Insurer profile
ADAC Versicherung AG
ADAC Versicherung AG · Germany
Overview
ADAC Versicherung AG is the insurance arm of Germany's largest automobile club, ADAC. Founded in 1972 as ADAC Schutzbrief-Versicherungs AG, it grew from providing travel assistance cover into a broad insurance group offering motor, travel, health, home, liability, accident and legal protection products, often in cooperation with partners such as Allianz and Zurich.
Source29
Products in this market
3
Offer pages
Company details
- Parent group
- ADAC SE (majority owned by ADAC e.V.)
- Regulator
- Federal Financial Supervisory Authority (BaFin)
- Phone
- +49 89 7676-0
- [email protected]
Products from ADAC Versicherung AG
Motor7
ADAC Car Insurance – Third-Party Liability
Legally mandatory motor liability cover for cars, e-cars, motorcycles, caravans/motorhomes and trailers with liability sums up to €100 million.
ADAC Car Insurance – Comprehensive (Partial/Fully Comprehensive)
Optional partial and fully comprehensive cover for damage to the policyholder's own vehicle, with a workshop bonus and special cover for EV batteries.
ADAC Motorcycle Insurance
Liability and optional comprehensive insurance for motorcycles as part of the ADAC vehicle insurance range.
ADAC Caravan and Motorhome Insurance
Liability and comprehensive insurance tailored to caravans and motorhomes, including camping-specific extras.
ADAC Moped/Scooter Insurance
Third-party liability and optional partial comprehensive/electric cover for mopeds, mofas, scooters and e-scooters.
ADAC Classic-Car (Oldtimer) Insurance
Specialised liability and comprehensive insurance for classic cars over 20 years old and classic motorcycles over 30 years old, with no no-claims downgrade after a claim.
ADAC Electric Car Insurance
Motor liability and comprehensive cover tailored to electric and hybrid vehicles, including battery protection.
Property5
ADAC Bicycle Insurance
Covers bicycles and pedelecs against theft and damage, with tariffs for a single bike, all of an individual's bikes, or an entire family's bikes.
ADAC Home Assistance Package
24/7 emergency assistance service for the home, organising and paying for tradespeople for incidents like lockouts or burst pipes, up to €500 per case.
ADAC Home Contents Insurance
Covers household contents against fire, storm, hail, water damage, theft and more, with new-value reimbursement up to the agreed sum insured.
ADAC Home Contents Insurance – Glass Cover Add-on
Optional add-on to the home contents policy covering breakage of furniture and interior building glazing.
ADAC Home Contents Insurance – Extreme Weather Add-on
Optional extension protecting household contents against natural hazards such as flooding, backflow, snow pressure and landslide.
Health2
ADAC Accident Insurance
Worldwide personal accident cover for household, leisure and traffic accidents, paying a lump sum in case of permanent disability.
ADAC Private Care Insurance After Accident
Complements the ADAC accident insurance with private hospital treatment, nursing care benefits and household help after an accident.
Liability6
ADAC Private Liability Insurance
Worldwide personal liability cover for damage caused to third parties, with sums insured up to €10 million in the Exklusiv tariff.
ADAC Legal Protection Insurance – Overview
Modular legal expenses insurance built on four blocks (traffic, private, professional, home) with unlimited cover sums in Europe.
ADAC Traffic Legal Protection
Legal expenses cover for disputes arising from participation in traffic (car, bicycle, e-bike, bus, pedestrian), effective without waiting period.
ADAC Private Legal Protection
Extends legal protection to private life disputes, such as online purchase or copyright conflicts, built on top of the traffic module.
ADAC Employment Legal Protection
Covers legal costs for employment-related disputes such as dismissal, warnings or references.
ADAC Housing Legal Protection
Protects tenants and owners of self-used property in disputes such as rent increases, terminations or neighbour conflicts.
Travel8
ADAC Trip Cancellation Insurance
Annual policy reimbursing cancellation fees when a private trip must be cancelled, available in Basis, Exklusiv and Premium tariffs.
ADAC Trip Cancellation Insurance for Families
Family variant of the trip cancellation cover, insuring all household members' private trips within a year.
ADAC Trip Interruption Insurance
Reimburses costs such as rebooking, extra transport and unused hotel nights when a trip must be cut short.
ADAC Luggage Insurance
Covers loss, theft, delay or damage of luggage during a trip, included in the Premium tariff of the trip cancellation product.
ADAC Travel Health Insurance
Covers medically necessary outpatient, inpatient and dental treatment abroad plus medical repatriation, available in Basis, Exklusiv and Premium tariffs.
ADAC Travel Health Insurance for Families
Family contract extending the ADAC travel health insurance to cover a whole household on trips abroad.
ADAC Long-Term Travel Health Insurance
Worldwide health cover for longer stays abroad (2–24 months), regardless of the reason for travel.
ADAC Incoming Insurance for Foreign Guests
Travel health and liability cover for foreign guests visiting Germany, including medical treatment, repatriation and rescue costs.
Regulatory updates
As a licensed German insurer, ADAC Versicherung AG is supervised by BaFin. Recent BaFin filings show that in March 2025 ADAC Versicherung AG discontinued its direct cross-border insurance business in Liechtenstein under freedom of services. Separately, in June 2024 BaFin granted a new license to ADAC Zuhause Versicherung AG (a joint venture in which Allianz Versicherungs-AG holds 51% and ADAC Versicherung AG 49%) to write fire, natural hazard and assistance business, enabling the launch of the ADAC Zuhause-Schutzbrief and home contents products.
Reputation and reviews
Offer pages
Casco (own-damage car insurance)
casco (own-damage car insurance) from ADAC for the Germany market, with online purchase and 24/7 assistance.
Last verified Aug 28, 2026
Motor third-party liability
motor third-party liability insurance from ADAC for the Germany market, with online purchase and 24/7 assistance.
Last verified Aug 28, 2026
Travel insurance
travel insurance from ADAC for the Germany market, with online purchase and 24/7 assistance.
Last verified Aug 28, 2026