Insurer profile
Continentale Krankenversicherung a.G. (Continentale Insurance Group)
Continentale is a German mutual insurance group (Versicherungsverbund auf Gegenseitigkeit) headquartered in Dortmund, with its top company Continentale Krankenversicherung a.G. founded in 1926 by advocates of naturopathy. The group is not a conventional corporation but a mutual association, comprising several independent insurers including Continentale Krankenversicherung, Continentale Lebensversicherung, Continentale Sachversicherung, the EUROPA companies and Mannheimer Versicherung, offering private customers and small/medium businesses insurance across health, life and property/casualty lines.
Source- Legal entity
- Continentale Krankenversicherung a.G. (Continentale Insurance Group)
- Headquarters
- Dortmund, Germany
- Regulator
- Federal Financial Supervisory Authority (BaFin)
- Phone
- +49 231 919-0
- info@continentale.de
- Founded
- 1926
- Last verified
- Aug 27, 2026
Products from Continentale Krankenversicherung a.G. (Continentale Insurance Group)
motor
Motor Third-Party Liability Insurance
Mandatory liability cover for damage caused to third parties with a motor vehicle.
motor
Comprehensive/Partial Motor Insurance (Kasko)
Covers damage to the policyholder's own vehicle from accidents, theft, fire and other events.
motor
Motor Assistance Package (Kfz-Schutzbrief)
Roadside assistance and mobility protection add-on for cars, motorcycles and campers.
property
Household Contents Insurance
Covers household contents against fire, water damage, burglary and other perils.
property
Residential Building Insurance
Protects residential buildings against damage from fire, water, storm and natural hazards.
property
Natural Hazards / Elemental Damage Insurance
Add-on cover for natural hazard damage such as flooding, earthquake or subsidence, typically combined with home/building insurance.
property
Glass Insurance
Covers breakage of glass in windows, doors and other fixed glass elements of a home.
liability
Private Liability Insurance
Covers claims for damage the policyholder unintentionally causes to third parties in private life.
liability
Legal Protection Insurance
Covers legal costs arising from disputes, offered in variants such as ConJure XL, XXL and Top.
health
Accident Insurance
Provides financial protection in the event of invalidity, hospitalization or long-term consequences from accidents.
life
Occupational Disability Insurance (BU)
Provides income protection if the insured can no longer permanently carry out their occupation due to health reasons, offered as PremiumBU and variants.
life
Incapacity for Work Insurance (EU)
Protects income in case of total incapacity for work, marketed as PremiumEU and PremiumEU Start.
life
Civil Servant Incapacity Insurance (DU)
Specific income protection cover for civil servants who become unable to perform their duties.
life
Term Life Insurance
Pays a lump sum to beneficiaries in the event of the insured's death, with options to increase cover without new health checks at life events.
life
Funeral Expense Insurance
A whole-life type insurance designed to cover funeral and burial costs.
financial
Private Pension / Annuity Insurance
Range of classic and fund-linked pension products including Rente Invest, EasyRente Invest and Rente Classic Pro.
financial
Riester Pension
State-subsidized, fund-linked retirement product, sold as RiesterRente Invest Garant.
financial
Basic Pension (Rürup)
Tax-privileged certified private pension product, also known as the Rürup pension.
financial
Occupational Pension Scheme (bAV)
Employer-sponsored retirement provision via direct insurance, pension fund or support fund models.
financial
Flexible Savings Product (Geld parken)
A flexible capital-parking product for Continentale customers with full liquidity.
health
Comprehensive Private Health Insurance
Full private health insurance offered in Comfort+SP2 and Premium+SP1 tariffs among others.
health
Supplementary Health Insurance
Supplementary cover for statutorily insured members for outpatient, inpatient and dental treatment costs.
health
Dental Supplementary Insurance
Covers dental treatment costs beyond statutory health insurance reimbursement.
health
Long-Term Care Insurance (Pflegetagegeld)
Closes the gap left by statutory or mandatory private long-term care insurance with flexible daily care allowances.
health
Supplementary Insurance for Civil Servants (Beihilfe)
Covers the portion of medical costs not reimbursed by civil servants' statutory allowance (Beihilfe), e.g. COMFORTBeihilfe tariff.
health
Daily Sickness Allowance (Krankentagegeld)
Provides a daily cash benefit to compensate for lost income during illness.
travel
Travel Health Insurance
Covers medical costs, hospital stays and medically necessary repatriation while traveling abroad.
health
Company Health Insurance (bKV)
Employer-funded supplementary health cover offered as an employee benefit.
health
Company Accident Insurance (bUV)
Group accident cover offered by employers to their staff.
cyber
Cyber Insurance
Provides emergency and crisis management plus fast claims service for digital crime risks facing businesses.
liability
Business and Professional Liability Insurance
Liability cover for businesses and professionals against third-party claims arising from their operations.
liability
Directors & Officers Insurance (D&O)
Liability insurance protecting company directors and officers against claims for management decisions.
liability
Commercial Legal Protection Insurance
Covers legal costs arising from business-related disputes.
property
Electronics Insurance
Covers business electronic equipment against damage and breakdown.
property
Business Interruption Insurance
Compensates businesses for lost income following an insured property damage event.
property
Business Contents Insurance
Covers the contents of business premises against fire, water, burglary and other perils.
property
Commercial Building Insurance
Covers commercial buildings against fire, water, storm and other structural damage risks.
property
Industrial/Commercial Property Insurance (incl. Technical Insurance & Cargo)
Broad commercial and industrial property lines including technical equipment and transported goods cover.
pet
Pet Insurance
Insurance cover for pets, listed among Continentale Sachversicherung's product lines with the GDV.
Regulatory updates
Continentale companies are supervised by BaFin, based in Bonn. In July 2022, BaFin approved Continentale Sachversicherung AG to conduct direct insurance business in the freedom-of-services regime across numerous EU/EEA countries for property/fire lines. On a market-wide level, BaFin reported that overall complaints against insurers rose roughly a third in 2025, mainly related to claims-handling speed, and BaFin has since set expectations that claims be processed within about a month; no Continentale-specific sanctions or special measures were identified. Independent commentary notes Continentale's complaint ratio with BaFin (around 0.7 per 100,000 contracts in legal-protection insurance) is better than the industry average of 1.0.
Reputation and reviews
Offer pages
Motor casco
Continentale is a motor casco insurance for the Germany market with no online purchase and 24/7 assistance.
Last verified Aug 28, 2026
Motor third-party liability
Continentale is a motor third-party liability insurance for the Germany market with online purchase and 24/7 assistance.
Last verified Aug 28, 2026
Travel insurance
Continentale is a travel insurance for the Germany market with online purchase and 24/7 assistance.
Last verified Aug 28, 2026