Insurer profile
DEVK Deutsche Eisenbahn Versicherung Sach- und HUK-Versicherungsverein a.G. (DEVK Insurance Group)
DEVK Deutsche Eisenbahn Versicherung Sach- und HUK-Versicherungsverein a.G. (DEVK Insurance Group) · Germany
Overview
DEVK Versicherungen is a major German insurance group founded in 1886 by railway workers in Breslau, headquartered in Cologne. It is structured as a Versicherungsverein auf Gegenseitigkeit (mutual insurance association) and serves around 4.2 million customers with roughly 15 million insured risks across all lines of insurance, including motor, property, liability, health, life and commercial products.
Source31
Products in this market
3
Offer pages
Company details
- Parent group
- DEVK Sach- und HUK-Versicherungsverein a.G. / DEVK Lebensversicherungsverein a.G. (mutual member-owned parent associations); DEVK Rückversicherungs- und Beteiligungs-AG (DEVK RE) acts as intermediate holding/reinsurer
- Regulator
- Federal Financial Supervisory Authority (BaFin)
- Phone
- +49 800 4757757
- [email protected]
Products from DEVK Deutsche Eisenbahn Versicherung Sach- und HUK-Versicherungsverein a.G. (DEVK Insurance Group)
Motor2
Motor Third-Party Liability Insurance
Legally required liability cover for damage caused to third parties with a vehicle.
Motor Comprehensive/Partial Casco Insurance
Covers own vehicle damage from theft, natural hazards, and, in full casco, self-inflicted accidents and vandalism.
Property3
Home Contents Insurance
Protects household contents against fire, burglary, water damage, storm and glass breakage.
Residential Building Insurance
Covers residential buildings against fire, storm, water pipe damage and other risks.
Glass Insurance
Optional add-on covering glass breakage damage in the home.
Health4
Personal Accident Insurance
Provides financial support for permanent health impairment or disability following an accident.
Private Health Insurance (Full Cover)
Full private health insurance with individually calculated premiums based on age and health.
Supplementary Health Insurance
Supplementary cover for statutorily insured individuals, e.g. for dental or hospital treatment.
Occupational Disability Insurance
Provides an income replacement if the policyholder is no longer able to work due to illness or accident.
Liability8
Private Liability Insurance
Covers financial consequences of damage caused to third parties in everyday life.
Occupational/Professional Liability Insurance
Protects against professional liability risks arising from occupational activities.
Homeowner/Landowner Liability Insurance
Protects property owners against claims if someone is harmed on their property.
Animal Owner Liability Insurance (Dogs/Horses)
Covers liability if a dog or horse causes injury or damage to third parties.
Private Legal Protection Insurance
Covers legal costs and lawyer fees for private disputes in everyday life.
Employment Legal Protection Insurance
Provides legal support in employment-related conflicts and disputes at work.
Traffic Legal Protection Insurance
Covers legal costs for disputes arising from road traffic incidents and fines.
Property/Landlord Legal Protection Insurance
Provides legal protection for owners, tenants and landlords in property-related disputes.
Travel3
Life4
Term Life Insurance
Protects the family financially in the event of the policyholder's death.
Endowment Life Insurance
Combines death benefit cover with a guaranteed savings payout at maturity.
Unit-Linked Life Insurance
Combines death benefit protection with fund-based capital investment for higher return potential.
Funeral Expense Insurance
Provides funds to cover funeral costs and relieve surviving relatives financially.
Financial5
Private Pension Insurance (Rente ZukunftPlus)
Flexible private pension plan that can be structured as security- or return-oriented.
Riester Pension
State-subsidised private retirement savings product.
Basic Pension (Rürup Pension)
Tax-privileged basic pension product for retirement provision.
Company Pension Scheme
Occupational pension provision, including via the DEVK Pensionsfonds.
Investment Funds (Monega)
Capital investment in mutual funds offered in cooperation with Monega Kapitalanlagegesellschaft.
Pet1
Pet Health/Surgery Insurance (Dogs, Cats, Horses)
Covers veterinary treatment and surgery costs for dogs, cats and horses, offered via partner Uelzener Versicherungen.
Cyber1
Cyber Insurance
Protects private individuals against identity theft, online fraud and resulting financial losses.
Regulatory updates
In August 2026 it was reported that BaFin approved the merger of the DEVK subsidiary Freeyou Insurance AG into DEVK Allgemeine Versicherungs-AG, effective retroactively from 1 January 2026, fully integrating the former digital insurance subsidiary into the parent group with all existing policies and claims processing continuing unchanged for customers.
Reputation and reviews
Offer pages
Casco (own-damage car insurance)
casco (own-damage car insurance) from DEVK for the Germany market, with online purchase and 24/7 assistance.
Last verified Aug 27, 2026
Motor third-party liability
motor third-party liability insurance from DEVK for the Germany market, with online purchase and 24/7 assistance.
Last verified Aug 27, 2026
Travel insurance
travel insurance from DEVK for the Germany market, with online purchase and 24/7 assistance.
Last verified Aug 27, 2026