for damage caused to third parties with a motor vehicle.
Comprehensive/Partial Motor Insurance (Kasko)
Covers damage to the policyholder's own vehicle from accidents, theft, fire and other events.
Motor Assistance Package (Kfz-Schutzbrief)
Roadside assistance and mobility protection add-on for cars, motorcycles and campers.
Property9
Household Contents Insurance
Covers household contents against fire, water damage, burglary and other perils.
Residential Building Insurance
Protects residential buildings against damage from fire, water, storm and natural hazards.
Natural Hazards / Elemental Damage Insurance
Add-on cover for natural hazard damage such as flooding, earthquake or subsidence, typically combined with home/building insurance.
Glass Insurance
Covers breakage of glass in windows, doors and other fixed glass elements of a home.
Electronics Insurance
Covers business electronic equipment against damage and breakdown.
Business Interruption Insurance
Compensates businesses for lost income following an insured property damage event.
Business Contents Insurance
Covers the contents of business premises against fire, water, burglary and other perils.
Commercial Building Insurance
Covers commercial buildings against fire, water, storm and other structural damage risks.
Industrial/Commercial Property Insurance (incl. Technical Insurance & Cargo)
Broad commercial and industrial property lines including technical equipment and transported goods cover.
Health9
Accident Insurance
Provides financial protection in the event of invalidity, hospitalization or long-term consequences from accidents.
Comprehensive Private Health Insurance
Full private health insurance offered in Comfort+SP2 and Premium+SP1 tariffs among others.
Supplementary Health Insurance
Supplementary cover for statutorily insured members for outpatient, inpatient and dental treatment costs.
Dental Supplementary Insurance
Covers dental treatment costs beyond statutory health insurance reimbursement.
Long-Term Care Insurance (Pflegetagegeld)
Closes the gap left by statutory or mandatory private long-term care insurance with flexible daily care allowances.
Supplementary Insurance for Civil Servants (Beihilfe)
Covers the portion of medical costs not reimbursed by civil servants' statutory allowance (Beihilfe), e.g. COMFORTBeihilfe tariff.
Daily Sickness Allowance (Krankentagegeld)
Provides a daily cash benefit to compensate for lost income during illness.
Company Health Insurance (bKV)
Employer-funded supplementary health cover offered as an employee benefit.
Company Accident Insurance (bUV)
Group accident cover offered by employers to their staff.
Liability5
Private Liability Insurance
Covers claims for damage the policyholder unintentionally causes to third parties in private life.
Legal Protection Insurance
Covers legal costs arising from disputes, offered in variants such as ConJure XL, XXL and Top.
Business and Professional Liability Insurance
Liability cover for businesses and professionals against third-party claims arising from their operations.
Directors & Officers Insurance (D&O)
Liability insurance protecting company directors and officers against claims for management decisions.
Commercial Legal Protection Insurance
Covers legal costs arising from business-related disputes.
Life5
Occupational Disability Insurance (BU)
Provides income protection if the insured can no longer permanently carry out their occupation due to health reasons, offered as PremiumBU and variants.
Incapacity for Work Insurance (EU)
Protects income in case of total incapacity for work, marketed as PremiumEU and PremiumEU Start.
Civil Servant Incapacity Insurance (DU)
Specific income protection cover for civil servants who become unable to perform their duties.
Term Life Insurance
Pays a lump sum to beneficiaries in the event of the insured's death, with options to increase cover without new health checks at life events.
Funeral Expense Insurance
A whole-life type insurance designed to cover funeral and burial costs.
Financial5
Private Pension / Annuity Insurance
Range of classic and fund-linked pension products including Rente Invest, EasyRente Invest and Rente Classic Pro.
Riester Pension
State-subsidized, fund-linked retirement product, sold as RiesterRente Invest Garant.
Basic Pension (Rürup)
Tax-privileged certified private pension product, also known as the Rürup pension.
Occupational Pension Scheme (bAV)
Employer-sponsored retirement provision via direct insurance, pension fund or support fund models.
Flexible Savings Product (Geld parken)
A flexible capital-parking product for Continentale customers with full liquidity.
Regulatory updates
Continentale companies are supervised by BaFin, based in Bonn. In July 2022, BaFin approved Continentale Sachversicherung AG to conduct direct insurance business in the freedom-of-services regime across numerous EU/EEA countries for property/fire lines. On a market-wide level, BaFin reported that overall complaints against insurers rose roughly a third in 2025, mainly related to claims-handling speed, and BaFin has since set expectations that claims be processed within about a month; no Continentale-specific sanctions or special measures were identified. Independent commentary notes Continentale's complaint ratio with BaFin (around 0.7 per 100,000 contracts in legal-protection insurance) is better than the industry average of 1.0.
Reputation and reviews
Offer pages
Casco (own-damage car insurance)
casco (own-damage car insurance) from Continentale for the Germany market, with 24/7 assistance.
Last verified Aug 28, 2026
Motor third-party liability
motor third-party liability insurance from Continentale for the Germany market, with online purchase and 24/7 assistance.
Last verified Aug 28, 2026
Travel insurance
travel insurance from Continentale for the Germany market, with online purchase and 24/7 assistance.
Last verified Aug 28, 2026