Insurer profile
DBV Deutsche Beamtenversicherung (branches of AXA Versicherung AG, AXA Lebensversicherung AG and AXA Krankenversicherung AG)
DBV Deutsche Beamtenversicherung is a specialist insurance brand of the AXA Group in Germany, dedicated to civil servants (Beamte), public sector employees, teachers, police, soldiers and their families, offering tailored insurance and pension products; it traces its roots to 1871 as a life insurance institution for the army and navy and today operates as branches of AXA's life, non-life and health insurance companies.
Source- Legal entity
- DBV Deutsche Beamtenversicherung (branches of AXA Versicherung AG, AXA Lebensversicherung AG and AXA Krankenversicherung AG)
- Headquarters
- Wiesbaden, Germany
- Parent group
- AXA Konzern AG
- Regulator
- Federal Financial Supervisory Authority (BaFin)
- Phone
- +49 611 363-0
- service@dbv.de
- Founded
- 1871
- Last verified
- Aug 27, 2026
Products from DBV Deutsche Beamtenversicherung (branches of AXA Versicherung AG, AXA Lebensversicherung AG and AXA Krankenversicherung AG)
motor
Motor Third-Party Liability Insurance (mobil komfort / mobil kompakt)
Mandatory motor liability cover with up to €100 million coverage for property and personal damages.
motor
Motor Comprehensive/Partial Casco Insurance
Comprehensive and partial casco cover for own vehicle damage, theft and natural hazards.
motor
Online Motor Insurance (mobil online)
Digitally managed motor insurance tariff with online contract administration via the MyAXA customer portal.
motor
Motorcycle Insurance
Liability and casco insurance for motorcycles.
motor
Light Motorcycle Insurance
Insurance cover for light motorcycles.
motor
Moped/Scooter Insurance
Insurance cover for mopeds and scooters.
property
BOXflex Home Building Insurance
Building insurance covering damage from fire, water, storm and hail for one/two-family houses.
property
BOXflex Household Contents Insurance
Household contents insurance covering fire, burglary, vandalism, water and storm damage with optional add-ons.
property
BOXflex Glass Insurance
Insurance covering breakage of glass in windows, doors and furniture.
liability
BOXflex Private Liability Insurance
Personal liability insurance protecting policyholders and their families against third-party damage claims.
liability
Official/Service Liability Insurance for Civil Servants
Service liability insurance for public sector employees with coverage of up to €60 million.
liability
BOXflex Pet Owner Liability Insurance
Liability insurance for pet or horse owners against third-party damage claims.
liability
BOXflex Builder's Liability Insurance
Liability insurance for property owners during construction works.
liability
BOXflex House and Land Owner Liability Insurance
Liability insurance for owners of houses and land against third-party claims.
liability
BOXflex Water Damage Liability Insurance
Liability insurance covering damages caused to bodies of water, e.g. from heating oil tanks.
liability
Legal Expenses Insurance
Legal protection insurance for the whole family providing competent and fast support in legal disputes.
health
Full Private Health Insurance
Full substitutive private health insurance for employees and civil servants including the VITAL tariff.
health
Health Insurance for Civil Servants (Beihilfe tariffs)
Supplementary private health insurance tariffs designed to complement the state Beihilfe allowance for civil servants.
health
Health Insurance for Employees
Private health insurance for employees not covered by the civil servant Beihilfe system.
health
Supplementary Insurance for Statutory Health Insured
Supplementary insurance topping up statutory health insurance benefits.
travel
Travel Health Insurance
Insurance providing medical cover abroad, including for medical treatment while traveling.
health
Outpatient Supplementary Insurance
Supplementary insurance covering outpatient treatments not fully reimbursed by statutory insurance.
health
Daily Sickness Benefit for Statutorily Insured
Daily allowance insurance compensating income loss during illness for statutorily insured persons.
health
Hospital Supplementary Insurance
Supplementary insurance for enhanced hospital treatment, e.g. private room or chief physician treatment.
health
Spa Treatment Allowance
Daily allowance insurance for costs incurred during spa or rehabilitation treatment.
health
Dental Supplementary Insurance
Supplementary dental insurance covering costs for dental treatment, prosthetics and orthodontics beyond statutory allowances.
health
Long-Term Care Supplementary Insurance (Pflegevorsorge Vario)
Private long-term care insurance paying an individually chosen monthly benefit for each care grade.
health
Acute Care Insurance (Pflegevorsorge Akut)
Long-term care insurance covering the acute onset of a care need without waiting periods.
health
Pflege-Bahr (State-Subsidized Care Insurance)
State-subsidized supplementary long-term care insurance tariff.
health
Waiting Insurance for Medical Care Benefits (Anwartschaft Heilfürsorge)
Waiting-period insurance securing future private health cover once entitlement to Heilfürsorge ends.
life
Occupational Incapacity Insurance for Civil Servants
Income protection insurance specifically tailored for civil servants who become unable to perform their official duties.
life
Career Starter Policy for Probationary/Revocable Civil Servants
Combined protection and retirement savings policy for civil servants on probation or revocable appointment.
life
Occupational Disability Insurance
Disability insurance replacing income if the insured can no longer work in their profession, including a service-incapacity clause.
life
Starter Disability Insurance with Retirement Savings
Combined occupational disability protection and pension savings product for career starters.
life
Term Life Insurance
Term life insurance providing financial protection for dependents in case of death.
life
Existence Protection Insurance
Insurance paying a lump sum on the occurrence of severe illness or loss of basic abilities.
health
Accident Insurance
Accident insurance providing financial protection against the consequences of accidents.
health
Accident Insurance with Guaranteed Premium Refund
Accident insurance combined with a guaranteed refund of premiums if no claim occurs.
financial
Rürup Pension (Basic Pension)
State-certified basic retirement pension with tax advantages, particularly attractive for civil servants.
financial
Relax Pension
Flexible private retirement savings product with modular investment options.
financial
JustInvestÖD Fund-Linked Pension
Fund-linked pension product for public sector employees investing in a curated selection of sustainable investment funds.
financial
Portfolio Plus Policy
Unit-linked investment and retirement savings policy.
life
Capital-Forming Life Insurance (VL)
Life insurance product used for employer-sponsored capital-forming benefits (Vermögenswirksame Leistungen).
Regulatory updates
DBV operates as branches of AXA Versicherung AG, AXA Lebensversicherung AG and AXA Krankenversicherung AG, all supervised by BaFin under the German Insurance Supervision Act (VAG); complaints can be directed to BaFin or the Versicherungsombudsmann e.V. In 2024 DBV introduced new supplementary tariffs for civil servants' healthcare allowance (Beihilfeergänzungstarife) to expand its healthcare product range for public sector employees.
Reputation and reviews
Offer pages
Motor casco
DBV is a motor casco insurance for the Germany market with online purchase and limited assistance availability.
Last verified Aug 28, 2026
Motor third-party liability
DBV is a motor third-party liability insurance for the Germany market with online purchase and 24/7 assistance.
Last verified Aug 28, 2026
Travel insurance
DBV is a travel insurance for the Germany market with online purchase and 24/7 assistance.
Last verified Aug 28, 2026