Insurer profile
If P&C Insurance AS (Lithuanian branch)
If P&C Insurance AS (Lithuanian branch) · Lithuania
Overview
If is a Nordic-Baltic non-life insurer offering motor, property, travel, pet, accident and business insurance to private and corporate customers in Lithuania. Locally it operates as a branch of If P&C Insurance AS, a company registered in Estonia and coordinating the Baltic business of the Nordic If group, which is wholly owned by Finland's Sampo Group.
Source26
Products in this market
3
Offer pages
Company details
- Parent group
- Sampo Group (via If P&C Insurance Holding / If P&C Insurance AS, Estonia)
- Regulator
- Bank of Lithuania (host supervisor of the Lithuanian branch); Estonian Financial Supervision Authority (home supervisor of If P&C Insurance AS)
- Phone
- +370 5 210 8800
- [email protected]
Products from If P&C Insurance AS (Lithuanian branch)
Motor4
Casco insurance
Covers damage to the insured's own vehicle from accidents, theft and other perils.
Compulsory motor third-party liability insurance
Statutory liability cover compensating third parties for damage caused by an insured driver.
Electric vehicle casco insurance
Casco coverage tailored for electric vehicles.
Motorcycle casco insurance
Casco coverage for motorcycles against accidents and theft.
Property9
Smart device insurance
Covers smartphones, laptops, tablets and other devices bought within the last 6 months against theft, loss and damage.
Home insurance
Property insurance for houses, flats or rented homes, with three coverage variants including the broad 'If super namai' plan.
House insurance
Insurance for detached houses covering water damage, fire, storm and outbuildings, with 24/7 home assistance.
Apartment insurance
Covers apartment property and contents plus personal liability against risks such as burst pipes, fire, storm or theft.
Rented home insurance
Protects landlords against intentional damage caused by tenants, with compensation up to EUR 10,000.
Construction insurance
Covers construction works and related civil liability while building or renovating a house.
Company property insurance
Comprehensive protection for business property against fire, storm, water damage, theft and other risks.
Apartment building common premises insurance
Protects against unexpected losses that apartment owners must jointly cover for common premises.
Cargo insurance
Compensates for cargo damaged, destroyed or stolen during transport.
Health3
Accident insurance
Pays a benefit after an accident/injury caused by external physical force, and also covers certain critical illnesses.
Child insurance
Combined accident and liability insurance for children up to 16 years old covering injuries and damage caused by the child.
Employee health insurance
Employer-paid health insurance that speeds up employees' access to medical services and reduces sick leave.
Liability4
Personal liability insurance
Covers damage unintentionally caused by the insured to other people or their property.
Business general liability insurance
Compensates third parties for damage caused by the insured company's business activities.
Carriers' liability insurance
Liability insurance for carriers compensating clients for cargo damaged due to the carrier's fault.
Professional liability insurance
Covers losses suffered by clients or third parties as a result of professional services provided by the insured company.
Travel1
Other3
Boat insurance
Insurance protection for boats and watercraft.
Machinery insurance (tractors, forklifts, excavators, cranes)
Insurance for construction and industrial machinery such as tractors, forklifts, excavators and cranes.
Insurance package for healthcare institutions
Bundled cover for medical facilities including health, accident, property and employer's liability insurance.
Regulatory updates
If's Lithuanian branch (If P&C Insurance AS filialas) is registered with the Bank of Lithuania as a branch of an EU/EEA insurance undertaking established in Lithuania. More broadly, the Lithuanian insurance market is undergoing regulatory change: from 1 January 2026 a new 10% "security contribution" applies to most non-life insurance premiums (home, casco, travel, health), with exemptions for compulsory motor liability insurance for individuals and crop insurance, and the Bank of Lithuania has tightened requirements for distributors of investment life insurance (IGD) products effective 1 January 2026.
Reputation and reviews
Offer pages
Casco (own-damage car insurance)
casco (own-damage car insurance) from If for the Lithuania market, with online purchase and 24/7 assistance.
Last verified Aug 28, 2026
Motor third-party liability
motor third-party liability insurance from If for the Lithuania market, with online purchase and 24/7 assistance.
Last verified Aug 28, 2026
Travel insurance
travel insurance from If for the Lithuania market, with online purchase and 24/7 assistance.
Last verified Aug 28, 2026