Insurer profile
Mecklenburgische Insurance Company on a Mutual Basis (Mecklenburgische Versicherungs-Gesellschaft auf Gegenseitigkeit)
Founded in 1797 in Neubrandenburg, Mecklenburgische is the oldest German private insurance company with nationwide operations and the oldest still-existing hail insurer in the world; it is organized as a mutual insurance association (VVaG) headquartered in Hanover, offering property, liability, life and health insurance to private individuals, farmers and businesses across Germany through around 800-900 exclusive agencies.
Source- Legal entity
- Mecklenburgische Insurance Company on a Mutual Basis (Mecklenburgische Versicherungs-Gesellschaft auf Gegenseitigkeit)
- Headquarters
- Hanover, Germany
- Parent group
- Mecklenburgische Versicherungsgruppe (mutual holding, self-owned)
- Regulator
- Federal Financial Supervisory Authority (BaFin)
- Phone
- +49 511 5351-0
- service@mecklenburgische.de
- Founded
- 1797
- Last verified
- Aug 27, 2026
Products from Mecklenburgische Insurance Company on a Mutual Basis (Mecklenburgische Versicherungs-Gesellschaft auf Gegenseitigkeit)
motor
Motor Third-Party Liability Insurance
Mandatory liability cover for damage caused to third parties by a vehicle.
motor
Comprehensive Motor Insurance (Partial/Fully Comprehensive)
Own-damage cover for vehicles, available as partial or fully comprehensive cover.
motor
Auto Assistance Cover (Auto-Schutzbrief)
Roadside and travel assistance cover for breakdowns and accidents with a vehicle.
property
Home Contents Insurance
Covers household contents against burglary, fire, water damage and storm, offered in Basic, Comfort and Premium tariffs.
property
Building/Homeowners Insurance
Protection for residential buildings against fire, storm and water damage.
property
Glass Insurance
Covers breakage of glass items in and around the home.
property
Commercial/Industrial Property Insurance
Property cover for commercial buildings and business equipment against fire, storm, water and burglary.
property
Technical/Machinery Insurance
Covers technical equipment, machinery and electronics against operational risks.
property
Agricultural Insurance
Risk cover tailored to farms, addressing risks specific to agricultural operations.
liability
Private Liability Insurance
Covers claims arising from damage private individuals cause to third parties.
liability
Business and Professional Liability Insurance
Liability cover for businesses and professionals against third-party claims arising from their operations.
liability
Animal Owner Liability Insurance
Special liability cover for owners of dogs and horses against damage caused by their animals.
liability
Environmental Liability Insurance
Covers liability claims arising from environmental damage caused by a business.
liability
Legal Expenses Insurance
Covers legal costs such as lawyer and court fees for private individuals and businesses in legal disputes.
life
Term Life Insurance (RisikoLeben)
Provides financial security for the family in case of death, with flexible terms and sums insured.
life
Endowment Life Insurance (KapitalLeben)
Combines death benefit protection with a savings plan and guaranteed payout at death or maturity.
life
Unit-Linked Life Insurance
Combines death benefit protection with fund-based investment for higher return potential.
life
Disability Insurance (BU Protect)
Disability rider (BUZ) providing income protection if the insured can no longer work in their profession, combinable with life or pension policies.
life
Personal Accident Insurance
Provides financial protection against the consequences of accidents.
financial
Private Pension/Retirement Insurance (Riester, Rürup, Occupational Pension)
Range of state-subsidized and private pension products to supplement statutory retirement income.
health
Private Health Insurance
Full private health insurance offered as an alternative to statutory health insurance.
health
Supplementary Health Insurance
Additional health cover for services not fully covered by statutory health insurance.
health
Long-Term Care Insurance
Provides financial support in case of long-term care needs.
travel
Travel Health Insurance
Covers medical treatment, hospital stays and repatriation costs while travelling abroad.
cyber
Cyber Protection Package
Protection package covering damages and assistance related to cyber incidents.
Regulatory updates
Mecklenburgische Versicherungs-Gesellschaft a.G., together with its subsidiaries Mecklenburgische Krankenversicherungs-AG and Mecklenburgische Lebensversicherungs-AG, is supervised by BaFin and is a member of the Versicherungsombudsmann e.V. out-of-court dispute resolution scheme; the group publishes annual reports (latest for fiscal year 2025) as required under German insurance supervision law (VAG) and EU Solvency II delegated regulation, and continues to operate independently as a mutual (VVaG) without a stock-market listing.
Reputation and reviews
Offer pages
Motor casco
Mecklenburgische is a motor casco insurance for the Germany market with no online purchase and 24/7 assistance.
Last verified Aug 28, 2026
Motor third-party liability
Mecklenburgische is a motor third-party liability insurance for the Germany market with no online purchase and 24/7 assistance.
Last verified Aug 28, 2026
Travel insurance
Mecklenburgische is a travel insurance for the Germany market with no online purchase and 24/7 assistance.
Last verified Aug 28, 2026