Insurer profile

Ypera Insurance Co. Ltd

Ypera Insurance Co. Ltd · Cyprus

Founded 2002Larnaca, CyprusLast verified Aug 23, 2026

Overview

Ypera Insurance Co. Ltd is a Cypriot non-life insurance company headquartered in Larnaca, formerly known as Ydrogios Insurance Company (Cyprus) Ltd, offering motor, property, accident and health, marine and liability insurance products through five branches and a network of over 140 intermediaries across Cyprus.

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Company details

Regulator: Insurance Companies Control Service (ICCS), Ministry of Finance of the Republic of Cyprus
Phone: +357 24 200 800
Email: [email protected]

Official website

Products from Ypera Insurance Co. Ltd

Motor2

Motor Vehicles (Individuals)

Private motor insurance ranging from Third Party liability to comprehensive cover, including road assistance, accident care, legal protection and windscreen cover.

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Motor Vehicles (Business & Professionals)

Commercial motor vehicle insurance for businesses and professionals, from Third Party liability to comprehensive cover with road assistance and legal protection.

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Property5

Property (Individuals) - MaxiSafe Estia

Home insurance covering fire, lightning, explosion, earthquake, burst pipes and optional extensions for building and contents.

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Property (Business & Professionals) - MaxiSafe Business

Commercial property insurance covering fire, theft, business interruption, public and employers liability, glass breakage and loss of rent for businesses.

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Housing Construction - Contractors' All Risk Insurance

Contractors' All Risk insurance covering material damage to contract works and third-party liability during construction projects.

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Yacht Insurance (Individuals)

Insurance for pleasure craft covering loss or damage to hull, machinery and equipment from marine risks, fire, piracy and collision.

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Yacht Insurance (Business & Professionals)

Yacht insurance for commercial and professional pleasure craft owners, covering marine risks, fire, piracy and collision with damage.

Official website

Health1

Accident and Health

Personal accident and health insurance plans including hospital care, death benefits and mandatory personal accident/health cover for foreign employees.

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Liability1

Employer's Liability Insurance

Liability insurance covering an employer's legal liability for injury or illness suffered by employees in the course of their employment.

Official website

Travel1

Travel Insurance

Travel insurance plan covering unexpected events while traveling such as medical expenses, trip cancellation, lost luggage and flight accidents, offered via a partner platform.

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Regulatory updates

In February 2024, the company rebranded from 'Ydrogios Insurance' to 'Ypera Insurance', a change driven by the Reale Group's acquisition of an approximately 85% stake in the separate Greek company Ydrogios Insurance, requiring a clear brand separation between the two entities; the CEO stated the company's solvency ratio was around 180% and expected to exceed 200%.