Insurer profile

AXA Konzern AG

AXA Konzern AG · Germany

Founded 1839Cologne, GermanyLast verified Aug 27, 2026

Overview

AXA Konzern AG is one of the largest primary insurers and financial services providers in Germany, offering property and casualty, health, life, pension and asset management products to private and corporate customers; it is the German arm of the French AXA Group and traces its roots to the Colonia Versicherungsgruppe founded in Cologne in 1839.

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Company details

Parent group: AXA SA (Paris, France)
Regulator: Federal Financial Supervisory Authority (BaFin)
Phone: +49 800 3203205
Email: [email protected]

Official website

Products from AXA Konzern AG

Motor

Motor Third-Party Liability Insurance

Legally required liability cover for damage caused to third parties with a motor vehicle.

Comprehensive/Partial Motor Cover (Casco)

Vehicle damage insurance covering own vehicle losses such as accident, theft, fire or vandalism.

Motorcycle Insurance

Liability and casco insurance for motorcycles.

Classic Car (Oldtimer) Insurance

Specialized insurance cover for classic and vintage vehicles.

Scooter/Moped Insurance

Liability and casco cover for scooters and mopeds.

Auto Protection Letter (Roadside Assistance)

Roadside assistance and mobility guarantee add-on for vehicles.

Property

Home Contents Insurance

Covers household contents against fire, burglary, vandalism, water damage, storm and hail, with optional natural hazard cover.

Building Insurance

Covers residential buildings against fire, water, storm, hail and natural hazards.

Profi Schutz Business Package (Contents/Building/Business Interruption/Rent Loss)

Bundled commercial package covering business contents, buildings, loss of earnings and rental income for SMEs.

Forest Insurance

Cover for forest and woodland property against risks such as storm or fire.

Health

Private Health Insurance / Supplementary Health Insurance

Full private health cover or supplementary policies topping up statutory health insurance.

Dental Supplementary Insurance

Supplementary cover for dental treatment costs not covered by statutory insurance.

Long-Term Care Insurance / Care Annuity

Provides financial support or an annuity in case of long-term care needs.

Personal Accident Insurance (Adults/Children)

Provides financial protection in case of accident-related injury or disability.

Liability

Private Liability Insurance

Protects against third-party compensation claims for personal, property and financial damages caused in private life.

Dog Owner's Liability Insurance

Liability cover for damages caused by a dog to third parties.

Forderungsausfall (Bad Debt) Liability Insurance

Covers own compensation claims when the liable third party cannot pay.

Legal Protection Insurance (via ROLAND)

Legal expenses insurance offered through AXA's partner ROLAND Rechtsschutz.

Commercial/Business Liability Insurance

Liability cover for businesses against claims arising from operations or delivered products.

Professional/IT Liability Insurance

Professional indemnity cover, including a dedicated IT liability product for freelancers and IT businesses.

Travel

Travel Health Insurance Abroad

Covers medical treatment costs incurred while travelling abroad.

Trip Cancellation/Curtailment Insurance

Covers costs if a trip must be cancelled or cut short due to illness, accident or other insured events.

Life

Occupational Disability Insurance

Replaces income if the policyholder becomes unable to work in their profession.

Incapacity for Work Insurance

Basic income protection against total loss of earning capacity.

Term Life Insurance

Provides financial protection for dependents in case of the policyholder's death.

Funeral Expense Insurance

Whole-life type policy that pays out a lump sum to cover funeral costs.

Financial

Private Pension Insurance (Relax Rente)

Private retirement savings and annuity product for old-age provision.

Basic Pension (Rürup Pension)

State-subsidized basic pension plan aimed mainly at self-employed people.

Occupational Pension Provision

Employer-sponsored retirement savings plans for employees.

Surety/Guarantee Insurance

Corporate surety lines securing obligations such as construction contracts or advance payments.

Pet

Pet Insurance (via Uelzener partnership)

Health and surgery cover for dogs, cats and horses, offered by AXA agents in partnership with Uelzener Versicherungen.

Cyber

Cyber Insurance (Private & SME)

Protects private customers and smaller businesses against losses from hacking, ransomware and data breaches, with 24/7 emergency support.

Other

Aviation Insurance

Insurance cover for aircraft and aviation-related risks.

Regulatory updates

In March 2023 BaFin imposed a capital surcharge on the solvency capital requirement of AXA Krankenversicherung AG (part of AXA Konzern AG) due to serious deficiencies found in its IT-related business organization, the first time BaFin used this instrument against an insurer; the order became final on 4 May 2023 and the company was required to remedy the deficiencies within a set deadline.