Insurer profile
WWK Lebensversicherung a.G.
WWK Versicherungsgruppe is a German insurance group headquartered in Munich, consisting mainly of WWK Lebensversicherung a.G. (the mutual parent company), WWK Allgemeine Versicherung AG, WWK Pensionsfonds AG, WWK Unterstützungskasse e.V. and WWK Investment S.A. Its core business is fund-linked (unit-linked) life insurance and hybrid pension products, and it ranks among the top life insurers in Germany.
Source- Legal entity
- WWK Lebensversicherung a.G.
- Headquarters
- Munich, Germany
- Parent group
- WWK Lebensversicherung a.G. (mutual insurance association, no external parent)
- Regulator
- Federal Financial Supervisory Authority (BaFin)
- Phone
- +49 89 5114-0
- info@wwk.de
- Founded
- 1884
- Last verified
- Aug 27, 2026
Products from WWK Lebensversicherung a.G.
motor
Motor Third-Party Liability Insurance
Mandatory liability cover for cars, motorcycles and other vehicles offered by WWK.
motor
Comprehensive/Partial Motor Insurance (Kasko)
Partial and fully comprehensive vehicle damage cover with additional optional modules.
motor
Auto Assistance Package
Roadside assistance and breakdown protection package for vehicle owners.
property
Home Contents Insurance
Covers repair or replacement costs from fire, water damage, storm/hail and burglary for household contents.
property
Building Insurance
Protects the home building against common hazards, with optional cover for natural hazards like flood or earthquake.
property
Building Glass Insurance
Covers breakage of glass elements within a residential building.
property
Commercial/Industrial Property Insurance
Property insurance solutions tailored for industrial and commercial customers.
liability
Private Liability Insurance
Protects policyholders against third-party liability claims and their financial consequences.
liability
Business and Professional Liability Insurance
Liability cover for business operations and professional activities.
other
Legal Protection Insurance
Covers costs arising from legal disputes, offered in cooperation with a leading legal protection insurer.
other
Private Accident Insurance
Provides accident cover around the clock, including work, leisure and household activities.
life
WWK PremiumRisk Term Life Insurance
A term life insurance that financially protects dependents in the event of the policyholder's death.
life
WWK BioRisk Occupational Disability Insurance
Protects against the financial consequences of long-term inability to work in one's profession.
life
WWK BioRisk Incapacity for Work Insurance
An alternative to occupational disability insurance for professions where BU cover is expensive or unavailable, covering permanent inability to work.
life
WWK BioRisk Basic Abilities Insurance
Provides a pension if the insured loses fundamental physical or sensory abilities such as sight, hearing or mobility.
life
Funeral Provision Insurance
A savings product designed to cover future funeral costs.
health
WWK PflegeRente Long-Term Care Pension
Provides a lifelong pension in case of long-term care needs, supplementing statutory care benefits.
health
Private Health Insurance
Full private health insurance offered together with partner insurers, tailored to individual life stages.
health
Supplementary Health Insurance
Complements statutory health insurance benefits with individual supplementary modules, offered via partners.
travel
Travel Health Insurance
Covers medical treatment and repatriation costs abroad, which are typically not covered by statutory health insurance.
life
WWK IntelliProtect 2.0 Fund-Linked Pension with Guarantee
A fund-linked pension product combining investment fund participation with a contribution guarantee via the iCPPI mechanism.
life
WWK Premium FondsRente protect
A fund-linked retirement annuity combining equity market participation with flexible contribution guarantees.
life
WWK Premium FörderRente protect (Riester Pension)
A state-subsidised (Riester) retirement product combining equity market participation with a savings guarantee.
life
Occupational Pension Scheme (bAV)
A digital platform and product range for employer-sponsored company pension schemes via direct insurance.
financial
WWK Investment / Fund Deposit
Investment fund products and fund deposit accounts managed by the Luxembourg-based WWK Investment S.A.
financial
WWK Pension Fund
A pension fund vehicle offered by WWK for occupational retirement provision.
Regulatory updates
WWK Lebensversicherung a.G. and WWK Allgemeine Versicherung AG are supervised by BaFin (Graurheindorfer Str. 108, 53117 Bonn). The group publishes annual Solvency and Financial Condition Reports (SFCR) confirming full compliance with Solvency II capital requirements, and reports a consistently high risk-bearing capacity (Substanzkraftquote) among German life insurers.
Reputation and reviews
Offer pages
Motor casco
WWK is a motor casco insurance for the Germany market with online purchase and 24/7 assistance.
Last verified Aug 28, 2026
Motor third-party liability
WWK is a motor third-party liability insurance for the Germany market with no online purchase and 24/7 assistance.
Last verified Aug 28, 2026
Travel insurance
WWK is a travel insurance for the Germany market with no online purchase and limited assistance availability.
Last verified Aug 28, 2026