Insurer profile
HUK24 AG
HUK24 AG · Germany
Overview
HUK24 AG is a German direct (online-only) insurer based in Coburg and a subsidiary of the HUK-Coburg insurance group, distributing insurance exclusively via its own website without intermediaries or comparison portals, and describes itself as Germany's largest direct insurer with almost 5.7 million contracts.
Source28
Products in this market
3
Offer pages
Company details
- Parent group
- HUK-COBURG Haftpflicht-Unterstützungskasse kraftfahrender Beamter Deutschlands a.G.
- Regulator
- Federal Financial Supervisory Authority (BaFin)
- Phone
- +49 800 2150215
- [email protected]
Products from HUK24 AG
Motor3
Motor third-party liability insurance
Mandatory liability cover for damages caused to third parties with a vehicle.
Comprehensive/partial motor insurance (Kasko)
Covers own vehicle damage from accidents, theft, fire and other risks in partial or fully comprehensive form.
Roadside assistance package (Auto-Schutzbrief)
Breakdown and roadside assistance add-on cover for vehicles.
Property5
Household contents insurance
Covers household contents against fire, water damage, storm, burglary and vandalism.
Household contents & liability combo
Combined package bundling household contents and private liability insurance.
Bicycle insurance
Insurance against theft and damage for bicycles.
E-bike insurance
Insurance against theft, damage and battery/electronics defects for e-bikes.
Buildings insurance
Covers residential buildings against damage from fire, storm, hail, lightning and other perils, up to full rebuild value.
Health6
Personal accident insurance
Covers accidents in everyday life, including disability benefits and accident pensions.
Children's accident insurance
Accident insurance tailored to cover children.
Occupational disability insurance
Income protection insurance paying a pension if the insured becomes unable to work due to occupational disability.
Supplementary dental insurance
Supplementary dental insurance covering costs beyond statutory health insurance, e.g. crowns, implants and prophylaxis.
Private health insurance
Private health insurance offered by HUK-Coburg, geared especially towards civil servants.
Supplementary long-term care insurance (state-subsidized)
State-subsidized supplementary care insurance to help cover the financing gap in case of long-term care needs.
Liability5
Private liability insurance
Private liability insurance protecting against financial consequences of third-party damage claims.
Animal owner liability insurance
Liability cover for damages caused by an owned animal, e.g. dogs or horses.
House/property owner liability insurance
Liability insurance for owners of houses or land against third-party claims arising from the property.
Building owner's liability insurance
Liability cover for owners during construction of a building against claims from third parties.
Legal expenses insurance
Covers private, professional, traffic and residential legal protection for comprehensive legal support.
Travel2
Life2
Term life insurance
Pure death-benefit life insurance providing financial protection for dependents.
Classic endowment life insurance
Traditional endowment life insurance combining death cover with a capital payout.
Financial4
Premium Sparen 24 (savings/investment plan)
Fund-based savings and investment product offered via HUK24.
Premium Sparen 24 Kids
Fund-based savings plan designed for children's future provision.
Classic basic (Rürup) pension
State-subsidized classic basic (Rürup-style) pension plan for retirement provision.
Classic annuity/pension insurance
Classic private pension/annuity insurance for long-term retirement savings.
Pet1
Pet insurance
Covers veterinary costs for pets such as dogs, cats and horses.
Regulatory updates
As an insurance undertaking, HUK24 is supervised by BaFin's insurance supervision sector; BaFin's annual complaints statistics showed the complaint rate for the motor insurance segment increased in 2025, rising from 2,434 complaints (rate 1.9 per 100,000 contracts) in the prior year to 3,997 complaints (rate 2.9 per 100,000 contracts), though when normalized against HUK24's much larger overall portfolio of about 13.1 million contracts the rate is only slightly above market average.
Reputation and reviews
Offer pages
Casco (own-damage car insurance)
casco (own-damage car insurance) from HUK24 for the Germany market, with online purchase.
Last verified Aug 27, 2026
Motor third-party liability
motor third-party liability insurance from HUK24 for the Germany market, with online purchase and 24/7 assistance.
Last verified Aug 27, 2026
Travel insurance
travel insurance from HUK24 for the Germany market, with online purchase and 24/7 assistance.
Last verified Aug 27, 2026