Insurer directory
Croatia
Insurers currently active in Croatia.
ADRIATIC Insurance Joint Stock Company
Zagreb, Croatia (Listopadska 2)
ADRIATIC osiguranje d.d. (formerly Jadransko osiguranje d.d.) is one of the leading non-life insurance companies in Croatia and a member of the Agram Group, controlled by the Grgić family together with current and former company managers. It offers a portfolio of over 150 insurance products for private and corporate clients through more than 500 sales points and around 9-10 branch offices across the country.
Allianz Hrvatska d.d.
Zagreb, Croatia
Allianz Hrvatska d.d. is one of Croatia's leading insurance companies, present since 1999 when German Allianz together with Zagrebačka banka acquired the former Adriatic osiguranje, forming Allianz Zagreb d.d. The company offers a broad portfolio of life, non-life, health, motor, travel, property, and pet insurance products, and also cooperates with Zagrebačka banka on bancassurance and pension products through affiliated companies such as Allianz ZB d.o.o.
CROATIA osiguranje d.d.
Zagreb, Croatia
Croatia osiguranje is the largest and oldest insurance company in Croatia, founded in 1884, and a market leader with the broadest portfolio of life and non-life insurance products for private and business clients. Since 2014 it has been a member of the Adris grupa conglomerate, and it also operates through branches in Bosnia and Herzegovina, Serbia, North Macedonia and a branch in Slovenia.
Croatia osiguranje d.d. (LAQO digital insurance brand)
Zagreb, Croatia
LAQO is the first 100% digital insurance brand in Croatia, launched in 2020 by Croatia osiguranje d.d. (part of Adris grupa), offering fully digital motor, property, travel and pet insurance without paperwork or branch visits.
Croatian Insurance House d.d. (HOK-OSIGURANJE d.d.)
Zagreb, Croatia
HOK-OSIGURANJE d.d. (Hrvatska osiguravajuća kuća) is a Croatian non-life insurer headquartered in Zagreb, present on the market since 2001, originally specialized in professional liability insurance for lawyers before expanding into all classes of non-life insurance.
EUROHERC osiguranje d.d.
Zagreb, Croatia (Ulica grada Vukovara 282)
EUROHERC osiguranje d.d. is the first privately owned insurance company in Croatia, founded in 1992, and a member of the Agram Concern. It is the second-largest insurer in Croatia by collected premium, with a market share of about 13.1% and premium of EUR 271.4 million in 2025. The company specialises in motor, property, travel and liability insurance, operating through an extensive branch and sales network in Croatia, and also has operations in Austria and Italy.
Generali osiguranje d.d.
Zagreb, Croatia
Generali osiguranje d.d. is a member of the Generali Group, one of the world's leading insurance groups. It offers life and non-life insurance products to individuals and businesses across Croatia, operating through five regional directorates and over 79 branches. The company re-entered Croatia in 2002 and merged with Libertas osiguranje in 2006.
GRAWE Hrvatska Insurance Joint-Stock Company
Zagreb, Croatia
GRAWE Hrvatska d.d. is the first international insurance company in Croatia, founded in 1993 (originally as Prima osiguranje d.d., renamed GRAWE Hrvatska in 2000). As part of the Austrian GRAWE concern, which has a tradition of more than 190 years, GRAWE Hrvatska has grown into the group's most successful subsidiary, offering life, health, property, motor, travel and liability insurance through more than 68 offices across Croatia.
Groupama osiguranje d.d. / Groupama osiguranje d.d. - Croatia Branch
Ulica grada Vukovara 284, Zagreb, Croatia
Groupama osiguranje has been operating in Croatia since September 2021 as part of the French Groupama Group, one of Europe's oldest and largest insurance groups.
Merkur Insurance d.d.
Zagreb, Croatia
Merkur osiguranje d.d. is a Croatian insurance company based in Zagreb, part of the Austrian Merkur Versicherung Group founded in Graz in 1798, offering life, health, accident, property and travel insurance to individuals, families and businesses in Croatia.
Sava osiguranje, d.d. - Croatian Branch (branch of Zavarovalnica Sava, d.d. / Sava osiguranje, d.d., Maribor, Slovenia)
Zagreb, Croatia
Sava osiguranje, d.d. - Croatian Branch is a Croatian branch office of the Slovenian insurer Zavarovalnica Sava, formed through the merger of four European insurers: Velebit osiguranje, Velebit životno osiguranje, Zavarovalnica Tilia and Zavarovalnica Maribor, and part of the Sava Insurance Group, one of the largest financial groups in South East Europe. It offers a broad range of life and non-life insurance products in Croatia, including motor, property, travel, accident, health and life insurance.
Triglav Insurance d.d.
Zagreb, Croatia
Triglav osiguranje d.d. is a Croatian insurance company headquartered in Zagreb, part of the Triglav Group, the largest insurance-financial group in Southeast Europe, offering a wide range of life and non-life insurance products for individuals and businesses.
UNIQA osiguranje d.d.
Zagreb, Croatia
UNIQA osiguranje d.d. is part of the UNIQA Group, one of the leading insurance groups in Austria and Central and Eastern Europe, established in 1999 and operating on the Croatian market since 2000, offering all forms of property and personal insurance.
Wiener osiguranje Vienna Insurance Group d.d.
Zagreb, Croatia
Wiener osiguranje Vienna Insurance Group d.d. is among the leading insurers in the Croatian market, offering a comprehensive portfolio of life and non-life insurance products. Part of the Vienna Insurance Group, it operates through a network of over 80 sales points across Croatia with more than 700 employees, also distributing products through its strategic bancassurance partner Erste Bank. The company began operating in Croatia in September 1999 and grew through mergers with Kvarner osiguranje, Helios VIG and Erste osiguranje VIG.