Poland

AGRO Ubezpieczenia – Towarzystwo Ubezpieczeń Wzajemnych (AGRO TUW) is a 100% Polish mutual insurance company founded in 2003, owned by the Farmers' Social Insurance Contribution Fund (FSUSR). It offers a comprehensive range of insurance products for individual customers, farmers, and businesses, including motor, agricultural, property, travel, and corporate insurance.

AWP P&C S.A. Branch in Poland, trading as Allianz Travel, is the Polish branch of the French insurer AWP P&C S.A. (part of Allianz Partners / Allianz SE). It specialises in travel insurance, assistance, and travel organisation cost coverage for individuals and businesses travelling within Poland and abroad.

AXA Assistance (operating in Poland as Inter Partner Assistance Polska Sp. z o.o. and Inter Partner Assistance S.A. Branch in Poland, under the AXA Partners brand) is a specialist insurer and assistance provider, part of the global AXA Group. It has been active in the Polish market since 1994, offering travel insurance, motor assistance, health products for foreigners, and a range of B2B assistance services to corporate clients including insurers, banks, and leasing companies.

Balcia Insurance SE is a Latvian-based European insurer operating in Poland as a branch since 2009, offering non-life insurance products including motor, home, travel, accident, and liability insurance primarily through online and agency channels.

Beesafe is a digital-first insurance brand launched in Poland in 2020 as an insurance agent of Compensa TU S.A., part of the Vienna Insurance Group. It sells motor, home, travel and urban mobility insurance exclusively online.

Benefia Ubezpieczenia Sp. z o.o. is an insurance distribution company and agent operating in Poland under the Vienna Insurance Group umbrella. It specialises in property and motor insurance sold through non-traditional channels such as vehicle inspection stations, petrol stations, car dealerships, banks and online, with the actual underwriting performed by Compensa Towarzystwo Ubezpieczeń S.A. Vienna Insurance Group.

Chubb European Group SE Branch in Poland, registered in Warsaw, is the Polish branch of Chubb European Group SE (domiciled in France), itself part of Chubb Limited (NYSE: CB). It offers property & casualty, professional lines, accident & health, travel, and cyber insurance products to corporate and individual clients in Poland.

Colonnade Insurance S.A. is a Luxembourg-based non-life insurance company fully owned by Fairfax Financial Holdings Limited (Canada), operating in Poland as a branch since July 2017 as the legal successor to AIG's local portfolio. It offers personal and corporate insurance products including accident, health, travel, property, liability, cyber, environmental and transport insurance.

Compensa Towarzystwo Ubezpieczeń S.A. Vienna Insurance Group is one of the most recognized insurance companies in Poland, offering a wide range of products including motor, property, health, life, travel, agricultural and business insurance. It is part of the Austrian Vienna Insurance Group (VIG), a leading insurer in Central and Eastern Europe.

Concordia Polska T.U. S.A. is a Polish insurance company headquartered in Poznań, founded in 1996 as TUW Wielkopolska. It is one of the leading players in the agricultural insurance segment in Poland and also offers motor, property, travel, life, and legal protection insurance. Since 2021 it has been fully integrated into the Italian Generali Group, with its agricultural products rebranded as Generali Agro.

Credit Agricole Towarzystwo Ubezpieczeń S.A. (CATU) is a Polish non-life insurance company operating under the brand Crédit Agricole Ubezpieczenia. It is a wholly-owned subsidiary of Crédit Agricole Assurances S.A. (Paris), part of the Crédit Agricole Group, offering personal accident, property, motor, travel and assistance insurance products distributed primarily through Credit Agricole Bank Polska S.A.

Direct ubezpieczenia is the Polish branch of Czech insurer Direct pojišťovna a.s., part of the VIGO Investments group led by Pavel Řehák. It entered the Polish market in March 2025 by acquiring the insurance portfolio of wefox Insurance AG in Poland. It specialises in motor, property and travel insurance, with distribution and claims handled by its representative UNEXT sp. z o.o.

Direct ubezpieczenia is a Czech insurance brand operating in Poland as a branch of Direct pojišťovna a.s. It entered the Polish market in March 2025 by acquiring the motor insurance portfolio of wefox Insurance AG, and specialises in motor, property and travel insurance sold directly online and by phone. Distribution, claims handling and customer service in Poland are managed by UNEXT sp. z o.o.

