Insurer profile
Öffentliche Feuerversicherung Sachsen-Anhalt and Öffentliche Lebensversicherung Sachsen-Anhalt (trading jointly as ÖSA Versicherungen)
Öffentliche Feuerversicherung Sachsen-Anhalt and Öffentliche Lebensversicherung Sachsen-Anhalt (trading jointly as ÖSA Versicherungen) · Germany
Overview
ÖSA (Öffentliche Versicherungen Sachsen-Anhalt) is a regional public-law insurer consisting of the Öffentliche Feuerversicherung Sachsen-Anhalt and the Öffentliche Lebensversicherung Sachsen-Anhalt, based in Magdeburg and belonging to the Sparkassen-Finanzgruppe. As the regional public-law insurer for Saxony-Anhalt, it offers a full range of property, motor, life, health, liability, legal-protection and pet insurance products to private customers, businesses and municipalities.
Source42
Products in this market
3
Offer pages
Company details
- Parent group
- VGH Versicherungen (Landschaftliche Brandkasse Hannover)
- Regulator
- Federal Financial Supervisory Authority (BaFin)
- Phone
- +49 391 7367-367
- [email protected]
Products from Öffentliche Feuerversicherung Sachsen-Anhalt and Öffentliche Lebensversicherung Sachsen-Anhalt (trading jointly as ÖSA Versicherungen)
Motor5
Motor Vehicle Liability Insurance
Mandatory motor liability cover valid across Europe and EU territories, extendable with Copilot 2.0 automatic emergency call.
Motor Comprehensive Insurance (Partial/Fully Comprehensive)
Optional comprehensive cover for own-vehicle damage, theft, animal collisions and self-inflicted accidents, including E-VollkaskoPremium for electric/hybrid cars.
Motorcycle Insurance
Liability and comprehensive insurance for motorcycles.
Camper/Motorhome Insurance
Mandatory liability and optional comprehensive cover for camper vans and motorhomes.
Moped/Scooter Insurance
Compulsory liability insurance for mopeds, scooters and e-scooters.
Property6
Bicycle Insurance
Worldwide cover for bicycles against theft, vandalism, parts theft, crash damage or battery defects.
Household Contents Insurance
Covers financial losses to household contents, including storm damage and gross negligence.
Building/Homeowners Insurance
Covers homes against fire, lightning, storm, hail and water damage, with additional natural hazard protection.
Construction Works Insurance
Covers unforeseen damage occurring during construction of a building.
Home & Household Assistance Cover
Covers emergency call-out costs for household incidents such as lockouts or heating failures.
Natural Hazards Protection
Additional protection for house and contents against increasing extreme weather and natural hazard events.
Health4
Personal Accident Insurance
Private accident cover for injuries occurring mainly in leisure time, with tariffs for children, young adults and seniors.
Private Health Insurance (Full Cover)
Comprehensive private health insurance offered in cooperation with UKV Union Krankenversicherung.
Supplementary Health Insurance
Additional cover to complement statutory health insurance benefits.
Supplementary Long-Term Care Insurance
Additional financial protection in case of long-term care needs.
Liability8
Private Liability Insurance
Protects against financial consequences of personal, property or financial damage caused to third parties.
House and Property Owner Liability Insurance
Protects property owners against unlimited statutory liability for accidents on their premises.
Builder's Liability Insurance
Covers liability risks for builders during storage, securing or cleaning of a construction site.
Private Legal Protection Insurance
Legal protection for private life matters, offered in cooperation with ÖRAG Rechtsschutzversicherungs-AG.
House and Home Legal Protection Insurance
Legal protection for disputes related to housing, tenancy and neighbours.
Employment Legal Protection Insurance
Covers legal costs for workplace-related disputes, e.g. dismissal or income tax appeals.
Comprehensive Legal Protection (Rundum-Schutz / PLUS)
Combines private, traffic, home and professional legal protection into one bundled policy, with an enhanced PLUS option.
Animal Owner Liability Insurance
Liability cover for damage caused by owned animals such as dogs and horses.
Travel4
Travel Health Insurance Abroad
Covers medical expenses incurred while travelling abroad.
Long-Term Travel Health Insurance
Health cover for extended stays abroad such as studying or working overseas.
Trip Cancellation Insurance
Covers cancellation costs if a trip cannot be undertaken.
Travel Package
Bundled travel insurance package combining several travel-related covers.
Life6
GenerationenPolice (Whole Life/Capital Plan)
Long-term capital-building product to support children or grandchildren financially.
Funeral Expense Insurance
Whole-life policy providing a lump sum to cover funeral costs.
Education/Training Insurance
Savings-linked life insurance to fund a child's education or vocational training.
Term Life Insurance
Pure risk life insurance paying a death benefit to protect dependants.
Occupational Disability Protection
Pays a pension if the insured becomes at least 50% unable to work in their profession.
StartBU (Occupational Disability for Trainees/Students)
Occupational disability cover tailored for trainees and students, upgradeable at end of training without new health check.
Financial6
ÖSA StrategieRente (Retirement Plan)
Flexible retirement savings product combining security and return opportunities.
Riester Pension
State-subsidised private pension plan.
Basic Pension (Rürup)
Tax-privileged basic retirement pension for self-employed and high earners.
Company Pension Plan
Occupational pension scheme for employees.
Private Pension Plan
Flexible private annuity/pension savings product.
Fire Brigade Pension (exclusive to Saxony-Anhalt)
Special retirement product exclusively for volunteer firefighters in Saxony-Anhalt.
Pet2
Regulatory updates
ÖSA is supervised by BaFin. Effective 1 January 2020, VGH (Landschaftliche Brandkasse Hannover) became the sole owner of ÖSA, having previously held 35% alongside the Sparkassenbeteiligungsverband Sachsen-Anhalt (50%) and Öffentliche Versicherung Braunschweig (15%).
Reputation and reviews
Offer pages
Casco (own-damage car insurance)
casco (own-damage car insurance) from ÖSA Versicherungen for the Germany market, with online purchase and 24/7 assistance.
Last verified Aug 28, 2026
Motor third-party liability
motor third-party liability insurance from ÖSA for the Germany market, with 24/7 assistance.
Last verified Aug 28, 2026
Travel insurance
travel insurance from ÖSA for the Germany market, with online purchase and 24/7 assistance.
Last verified Aug 28, 2026