Insurer profile
K&H Insurance Private Limited Company
K&H Insurance Private Limited Company · Hungary
Overview
K&H Biztosító Zrt. is a key player on the Hungarian insurance market, offering a full range of life and non-life insurance products to private individuals and SMEs, sold both through its own local representative network and through K&H Bank's branch advisors. It was founded on 19 February 1992 in Budapest (as Argosz Biztosító by the Belgian ABB insurance group), renamed K&H Általános Biztosító in 2005, and merged with K&H Életbiztosító on 30 June 2006 to form the current entity. It is 100% owned by KBC Insurance N.V., part of the Belgian KBC Group.
Source19
Products in this market
3
Offer pages
Company details
- Parent group
- KBC Group
- Regulator
- Magyar Nemzeti Bank (Hungarian National Bank)
- Phone
- +36 1 335 3355
- [email protected]
Products from K&H Insurance Private Limited Company
Motor3
K&H Compulsory Motor Third Party Liability Insurance (MTPL)
Mandatory motor third party liability insurance covering damages caused by the insured vehicle to third parties, required for all vehicles registered in Hungary.
K&H Casco Insurance
Comprehensive own-damage vehicle insurance covering collision, theft, fire, and elemental damages to the insured vehicle.
K&H Commercial Vehicle MTPL and Casco
Motor third party liability and comprehensive casco insurance for commercial and fleet vehicles operated by businesses.
Property5
K&H Home Insurance
Home insurance covering the insured's own or rented residential buildings and contents against fire, elemental damage, theft, and other perils, available in Basic, Medium, and Ideal packages, including an MNB-qualified consumer-friendly variant with optional green building modules.
K&H Commercial Property Insurance (SME)
Property insurance for small and medium-sized enterprises covering buildings, equipment, and inventory against fire, natural hazards, theft, and other perils; up to 5 locations in one policy.
K&H All-Risks Property Insurance
All-risks commercial property insurance covering any peril not explicitly excluded, for businesses seeking the broadest possible asset protection.
K&H All-Risks Construction and Erection Insurance
Comprehensive construction and erection all-risks insurance covering assets and liability during construction projects.
K&H Condominium Insurance
Complex condominium insurance covering the insurance needs of condominium communities, co-owners, and housing cooperatives.
Travel2
K&H Biztostárs Travel Insurance
Travel insurance covering medical expenses, accident, baggage damage and other travel-related risks abroad, available for sightseeing, beach holidays, skiing, diving, and overseas trips.
K&H Bank Card Travel Insurance (Optional)
Comprehensive annual travel insurance optionally attached to a K&H bank card, covering medical expenses and other travel risks abroad throughout the year.
Life6
K&H Hozamhalmozó 2 Unit-Linked Life Insurance
Unit-linked savings life insurance for medium- and long-term savings goals, providing continuous life, accident, and health insurance protection with tax advantages.
K&H Pension Insurance (Unit-Linked)
Regular-premium unit-linked pension insurance offering a 20% state tax credit on annual premiums, with a wide choice of asset funds and tax-free benefits after 10 years.
K&H Family Risk Life Insurance
Regular-premium risk life insurance covering death, illness, and accident for the whole family under a single policy, with a flexible coverage period.
K&H Mortgage Loan Repayment and Credit Protection Insurance
Optional credit protection insurance attached to a K&H mortgage loan, covering monthly repayments or the full outstanding balance in case of incapacity, unemployment, health impairment, or death.
K&H Personal Loan Repayment Insurance
Credit protection insurance optionally attached to a K&H personal loan, providing financial protection in the event of incapacity, unemployment, health impairment, or death.
K&H Group (Employee) Life Insurance
Group risk life insurance packages for SMEs, providing employee life and accident coverage under a single corporate policy, including key-person financial protection.
Regulatory updates
In May 2025, the MNB imposed a total of HUF 103 million in fines on nine Hungarian insurers - including CIG Pannónia, Generali, Groupama, K&H Biztosító, NN, Signal Iduna, Union VIG and Uniqa - following a thematic review of product oversight and governance failings in bank-channel group loan (credit) protection insurance; the insurers were ordered to report remedial measures by 31 March 2026, including improved analysis of low claims ratios and rejected claims. This follows an earlier December 2023 sanction, when the MNB fined K&H Biztosító Zrt. a total of HUF 15 million (HUF 9 million supervisory fine and HUF 6 million consumer-protection fine) after a comprehensive inspection covering the period from 18 July 2020, citing deficiencies in MTPL contract portfolio management, IT disaster-recovery security, actuarial independence/corporate governance, internal audit regulation and complaint handling; the MNB confirmed these issues posed no systemic risk. K&H's website also lists a further 2026 MNB decision (H-FK-II-B-56/2026) among its published regulatory notices, alongside its annual Solvency and Financial Condition Reports.
Reputation and reviews
Offer pages
Casco (own-damage car insurance)
casco (own-damage car insurance) from K&H for the Hungary market, with online purchase.
Last verified Aug 27, 2026
Motor third-party liability
motor third-party liability insurance from K&H for the Hungary market, with online purchase.
Last verified Aug 27, 2026
Travel insurance
travel insurance from K&H for the Hungary market, with online purchase and 24/7 assistance.
Last verified Aug 27, 2026