EINS Polska sp. z o.o. is the exclusive insurance agent in Poland for EUROINS Insurance Group, a Bulgarian insurer. It offers a wide range of motor insurance products and assistance services to individual clients through an agency distribution network, and is owned by the US-based insurance brokerage group Acrisure.

ERGO Hestia is one of the largest insurance companies in Poland, established in 1991. It offers a comprehensive range of insurance products for individual customers and businesses, including motor, property, life, health, travel, and agricultural insurance. The sole shareholder is ERGO International AG, part of the ERGO Group AG owned by Munich Re, the world's largest reinsurer. Non-life insurance is offered under four brands: ERGO Hestia, MTU, mtu24.pl, and You Can Drive.

Europ Assistance Polska is a pioneer of assistance services in Poland, operating since 1996 as part of the international Europ Assistance Group (owned by Generali). It provides 24/7 assistance services in five main areas: travel, health, home and family, motor, and concierge, serving both individual and corporate clients in Poland and abroad.

Generali Poland is the Polish subsidiary of the Generali Group, one of the world's largest insurance and asset management providers. It has operated in Poland since 1998 and offers a comprehensive range of P&C, life, health, travel, agricultural, and pension insurance products to individual and corporate clients under the Generali, Proama, and Generali Agro brands.

TU INTER Polska S.A. is a Polish insurance company and part of the German INTER insurance group. It specialises in medical professional liability insurance and also offers health, property, life and travel insurance for individuals and businesses.

Inter Partner Assistance Polska Sp. z o.o., operating under the AXA Assistance / AXA Partners brand, is a Belgian-owned assistance insurer active in Poland since 1994. It provides travel, medical, and motor assistance insurance products to individual and corporate clients, and operates a 24/7 assistance centre.

InterRisk Towarzystwo Ubezpieczeń S.A. Vienna Insurance Group is a universal insurer operating in Poland since 1993, offering over 150 motor, property, personal, health, and financial insurance products for individuals and businesses. It is part of the Austrian Vienna Insurance Group, one of the largest insurance groups in Central and Eastern Europe.

LINK4 is a leading Polish direct insurer founded in 2003 as the first company to sell motor insurance exclusively by phone and Internet. It is part of the PZU Group and offers motor, home, travel, and business insurance products. On 29 May 2026, the management boards of PZU SA and LINK4 signed a merger plan; legal merger is planned for Q1 2027, subject to KNF approval, with the LINK4 brand continuing independently.

mtu24.pl is a direct online and telephone insurance sales brand of Sopockie Towarzystwo Ubezpieczen ERGO Hestia SA, one of the largest non-life insurers in Poland. The brand was created in 2002 and offers motor, property, and travel insurance products with a fully digital purchase and claims process.

Nationale-Nederlanden (NN) is one of the market leaders in life insurance in Poland, operating since 1994 as part of the international NN Group. The company offers life and health insurance, property insurance, pension products (OFE, IKE, IKZE, PPK), and travel insurance, serving over 4 million customers.

Partner TUiR S.A. is a Polish insurance and reinsurance joint-stock company operating since 1996, offering a range of non-life insurance products including motor, property, liability, and surety bonds to individual and business clients.

Pevno is a motor insurance brand launched in July 2025 by UNIQA Towarzystwo Ubezpieczeń S.A., offering simple and affordable vehicle insurance — including compulsory third-party liability (OC), casco (AC), personal accident (NNW), assistance, and add-ons — sold online and through agents.

PKO TFI is one of Poland's largest investment fund management companies, specializing in the creation and management of investment funds and retirement savings products (PPK, PPE, IKE, IKZE), and is a leading player in the Employee Capital Plans (PPK) market.

Proama is a direct insurance brand of Generali Towarzystwo Ubezpieczeń S.A., operating in Poland since 2011 and part of the Generali Group since 2013. It is one of the fastest-growing insurers in Poland, known primarily for competitive motor insurance (MTPL and Casco) sold online and by phone, while also offering home, travel, personal accident, life and business insurance products.

PZU SA is Poland's largest and oldest insurance company, listed on the Warsaw Stock Exchange, and the largest financial institution in Poland and Central and Eastern Europe. It offers nearly 200 insurance and financial products covering non-life, life, health, motor, property, travel, and investment segments, serving individual and corporate customers.

SALTUS Ubezpieczenia is a Polish insurance brand comprising two mutual/joint-stock insurers — SALTUS TUW (property and personal lines) and SALTUS TU Życie SA (life insurance) — both headquartered in Sopot. Founded in 1995 and linked to the SKOK cooperative financial group, SALTUS serves over one million policyholders across Poland through a network of more than 2,000 agency outlets and over 5,000 medical facilities.

Santander Allianz Towarzystwo Ubezpieczeń S.A. and Santander Allianz Towarzystwo Ubezpieczeń na Życie S.A. are two joint venture insurance companies established in 2008 by Santander Bank Polska S.A. and Allianz. They offer a wide range of insurance products — including life, health, property, travel, and loan protection — exclusively through the distribution network of Santander Bank Polska (now Erste Bank Polska).

SIGNAL IDUNA Polska Towarzystwo Ubezpieczeń S.A. is the Polish subsidiary of the German SIGNAL IDUNA Group, operating since 2001. It is a pioneer of private health insurance with hospital treatment in Poland, and offers health, travel, life, accident, and property insurance for individuals and businesses.

Trasti is a Polish insurtech brand operated by HPI GMA S.A., acting as the Managing General Agent of Slovenian insurer Zavarovalnica Triglav in Poland. It launched in March 2021 and offers fully digital motor insurance products, including MTPL, comprehensive casco, personal accident, and roadside assistance.

Towarzystwo Ubezpieczeń Europa S.A. (TU Europa) is one of the fastest-growing insurance companies in Poland, specialising in travel, property, sports, health and life insurance products, primarily distributed through bancassurance, affinity and direct online channels. The company has been operating for over 30 years and covers millions of clients across Poland.

Pocztowe Towarzystwo Ubezpieczen Wzajemnych (TUW Pocztowe) was a Polish mutual insurer established in December 2002 by Poczta Polska. Initially insuring only the assets of the Polish Post and its subsidiaries, it later expanded to individual and business clients. Following ownership changes, the company was rebranded as AGRO Ubezpieczenia TUW in 2022 under ownership of the Agricultural Social Insurance Fund (FSUSR). The legal entity (KRS 0000145607) continues to operate at ul. Rodziny Hispanskich 8, Warsaw.

Towarzystwo Ubezpieczen Wzajemnych TUW is the first mutual non-profit insurance society established in post-war Poland, operating since 1992. It specialises in property, motor, and agricultural insurance and serves individuals, businesses, farmers, and local government units, with over 2 million members and approximately 100 branch offices across the country.

TUZ Ubezpieczenia is a Polish insurer with 100% Polish capital, founded in August 2003 originally as a mutual insurance company (TUZ TUW) and converted to a joint-stock company in August 2025. It offers motor, property, agricultural, personal accident, travel, and professional liability insurance for individuals, families, farmers, and businesses.

UNIQA is one of the leading insurance groups in Poland and Europe, offering comprehensive insurance products for individuals, businesses, and the housing sector. The group has been present in Poland since 1990 and in 2021 completed the integration of former AXA companies in Poland, becoming one of the top 5 insurers in the country with approximately 7.5 million customers. Poland is the second largest market for the UNIQA Group after Austria.

WARTA is one of the largest and oldest insurance companies in Poland, operating since 1920. The WARTA Group consists of TUiR Warta S.A. (property, motor, travel, and liability insurance) and TUnŻ Warta S.A. (life insurance). As of February 2026, Warta is fully owned by the German Talanx Group following the acquisition of the remaining 24.3% stake from Japan's Meiji Yasuda. Warta holds a Standard & Poor's financial strength rating of A+ (stable) and is ranked number one in claims handling quality in Poland for eight consecutive years.

Wiener is a non-life insurance brand operating in Poland since 1990, part of the Vienna Insurance Group. Following a merger completed on 1 July 2024, the Wiener brand is legally owned by Compensa TU S.A. Vienna Insurance Group, forming the fourth-largest property insurer in Poland. Products cover motor, home, travel, health, agricultural, and business insurance.

You Can Drive is an online insurance brand of the ERGO Hestia Group, dedicated to young drivers under 30. It offers motor, travel, and home insurance products exclusively through digital channels, without surcharges for young or inexperienced drivers.